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Intermediate Commercial Credit Analyst Salary in the United States

How much does an Intermediate Commercial Credit Analyst make in the United States?

As of August 01, 2026, the average salary for an Intermediate Commercial Credit Analyst in the United States is $74,600 per year, which breaks down to an hourly rate of $36.

However, an Intermediate Commercial Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $84,343
  • Majority Range (25th-75th percentile): $62,800 to $79,700
  • Entry-Level (10th percentile): $52,057
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View as table View as graph 25% $62,800 10% $52,057 90% $84,343 75% $79,700 $74,600 50%(Median) Didn’t find job title? Click

Intermediate Commercial Credit Analyst Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $79,700 $6,642 $1,533 $38
Average $74,600 $6,217 $1,435 $36
25th Percentile $62,800 $5,233 $1,208 $30
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Key Factors That Influence Intermediate Commercial Credit Analyst Salaries

An Intermediate Commercial Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.

How Experience Level Affects Intermediate Commercial Credit Analyst Salaries?

Experience is a primary driver of an Intermediate Commercial Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry Commercial Credit Analyst (0-2 years): $63,062
  • Intermediate Commercial Credit Analyst (2-4 years): $74,530
  • Senior Commercial Credit Analyst (4-7 years): $92,486
  • Lead Commercial Credit Analyst (7+ years): $107,098
  • Commercial Loan Credit Analysis Manager (7+ years): $122,135
Job Role Years of Experience Average Salary
Entry Commercial Credit Analyst0-2 years$63,062
Intermediate Commercial Credit Analyst2-4 years$74,530
Senior Commercial Credit Analyst4-7 years$92,486
Lead Commercial Credit Analyst7+ years$107,098
Commercial Loan Credit Analysis Manager7+ years$122,135
$63,062 Entry Com...
$74,530 Intermedi...
$92,486 Senior Co...
$107,098 Lead Comm...
$122,135 Commercia...
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What Am I Worth?

Top Paying Cities for Intermediate Commercial Credit Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $94,100
  • San Francisco: $93,000
  • Oakland: $91,100

What Skills Can Increase an Intermediate Commercial Credit Analyst's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 20.47% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Microsoft Office (Mentioned in 2.16% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Customer Care (Mentioned in 1.16% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
See More Skills
Skills Demand Percentage
Analysis 20.47%
Microsoft Office 2.16%
Customer Care 1.16%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Intermediate Commercial Credit Analyst's salary.
  • Customer Care: Can increase your salary by up to 24%.
  • Process Improvement: Can increase your salary by up to 9%.
  • Credit Risk: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Customer Care
$92,504
24%
Process Improvement
$81,314
9%
Credit Risk
$79,822
7%
Balance Sheet
$78,330
5%
Initiative
$78,330
5%
Products and Services
$77,584
4%
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Intermediate Commercial Credit Analyst Salary by Company Size: Startups vs. Enterprise

Intermediate Commercial Credit Analyst salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $79,480. While startup companies pay approximate $67,490.

Intermediate Commercial Credit Analyst Salary by Company Size

Company Size Employees Average Salary
Startup1~50$67,490
Growth Stage51~500$71,320
Established501~5000$76,823
Enterprise5000+$79,480

Intermediate Commercial Credit Analyst Salary by Industry: Top Paying Sectors

For Intermediate Commercial Credit Analyst roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit, offers compensation 10% above the average. Conversely, Intermediate Commercial Credit Analyst positions in Business Services typically offer lower base pay, as this sector often view Intermediate Commercial Credit Analyst as a support function rather than a direct revenue driver.

The top paying industry for an Intermediate Commercial Credit Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Edu., Gov't. & Nonprofit$82,060$39.010%

How Education impacts an Intermediate Commercial Credit Analyst's Salary?

Your level of education can impact your salary potential. While many Intermediate Commercial Credit Analysts enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Intermediate Commercial Credit Analyst with a Bachelor's Degree is between $69,452 and $74,797).

