upper level job

Commercial Loan Workout Officer II Salary in the United States

How much does a Commercial Loan Workout Officer II make in the United States?

As of March 01, 2026, the average salary for a Commercial Loan Workout Officer II in the United States is $95,023 per year, which breaks down to an hourly rate of $46.

However, a Commercial Loan Workout Officer II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $115,446
  • Majority Range (25th-75th percentile): $89,780 to $105,713
  • Entry-Level (10th percentile): $85,007
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
Recruit with AI
AI-Powered HR
Salary Salary + Bonus Benefits
Paid Annually Paid Monthly Paid Semimonthly Paid Biweekly Paid Weekly Paid Hourly
View as table View as graph 25% $89,780 10% $85,007 90% $115,446 75% $105,713 $95,023 50%(Median) Didn’t find job title? Click

Commercial Loan Workout Officer II Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $105,713 $8,809 $2,033 $51
Average $95,023 $7,919 $1,827 $46
25th Percentile $89,780 $7,482 $1,727 $43
Check out Commercial Loan Workout Officer II Job Openings in the United States
Otolaryngology Physician

Mount Sinai Health System - JAMAICA, NY

Physical Therapist

VNA of Albany - GLENS FALLS, NY

Physical Therapist

Providence at Home with Compassus - SANTA ROSA, CA

Certified Surgical Technologist Surgery Center

Specialists One Day Surgery - Taft Road - SYRACUSE, NY

Search More Commercial Loan Workout Officer II Jobs in the United States
Select State
Select City
Choose Similar Job
Choose Category
Cost of Living
Hourly Wages
See it in Action

Key Factors That Influence Commercial Loan Workout Officer II Salaries

A Commercial Loan Workout Officer II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Commercial Loan Workout Officer Salaries?

Experience is a primary driver of a Commercial Loan Workout Officer II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Commercial Loan Workout Officer I (0-2 years): $65,747
  • Commercial Loan Workout Officer II (2-4 years): $95,023
  • Commercial Loan Workout Officer III (4-7 years): $133,536
  • Commercial Loan Workout Officer IV (7+ years): $168,859
Job Role Years of Experience Average Salary
Commercial Loan Workout Officer I0-2 years$65,747
Commercial Loan Workout Officer II2-4 years$95,023
Commercial Loan Workout Officer III4-7 years$133,536
Commercial Loan Workout Officer IV7+ years$168,859
$65,747 Commercia...
$95,023 Commercia...
$133,536 Commercia...
$168,859 Commercia...
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Commercial Loan Workout Officer IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $119,853
  • San Francisco: $118,674
  • Oakland: $116,042

What Skills Can Increase a Commercial Loan Workout Officer II's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 10.13% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Bankruptcy (Mentioned in 1.27% Job Postings): Bankruptcy helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan.
  • Credit Reports (Mentioned in 1.27% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
See More Skills
Skills Demand Percentage
Analysis 10.13%
Bankruptcy 1.27%
Credit Reports 1.27%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Commercial Loan Workout Officer II's salary.
  • Relationship Management: Can increase your salary by up to 24%.
  • Asset Management: Can increase your salary by up to 13%.
  • Credit Administration: Can increase your salary by up to 12%.
Skill Salary Salary % Increase
Relationship Management
 $117,829
24%
Asset Management
 $107,376
13%
Credit Administration
 $106,426
12%
Coaching
 $104,525
10%
Credit Reports
 $104,525
10%
Communication Skills
 $103,575
9%
Get Latest Data

How Education impacts a Commercial Loan Workout Officer II's Salary?

Your level of education can impact your salary potential. While many Commercial Loan Workout Officer IIs enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Commercial Loan Workout Officer II with a Associate's Degree is between $86,751 and $94,006).

Commercial Loan Workout Officer II Salaries by Degree Level

Typical Education for Commercial Loan Workout Officer II
Degree Level % of user with this level of education
No Diploma 83.3%
High School 8.3%
Associates 8.3%
Bachelors 83.3%
Masters 8.3%
Doctorate 8.3%
view as graph

Commercial Loan Workout Officer II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Loan Workout Officer II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on March 01, 2026
$89,780
Average $95,023/year
$105,713
$7,482
Average $7,919/month
$8,809
$1,727
Average $1,827/week
$2,033
$43
Average $46/hour
$51
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $105,713 $8,809 $2,033 $51
Average $95,023 $7,919 $1,827 $46
25th Percentile $89,780 $7,482 $1,727 $43

Commercial Loan Workout Officer II Salary Growth & Career Path

Commercial Loan Workout Officer II
Commercial Loan Workout Officer III
Loan Workout Officer III
Commercial Loan Workout Officer IV
Loan Workout Senior Manager

Promotions are the fastest way to increase your earnings. As a Commercial Loan Workout Officer II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Commercial Loan Workout Officer II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Commercial Loan Workout Officer III $133,536 41%
Loan Workout Officer III $106,136 12%

Salaries of jobs related to Commercial Loan Workout Officer II

Most common benefits for Commercial Loan Workout Officer II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Commercial Loan Workout Officer II

Here are companies hiring for Commercial Loan Workout Officer II and their salaries, click below for more details.

Find Your Next Commercial Loan Workout Officer II Job

Ready to take the next step in your career? Browse thousands of current Commercial Loan Workout Officer II job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Commercial Loan Workout Officer II

1. Where can a Commercial Loan Workout Officer II earn the most?

A Commercial Loan Workout Officer II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Loan Workout Officer II earns the most in San Jose, CA, where the annual salary of a Commercial Loan Workout Officer II is $119,853.

2. What is the highest pay for Commercial Loan Workout Officer II?

The highest pay for Commercial Loan Workout Officer II is $115,446.

3. What is the lowest pay for Commercial Loan Workout Officer II?

The lowest pay for Commercial Loan Workout Officer II is $85,007.

4. What are the responsibilities of Commercial Loan Workout Officer II?

Restructures problem loans for commercial clients. Negotiates with lending personnel and commercial borrowers to better secure collateral and/or assets of the borrower. Works with loans of moderate size and complexity. Typically requires a bachelor's degree. Typically reports to a manager or head of a unit/department. Gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. Typically requires 2 to 4 years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job