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Risk Analyst IV Salary in the United States

How much does a Risk Analyst IV make in the United States?

As of May 01, 2026, the average salary for a Risk Analyst IV in the United States is $122,594 per year, which breaks down to an hourly rate of $59.

However, a Risk Analyst IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $143,233
  • Majority Range (25th-75th percentile): $114,705 to $133,397
  • Entry-Level (10th percentile): $107,522
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View as table View as graph 25% $114,705 10% $107,522 90% $143,233 75% $133,397 $122,594 50%(Median) Didn’t find job title? Click

Risk Analyst IV Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $133,397 $11,116 $2,565 $64
Average $122,594 $10,216 $2,358 $59
25th Percentile $114,705 $9,559 $2,206 $55
Check out Risk Analyst IV Job Openings in the United States
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Alignerr - North Bloomfield, OH

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FirstEnergy Corp. - Akron, OH

Program Analyst IV

ARES Corporation - Cleveland, OH

Associate Risk Analyst

Hylant - Toledo, OH

Search More Risk Analyst IV Jobs in the United States

Key Factors That Influence Risk Analyst IV Salaries

A Risk Analyst IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Risk Analyst Salaries?

Experience is a primary driver of a Risk Analyst IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Risk Analyst II (2-4 years): $79,486
  • Risk Analyst III (4-7 years): $96,750
  • Risk Analyst IV (7+ years): $122,594
  • Risk Analyst V (7-10 years): $155,814
  • Risk Management Supervisor (10+ years): $110,252
Job Role Years of Experience Average Salary
Risk Analyst II2-4 years$79,486
Risk Analyst III4-7 years$96,750
Risk Analyst IV7+ years$122,594
Risk Analyst V7-10 years$155,814
Risk Management Supervisor10+ years$110,252
$79,486 Risk Anal...
$96,750 Risk Anal...
$122,594 Risk Anal...
$155,814 Risk Anal...
$110,252 Risk Mana...
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What Am I Worth?

Top Paying Cities for Risk Analyst IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $154,628
  • San Francisco: $152,935
  • Oakland: $149,712

What Skills Can Increase a Risk Analyst IV's Salary?

Demanded Skills for the Role:

  • Risk Management (Mentioned in 21.52% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
  • Trading (Mentioned in 1.68% Job Postings): Trading is the act or process of buying, selling, or exchanging commodities, at either wholesale or retail, within a country or between countries.
  • Internal Control (Mentioned in 1.04% Job Postings): Internal control, as defined by accounting and auditing, is a process for assuring of an organization's objectives in operational effectiveness and efficiency, reliable financial reporting, and compliance with laws, regulations and policies.
See More Skills
Skills Demand Percentage
Risk Management 21.52%
Trading 1.68%
Internal Control 1.04%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Risk Analyst IV's salary.
  • Reinsurance: Can increase your salary by up to 11%.
  • Tableau: Can increase your salary by up to 9%.
  • Trading: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Reinsurance
$136,079
11%
Tableau
$133,627
9%
Trading
$131,176
7%
Credit Risk
$129,950
6%
Computer Science
$129,950
6%
Regulatory Compliance
$128,724
5%
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How Education impacts a Risk Analyst IV's Salary?

Your level of education can impact your salary potential. While many Risk Analyst IVs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Risk Analyst IV with a Bachelor's Degree is between $123,173 and $129,878).

Risk Analyst IV Salaries by Degree Level

Typical Education for Risk Analyst IV
Degree Level % of user with this level of education
No Diploma 1.4%
High School 1.4%
Associates 3.5%
Bachelors 32.6%
Masters 52.5%
Doctorate 8.5%
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Risk Analyst IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Risk Analyst IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on May 01, 2026

Risk Analyst IV Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Risk Analyst IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Risk Analyst IV Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
E-commerce Risk Director $156,706 28%
Insurance Risk Analyst V $141,855 16%
Risk Analyst V $155,814 27%
Workers' Compensation Claims Manager $101,623 -17%

Salary Trends for Risk Analyst IV

Salaries for a Risk Analyst IV can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $117,902 in 2023 to around $117,130 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Risk Analyst IV salary trends, .

Average Annual Salary of Risk Analyst IV Over Time

2022
$???
2023
$117,902
2024
$117,823
2025
$117,130
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $117,902
2024 $117,823
2025 $117,130
2026
View More
2027
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Most common benefits for Risk Analyst IV

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Risk Analyst IV

Here are companies hiring for Risk Analyst IV and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Risk Analyst IV job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Risk Analyst IV

1. Where can a Risk Analyst IV earn the most?

A Risk Analyst IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Risk Analyst IV earns the most in San Jose, CA, where the annual salary of a Risk Analyst IV is $154,628.

2. What is the highest pay for Risk Analyst IV?

The highest pay for Risk Analyst IV is $143,233.

3. What is the lowest pay for Risk Analyst IV?

The lowest pay for Risk Analyst IV is $107,522.

4. What are the responsibilities of Risk Analyst IV?

Evaluates the vulnerability of an organization's assets to determine the potential risk factors. Performs statistical analysis to quantify risk and forecast probable outcomes. Prepares reports and presents findings to assist management with decision-making while offering solutions to minimize or eliminate risks. Monitors internal and external risk factors including economic, market, and regulatory risks to continuously maintain maximum protection of an organization's assets. Supports managers in risk management or risk model construction. Requires a bachelor's degree. Typically reports to a supervisor. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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