As of August 01, 2026, the average salary for an Intermediate Credit Analyst in the United States is $69,400 per year, which breaks down to an hourly rate of $33.
However, an Intermediate Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:
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An Intermediate Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
Experience is a primary driver of an Intermediate Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Entry Credit Analyst | 0-2 years | $58,085 |
| Intermediate Credit Analyst | 2-4 years | $69,370 |
| Senior Credit Analyst | 4-7 years | $85,033 |
| Credit Manager | 7+ years | $117,654 |
| Vice President of Credit | 7+ years | $207,214 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Intermediate Credit Analysts. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 17.96% |
| Microsoft Office | 2.45% |
| Loan Review | 1.02% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Due Diligence
|
$74,952 |
8%
|
|
Risk Management
|
$74,952 |
8%
|
|
Commercial Banking
|
$72,870 |
5%
|
|
Leadership
|
$72,176 |
4%
|
|
Collaboration
|
$72,176 |
4%
|
|
Initiative
|
$72,176 |
4%
|
Intermediate Credit Analyst salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $77,689. While startup companies pay approximate $65,723.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $65,723 |
| Growth Stage | 51~500 | $69,510 |
| Established | 501~5000 | $75,023 |
| Enterprise | 5000+ | $77,689 |
For Intermediate Credit Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Intermediate Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Intermediate Credit Analyst as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Pharmaceuticals | $90,220 | $43.0 | 30% |
| Financial Services | $86,750 | $42.0 | 25% |
| Software & Networking | $83,280 | $40.0 | 20% |
| Biotechnology | $79,810 | $38.0 | 15% |
| Insurance | $77,728 | $37.0 | 12% |
Your level of education can impact your salary potential. While many Intermediate Credit Analysts enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for an Intermediate Credit Analyst with a Associate's Degree is between $66,097 and $70,419).
Intermediate Credit Analyst Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 8.2% |
| High School | 8.2% |
| Associates | 3.8% |
| Bachelors | 57.7% |
| Masters | 30.3% |
| Doctorate | 0.0% |
Understanding how an Intermediate Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on August 01, 2026For an Intermediate Credit Analyst, the most direct path to higher earnings is advancing to the Senior Credit Analyst role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $85,100 - a projected growth of 23% over your current level.
Salaries for an Intermediate Credit Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $68,374 in 2023 to around $68,759 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Intermediate Credit Analyst salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $68,374 |
| 2024 | $69,135 |
| 2025 | $68,759 |
| 2026 |
View More
|
| 2027 |
View More
|
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The Pharmaceuticals industry offers the highest average compensation for Intermediate Credit Analyst roles, with salaries approximately 30% above the market median.
Credit analysts can earn a competitive salary. For an Intermediate Credit Analyst, the salary ranges from approximately $62,700 to $79,300, with a midpoint around $70,300. This reflects a solid earning potential, especially as one progresses in their career, potentially reaching higher salaries at senior levels.
To pursue a career as a credit analyst, a bachelor's degree in business, finance, or accounting is typically required. Alternatively, an associate degree combined with relevant experience in a financial institution may suffice. As for salary expectations, an Intermediate Credit Analyst can earn between $62,700 and $79,300, with a median salary of $70,300.
The five Cs of credit are crucial for lenders assessing financial products. They evaluate character, capacity, capital, collateral, and conditions to determine approval and set loan rates and terms. For an Intermediate Credit Analyst, the salary ranges from $62,700 to $79,300, with a midpoint of $70,300, reflecting the importance of these factors in the lending process.
The salary of an Intermediate Credit Analyst typically ranges from ₹62,700 to ₹79,300. This reflects the compensation for professionals with varying levels of experience, providing a competitive salary structure within the industry.
The highest salary for an Intermediate Credit Analyst is $79,300 per year. This position typically offers a salary range with a minimum of $62,700 and a midpoint of $70,300. Top-paying industries for Credit Analysts often include finance, investment banking, and corporate finance.
The lowest salary for an Intermediate Credit Analyst is $62,700. The salary range typically spans from $62,700 to $79,300, with a midpoint of $70,300. This reflects the competitive compensation for this role in the financial sector.
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