Intermediate Commercial Credit Analyst Salaries by Degree Level

Typical Education for Intermediate Commercial Credit Analyst
Degree Level % of user with this level of education
No Diploma 2.5%
High School 2.5%
Associates 2.1%
Bachelors 66.7%
Masters 28.0%
Doctorate 0.7%
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Intermediate Commercial Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Intermediate Commercial Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Intermediate Commercial Credit Analyst Salary Growth & Career Path

For an Intermediate Commercial Credit Analyst, the most direct path to higher earnings is advancing to the Senior Commercial Credit Analyst role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $92,500 - a projected growth of 24% over your current level.

Salary Trends for Intermediate Commercial Credit Analyst

Salaries for an Intermediate Commercial Credit Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $72,148 in 2023 to around $71,425 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Intermediate Commercial Credit Analyst salary trends, .

Average Annual Salary of Intermediate Commercial Credit Analyst Over Time

2022
$???
2023
$72,148
2024
$72,165
2025
$71,425
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $72,148
2024 $72,165
2025 $71,425
2026
View More
2027
View More

Most common benefits for Intermediate Commercial Credit Analyst

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Intermediate Commercial Credit Analyst

Here are companies hiring for Intermediate Commercial Credit Analyst and their salaries, click below for more details.

Find Your Next Intermediate Commercial Credit Analyst Job

Ready to take the next step in your career? Browse thousands of current Intermediate Commercial Credit Analyst job openings on our job board. Use the search bar below to find your perfect match.

United States
  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Associate Vice President, Internal Communications. About the Company. National consulting & advisory services firm focused on the healthcare industry. Indu... more

    16 Days Ago

  • C.R. England

    Columbus, OH

    C.R. England | Columbus, OH

    Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

    21 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more

    21 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Vice President, Payments Engineering. About the Company. Globally-recognized provider of corporate payment solutions. Industry. Financial Services. Type. P... more

    23 Days Ago

  • Confidential

    Columbus, OH

    Confidential | Columbus, OH

    Senior Vice President of Project Delivery. About the Company. A multi-billion-dollar construction organization with collaborative, servant-minded leadershi... more

    23 Days Ago

  • USPS

    Columbus, OH

    USPS | Columbus, OH

    The United States Postal Service (USPS) is seeking Mail Carriers and City Carrier Assistants (CCA) to deliver mail and packages to residential and business... more

    29 Days Ago

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FAQ about Intermediate Commercial Credit Analyst

1. What industry pays the highest salary for Intermediate Commercial Credit Analyst?

The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Intermediate Commercial Credit Analyst roles, with salaries approximately 10% above the market median.

2. Can analysts make a lot of money?

It's a lucrative and interesting career, and Intermediate Commercial Credit Analysts can expect to earn between $65,000 and $85,100 per year, with a median salary of approximately $74,300. However, actual earnings can vary significantly based on the specific path and experience of the analyst.

3. How much does a credit officer make at Bank of America?

The salary for an Intermediate Commercial Credit Analyst typically ranges from $65,000 to $85,100, with a midpoint of $74,300. While the average salary for a Credit Officer at Bank of America is estimated at $130,241, this may vary based on location and experience.

4. How much do commercial analysts make on Glassdoor?

The salary for an Intermediate Commercial Credit Analyst ranges from $65,000 to $85,100 per year, with a midpoint salary of $74,300. This reflects a more focused range compared to broader estimates, providing a clearer picture of compensation in this specific role.

5. How much do commercial analysts make in the US?

The salary for Intermediate Commercial Credit Analysts in the US ranges from $65,000 to $85,100 annually. The average salary is approximately $74,300 per year. Entry-level positions typically start at $65,000, while experienced analysts can earn up to $85,100.

6. How much does a commercial credit analyst make at Huntington Bank?

The salary for an Intermediate Commercial Credit Analyst typically ranges from $65,000 to $85,100, with a midpoint of around $74,300. This suggests that compensation at Huntington Bank may align more closely with these figures, potentially offering a more competitive salary compared to the reported average of $63,721.

7. How much does a credit analyst make at Busey Bank?

The salary for an Intermediate Commercial Credit Analyst typically ranges from $65,000 to $85,100 per year, with an average salary around $74,300. This reflects the competitive compensation for this role in the industry.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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