What are the main factors that influence a Insurance Underwriter II's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Insurance Underwriter 's salary?

A Insurance Underwriter 's salary grows with experience: a Insurance Underwriter I (0-2 years)earns $61,291, a Insurance Underwriter II (2-4 years)earns $72,214, a Insurance Underwriter III (4-7 years)earns $93,869, an Insurance Underwriter IV (7+ years)earns $109,665, an Insurance Underwriter V (7-10 years)earns $135,144,

What are the highest paying states for a Insurance Underwriter II?

Insurance Underwriter II salary varies significantly by state. The top 3 highest paying states for Insurance Underwriter II roles are District of Columbia $79,000, California $78,700, Massachusetts $77,700. These tech hubs typically pay 10-15% above the national average.

How much do different types of Insurance Underwriter roles make?

Salaries for Insurance Underwriter level roles vary by specialization: Insurance Underwriter IV: $108,300; Insurance Underwriter III: $92,700; Group Insurance Underwriter II: $73,586; Health Insurance Underwriter: $71,400; Life Insurance Underwriter II: $71,310.

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Insurance Underwriter II Salary in Delaware

How much does a Insurance Underwriter II make in Delaware?

As of March 01, 2026, the average salary for a Insurance Underwriter II in Delaware is $72,300 per year, which breaks down to an hourly rate of $35.

However, a Insurance Underwriter II's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $80,706
Majority Range (25th-75th percentile): $66,100 to $76,700
Entry-Level (10th percentile): $60,455

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Insurance Underwriter II Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,700	$6,392	$1,475	$37
Average	$72,300	$6,025	$1,390	$35
25th Percentile	$66,100	$5,508	$1,271	$32

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Key Factors That Influence Insurance Underwriter II Salaries

A Insurance Underwriter II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Underwriter Salaries?

Experience is a primary driver of a Insurance Underwriter II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Insurance Underwriter I (0-2 years): $61,291
Insurance Underwriter II (2-4 years): $72,214
Insurance Underwriter III (4-7 years): $93,869
Insurance Underwriter IV (7+ years): $109,665
Insurance Underwriter V (7-10 years): $135,144

Job Role	Years of Experience	Average Salary
Insurance Underwriter I	0-2 years	$61,291
Insurance Underwriter II	2-4 years	$72,214
Insurance Underwriter III	4-7 years	$93,869
Insurance Underwriter IV	7+ years	$109,665
Insurance Underwriter V	7-10 years	$135,144

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What Am I Worth?

How Do Insurance Underwriter II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Underwriter IIs. For example, consider the average annual salaries in these key locations:

District of Columbia: $79,000.
California: $78,700.
Massachusetts: $77,700.

District of Columbia $79,000 California $78,700 Massachusetts $77,700 Washington $77,400 New Jersey $77,300 Alaska $77,200 Connecticut $76,300 New York $75,900

Hawaii $74,600 Rhode Island $74,000 Maryland $73,600 Minnesota $73,000 Colorado $72,800 Illinois $72,700 Oregon $72,500 Delaware $72,300

New Hampshire $72,100 Virginia $71,900 Pennsylvania $71,000 Nevada $70,600 North Dakota $70,500 Michigan $70,300 Wisconsin $70,200 Vermont $70,000

Maine $69,600 Texas $69,600 Arizona $69,500 Ohio $69,500 Georgia $68,800 Indiana $68,500 Wyoming $68,400 Utah $68,300

Iowa $68,300 Kansas $67,900 Missouri $67,800 Louisiana $67,800 North Carolina $67,800 Florida $67,500 Montana $67,400 Nebraska $67,200

Kentucky $67,200 South Carolina $66,900 Tennessee $66,700 Idaho $66,600 New Mexico $66,100 Oklahoma $66,000 Alabama $65,600 South Dakota $64,900

Arkansas $64,500 West Virginia $64,300 Mississippi $63,600

Top Paying Cities for Insurance Underwriter IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Lincoln: $74,800
Little Creek: $74,100
Magnolia: $74,400

Lincoln, DE $74,800 Little Creek, DE $74,100 Magnolia, DE $74,400 Milford, DE $74,800 Marydel, DE $73,800 Millsboro, DE $74,800 Millville, DE $75,300 Milton, DE $74,800

Nassau, DE $74,800 Ocean View, DE $75,300 Rehoboth Beach, DE $75,300 Seaford, DE $74,000 Selbyville, DE $75,300 Smyrna, DE $73,700 Viola, DE $74,400 Woodside, DE $74,200

Bear, DE $73,200 Newark, DE $73,200 Claymont, DE $73,300 Delaware City, DE $73,200 Hockessin, DE $73,300 Kirkwood, DE $73,200 Middletown, DE $73,600 Montchanin, DE $73,300

New Castle, DE $73,300 Odessa, DE $73,700 Port Penn, DE $73,000 Rockland, DE $73,300 Saint Georges, DE $73,200 Townsend, DE $73,600 Winterthur, DE $73,300 Lewes, DE $74,800

Wilmington, DE $73,300 Dover, DE $74,100 Dover Afb, DE $74,200 Bethany Beach, DE $75,300 Bethel, DE $74,000 Bridgeville, DE $74,800 Camden Wyoming, DE $74,100 Cheswold, DE $73,900

Clayton, DE $73,700 Dagsboro, DE $75,300 Delmar, DE $74,000 Ellendale, DE $74,800 Felton, DE $74,800 Fenwick Island, DE $75,300 Frankford, DE $75,300 Frederica, DE $74,800

Georgetown, DE $74,800 Greenwood, DE $74,800 Harbeson, DE $74,800 Harrington, DE $74,800 Hartly, DE $73,700 Houston, DE $74,800 Kenton, DE $73,700 Laurel, DE $74,000

Yorklyn, DE $73,300

Insurance Underwriter II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Insurance Underwriter II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

$66,100

Average $72,300/year

$76,700

$5,508

Average $6,025/month

$6,392

$1,271

Average $1,390/week

$1,475

$32

Average $35/hour

$37

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,700	$6,392	$1,475	$37
Average	$72,300	$6,025	$1,390	$35
25th Percentile	$66,100	$5,508	$1,271	$32

Insurance Underwriter II Salary Growth & Career Path

Insurance Underwriter II

Health Insurance Senior Underwriter

Life Insurance Underwriter III

Property Casualty Insurance Underwriter III

Insurance Underwriter III

Health Insurance Underwriting Director

Life Insurance Underwriting Director

P/C Underwriting Director

Vice President of Underwriting

Promotions are the fastest way to increase your earnings. As a Insurance Underwriter II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Insurance Underwriter II Salary Growth and Career Path
Next Step Role	Estimate Salary	Projected Raise
Health Insurance Senior Underwriter	$93,900	30%
Life Insurance Underwriter III	$93,900	30%
Property Casualty Insurance Underwriter III	$93,900	30%
Insurance Underwriter III	$93,900	30%

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