As of August 01, 2026, the average salary for a Commercial Credit Analyst in the United States is $63,317 per year, which breaks down to an hourly rate of $30.
However, a Commercial Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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A Commercial Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Commercia... Level Commercial Credit Analyst | $62,728 |
| Commercia... Level Commercial Credit Analyst | $74,135 |
| Commercia... Level Commercial Credit Analyst | $91,996 |
| Commercia... Level Commercial Credit Analyst | $106,530 |
| Commercia... Level Commercial Credit Analyst | $121,488 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Credit Analysts. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 20.75% |
| Tax Return | 1.91% |
| Credit Reports | 1.14% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Relationship Management
|
$70,282 |
11%
|
|
Client Relationship
|
$70,282 |
11%
|
|
Insight
|
$69,649 |
10%
|
|
Financial Services
|
$68,382 |
8%
|
|
Risk Management
|
$67,116 |
6%
|
|
Commercial Banking
|
$67,116 |
6%
|
For Commercial Credit Analyst roles, the industry you choose can impact your earning potential by as much as 30% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit, offers compensation 15% above the average. Conversely, Commercial Credit Analyst positions in Business Services typically offer lower base pay, as this sector often view Commercial Credit Analyst as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Edu., Gov't. & Nonprofit | $72,815 | $35.0 | 15% |
Your level of education can impact your salary potential. While many Commercial Credit Analysts enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Credit Analyst with a Bachelor's Degree is between $57,033 and $60,937).
Commercial Credit Analyst Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.3% |
| High School | 3.2% |
| Associates | 1.5% |
| Bachelors | 77.1% |
| Masters | 17.9% |
| Doctorate | 0.0% |
Understanding how a Commercial Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026Salaries for a Commercial Credit Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $60,315 in 2023 to around $58,931 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Credit Analyst salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $60,315 |
| 2024 | $59,440 |
| 2025 | $58,931 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Commercial Credit Analyst roles, with salaries approximately 15% above the market median.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
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