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Intermediate Loan Examiner Salary in the United States

How much does an Intermediate Loan Examiner make in the United States?

As of August 01, 2026, the average salary for an Intermediate Loan Examiner in the United States is $76,100 per year, which breaks down to an hourly rate of $37.

However, an Intermediate Loan Examiner's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $87,754
  • Majority Range (25th-75th percentile): $66,500 to $82,200
  • Entry-Level (10th percentile): $57,760
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View as table View as graph 25% $66,500 10% $57,760 90% $87,754 75% $82,200 $76,100 50%(Median) Didn’t find job title? Click

Intermediate Loan Examiner Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $82,200 $6,850 $1,581 $40
Average $76,100 $6,342 $1,463 $37
25th Percentile $66,500 $5,542 $1,279 $32
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Key Factors That Influence Intermediate Loan Examiner Salaries

An Intermediate Loan Examiner's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.

How Experience Level Affects Intermediate Loan Examiner Salaries?

Experience is a primary driver of an Intermediate Loan Examiner's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry Loan Examiner (0-2 years): $57,901
  • Intermediate Loan Examiner (2-4 years): $76,063
  • Loan Audit and Examination Specialist III (4-7 years): $116,140
  • Loan Audit and Examination Manager (7+ years): $139,750
Job Role Years of Experience Average Salary
Entry Loan Examiner0-2 years$57,901
Intermediate Loan Examiner2-4 years$76,063
Loan Audit and Examination Specialist III4-7 years$116,140
Loan Audit and Examination Manager7+ years$139,750
$57,901 Entry Loa...
$76,063 Intermedi...
$116,140 Loan Audi...
$139,750 Loan Audi...
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What Am I Worth?

How Do Intermediate Loan Examiner Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Intermediate Loan Examiners. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $84,300.
  • California: $83,900.
  • Massachusetts: $82,800.

Top Paying Cities for Intermediate Loan Examiners

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $96,000
  • San Francisco: $94,900
  • Oakland: $92,900

What Skills Can Increase an Intermediate Loan Examiner's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 16.67% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Business Administration (Mentioned in 16.67% Job Postings): It is the management of all aspects of a business's performance, decisions, and organization. It includes the day to day operations, aspects including finances and human resources, and ensures the company stays aligned to the goal or mission.
  • Credit Analysis (Mentioned in 16.67% Job Postings): Credit analysis is the method by which one calculates the creditworthiness of a business or organization. In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds. Or, a bank may analyze the financial statements of a small business before making or renewing a commercial loan. The term refers to either case, whether the business is large or small. The objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating. The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default. Credit analysis involves a wide variety of financial analysis techniques, including ratio and trend analysis as well as the creation of projections and a detailed analysis of cash flows. Credit analysis also includes an examination of collateral and other sources of repayment as well as credit history and management ability. Analysts attempt to predict the probability that a borrower will default on its debts, and also the severity of losses in the event of default. Credit spreads—the difference in interest rates between theoretically "risk-free" investments such as U.S. treasuries or LIBOR and investments that carry some risk of default—reflect credit analysis by financial market participants.
See More Skills
Skills Demand Percentage
Analysis 16.67%
Business Administration 16.67%
Credit Analysis 16.67%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Intermediate Loan Examiner's salary.
  • Risk Management: Can increase your salary by up to 4%.
  • Business Administration: Can increase your salary by up to 3%.
  • Analysis: Can increase your salary by up to 0%.
Skill Salary Salary % Increase
Risk Management
$79,144
4%
Business Administration
$78,383
3%
Analysis
$76,100
0%
Get Latest Data

Intermediate Loan Examiner Salary by Company Size: Startups vs. Enterprise

Intermediate Loan Examiner salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $82,350. While startup companies pay approximate $69,718.

