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Commercial Real Estate Loan Officer IV Salary in the United States

How much does a Commercial Real Estate Loan Officer IV make in the United States?

As of March 01, 2026, the average salary for a Commercial Real Estate Loan Officer IV in the United States is $178,237 per year, which breaks down to an hourly rate of $86.

However, a Commercial Real Estate Loan Officer IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $217,204
  • Majority Range (25th-75th percentile): $147,596 to $198,634
  • Entry-Level (10th percentile): $119,698
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View as table View as graph 25% $147,596 10% $119,698 90% $217,204 75% $198,634 $178,237 50%(Median) Didn’t find job title? Click

Commercial Real Estate Loan Officer IV Salaries by Percentile

Annual
Salary		 Monthly
Pay		 Weekly
Pay		 Hourly
Wage
75th Percentile $198,634 $16,553 $3,820 $95
Average $178,237 $14,853 $3,428 $86
25th Percentile $147,596 $12,300 $2,838 $71
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Key Factors That Influence Commercial Real Estate Loan Officer IV Salaries

A Commercial Real Estate Loan Officer IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location and company size can directly affect your earning potential.

How Do Commercial Real Estate Loan Officer IV Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Real Estate Loan Officer IVs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $197,344.
  • California: $196,595.
  • Massachusetts: $193,975.

Top Paying Cities for Commercial Real Estate Loan Officer IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $224,810
  • San Francisco: $222,600
  • Oakland: $217,663

Commercial Real Estate Loan Officer IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Real Estate Loan Officer IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on March 01, 2026
$147,596
Average $178,237/year
$198,634
$12,300
Average $14,853/month
$16,553
$2,838
Average $3,428/week
$3,820
$71
Average $86/hour
$95
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $198,634 $16,553 $3,820 $95
Average $178,237 $14,853 $3,428 $86
25th Percentile $147,596 $12,300 $2,838 $71

Commercial Real Estate Loan Officer IV Salary Growth & Career Path

Commercial Real Estate Loan Officer IV
Commercial Real Estate Lending Assistant Manager
SVP of Commercial Real Estate Lending

For a Commercial Real Estate Loan Officer IV, the most direct path to higher earnings is advancing to the Commercial Real Estate Lending Assistant Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $161,217 - a projected growth of -10% over your current level.

Salaries of jobs related to Commercial Real Estate Loan Officer IV

Most common benefits for Commercial Real Estate Loan Officer IV

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Common company salaries for Commercial Real Estate Loan Officer IV

Here are companies hiring for Commercial Real Estate Loan Officer IV and their salaries, click below for more details.

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Ready to take the next step in your career? Browse thousands of current Commercial Real Estate Loan Officer IV job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about Commercial Real Estate Loan Officer IV

1. Where can a Commercial Real Estate Loan Officer IV earn the most?

A Commercial Real Estate Loan Officer IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Commercial Real Estate Loan Officer IV earns the most in San Jose, CA, where the annual salary of a Commercial Real Estate Loan Officer IV is $224,810.

2. What is the highest pay for Commercial Real Estate Loan Officer IV?

The highest pay for Commercial Real Estate Loan Officer IV is $217,204.

3. What is the lowest pay for Commercial Real Estate Loan Officer IV?

The lowest pay for Commercial Real Estate Loan Officer IV is $119,698.

4. What are the responsibilities of Commercial Real Estate Loan Officer IV?

Originates and manages commercial real estate loans to support income-producing property financing. Develops and maintains relationships with developers, investors, brokers, and property owners to generate loan opportunities. Guides applicants through the approval process and provides product guidance to educate borrowers on loan options. Evaluates loan applicants, analyzing property cash flows, valuations, market conditions, and borrower financials to assess transaction risk. Structures and recommends loan terms in accordance with credit policy and real estate guidelines. Coordinates underwriting, approval, and closing activities with internal credit and legal teams. Typically requires a bachelor's degree. May require CRE Lending certification or licensure. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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