As of July 01, 2026, the average salary for an Entry Underwriter (Life) in Texas is $59,100 per year, which breaks down to an hourly rate of $28.
However, an Entry Underwriter (Life)'s salary can vary significantly. Here’s a look at the typical salary range:
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Entry Underwriter (Life) Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $65,300 | $5,442 | $1,256 | $31 |
| Average | $59,100 | $4,925 | $1,137 | $28 |
| 25th Percentile | $52,300 | $4,358 | $1,006 | $25 |
An Entry Underwriter (Life)'s salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of an Entry Underwriter (Life)'s salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Entry Underwriter (Life) | 0-2 years | $59,029 |
| Intermediate Underwriter (Life) | 2-4 years | $69,550 |
| Life Insurance Underwriter III | 4-7 years | $90,417 |
| Life Insurance Underwriting Supervisor | 7+ years | $114,364 |
| Life Insurance Underwriting Manager | 7+ years | $133,821 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Entry Underwriter (Life)s. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Entry Underwriter (Life) salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $63,874. While startup companies pay approximate $54,132.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $54,132 |
| Growth Stage | 51~500 | $57,230 |
| Established | 501~5000 | $61,712 |
| Enterprise | 5000+ | $63,874 |
For Entry Underwriter (Life) roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 30% above the average. In contrast, Entry Underwriter (Life) positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Entry Underwriter (Life) as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $76,830 | $37.0 | 30% |
| Healthcare | $70,920 | $34.0 | 20% |
Understanding how an Entry Underwriter (Life)'s annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $65,300 | $5,442 | $1,256 | $31 |
| Average | $59,100 | $4,925 | $1,137 | $28 |
| 25th Percentile | $52,300 | $4,358 | $1,006 | $25 |
Promotions are the fastest way to increase your earnings. As an Entry Underwriter (Life), you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Intermediate Underwriter (Life) | $69,600 | 18% |
| Health Insurance Underwriter | $69,600 | 18% |
| Property Casualty Insurance Underwriter II | $69,550 | 18% |
| Insurance Underwriter II | $69,600 | 18% |
Ready to take the next step in your career? Browse thousands of current Entry Underwriter (Life) job openings on our job board. Use the search bar below to find your perfect match.
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