Intermediate Loan Examiner Salary by Company Size

Company Size Employees Average Salary
Startup1~50$69,718
Growth Stage51~500$73,731
Established501~5000$79,538
Enterprise5000+$82,350

Intermediate Loan Examiner Salary by Industry: Top Paying Sectors

For Intermediate Loan Examiner roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, Intermediate Loan Examiner positions in Business Services typically offer lower base pay, as this sector often view Intermediate Loan Examiner as a support function rather than a direct revenue driver.

The top paying industry for an Intermediate Loan Examiner

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$83,710$40.010%

How Education impacts an Intermediate Loan Examiner's Salary?

Your level of education can impact your salary potential. While many Intermediate Loan Examiners enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Intermediate Loan Examiner with a Associate's Degree is between $72,419 and $78,533).

Intermediate Loan Examiner Salaries by Degree Level

Typical Education for Intermediate Loan Examiner
Degree Level % of user with this level of education
No Diploma 100.0%
High School 0.0%
Associates 0.0%
Bachelors 100.0%
Masters 0.0%
Doctorate 0.0%
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Intermediate Loan Examiner Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Intermediate Loan Examiner's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Intermediate Loan Examiner Salary Growth & Career Path

For an Intermediate Loan Examiner, the most direct path to higher earnings is advancing to the Loan Audit and Examination Specialist III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $116,200 - a projected growth of 53% over your current level.

Salary Trends for Intermediate Loan Examiner

Salaries for an Intermediate Loan Examiner can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $65,103 in 2023 to around $64,291 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Intermediate Loan Examiner salary trends, .

Average Annual Salary of Intermediate Loan Examiner Over Time

2022
$???
2023
$65,103
2024
$64,723
2025
$64,291
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $65,103
2024 $64,723
2025 $64,291
2026
View More
2027
View More

Most common benefits for Intermediate Loan Examiner

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Intermediate Loan Examiner

Here are companies hiring for Intermediate Loan Examiner and their salaries, click below for more details.

Find Your Next Intermediate Loan Examiner Job

Ready to take the next step in your career? Browse thousands of current Intermediate Loan Examiner job openings on our job board. Use the search bar below to find your perfect match.

United States
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FAQ about Intermediate Loan Examiner

1. What industry pays the highest salary for Intermediate Loan Examiner?

The Financial Services industry offers the highest average compensation for Intermediate Loan Examiner roles, with salaries approximately 10% above the market median.

2. Is CFE a good certification?

Obtaining a CFE certification significantly enhances career prospects in fraud examination. Certified Fraud Examiners are highly regarded by employers, with salaries ranging from $67,100 to $90,100, depending on experience and expertise. This certification positions professionals to effectively safeguard organizations from financial misconduct.

3. Which officer gets paid the most?

The Intermediate Loan Examiner is a key role in financial institutions, earning a salary range between $67,100 and $90,100 annually. This position is crucial for evaluating loan applications and ensuring compliance with regulations, making it a vital part of the lending process.

4. How do I become a US loan officer?

To become a US loan officer, you need a Mortgage Loan Originator (MLO) license. This involves completing prelicensing courses, passing a national exam, and undergoing background and credit checks. Licenses require annual renewal, and states may have extra requirements. As an Intermediate Loan Examiner, you can expect a salary ranging from $67,100 to $90,100, with a midpoint of $78,100.

5. Is it hard to make it as a loan officer?

Is it hard to make it as a Loan Officer? While becoming a loan officer may not be extremely difficult, it does require dedication, education, and the development of specific skills. The salary for an Intermediate Loan Examiner ranges from $67,100 to $90,100, with a midpoint of $78,100, reflecting the potential financial rewards in this career.

6. What is the highest paid loan officer?

The salary for an Intermediate Loan Examiner typically ranges from $67,100 to $90,100 annually, with a midpoint of $78,100. This reflects the current compensation landscape for this role, indicating a competitive salary structure within the industry.

7. How much does a CFE make in the US?

The salary for an Intermediate Loan Examiner in the US ranges from $67,100 to $90,100 annually, with a median salary of $78,100. This translates to approximately $32.24 to $43.29 per hour, or $1,200 to $1,800 per week.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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