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Consumer Loan Call Center Representative II Salary in the United States

How much does a Consumer Loan Call Center Representative II make in the United States?

As of September 01, 2026, the average salary for a Consumer Loan Call Center Representative II in the United States is $49,475 per year, which breaks down to an hourly rate of $24.

However, a Consumer Loan Call Center Representative II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $54,326
  • Majority Range (25th-75th percentile): $47,065 to $52,014
  • Entry-Level (10th percentile): $44,871
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Consumer Loan Call Center Representative II Salaries

A Consumer Loan Call Center Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Loan Call Center Representative II Salaries?

Experience is a primary driver of a Consumer Loan Call Center Representative II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,684
  • Early Career (1-2 years): $49,115
  • Mid-Level (2-4 years): $50,119
  • Senior-Level (5-8 years): $50,726
  • Expert (over 8 years): $50,801
Levels Salary
Entry Level Consumer Loan Call Center Representative II$48,684
Intermediate Level Consumer Loan Call Center Representative II$49,115
Senior Level Consumer Loan Call Center Representative II$50,119
Specialist Level Consumer Loan Call Center Representative II$50,726
Expert Level Consumer Loan Call Center Representative II$50,801
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How Do Consumer Loan Call Center Representative II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Call Center Representative IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $54,779.
  • California: $54,571.
  • Massachusetts: $53,844.

Top Paying Cities for Consumer Loan Call Center Representative IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $62,403
  • San Francisco: $61,720
  • Oakland: $60,419

Consumer Loan Call Center Representative II Salary by Company Size: Startups vs. Enterprise

Consumer Loan Call Center Representative II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $53,299. While startup companies pay approximate $45,147.

Consumer Loan Call Center Representative II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $45,147
Growth Stage 51~500 $47,744
Established 501~5000 $51,477
Enterprise 5000+ $53,299

Consumer Loan Call Center Representative II Salary by Industry: Top Paying Sectors

For Consumer Loan Call Center Representative II roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Business Services and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Consumer Loan Call Center Representative positions in Edu., Gov't. & Nonprofit or Insurance typically offer lower base pay, as these industries often view Consumer Loan Call Center Representative II as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Loan Call Center Representative II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Business Services$59,370$29.020%
Financial Services$54,423$26.010%

Consumer Loan Call Center Representative II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Loan Call Center Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$47,065
Average $49,475/year
$52,014
$3,922
Average $4,123/month
$4,335
$905
Average $951/week
$1,000
$23
Average $24/hour
$25
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $52,014 $4,335 $1,000 $25
Average $49,475 $4,123 $951 $24
25th Percentile $47,065 $3,922 $905 $23

Consumer Loan Call Center Representative II Salary Growth & Career Path

Consumer Loan Call Center Representative II

Next Role

Advancement

For a Consumer Loan Call Center Representative II, the most direct path to higher earnings is advancing to the Consumer Loan Call Center Representative III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $59,102 - a projected growth of 19% over your current level.

Most common benefits for Consumer Loan Call Center Representative II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Consumer Loan Call Center Representative II

Here are companies hiring for Consumer Loan Call Center Representative II and their salaries, click below for more details.

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FAQ about Consumer Loan Call Center Representative II

1. Where can a Consumer Loan Call Center Representative II earn the most?

A Consumer Loan Call Center Representative II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Consumer Loan Call Center Representative II earns the most in San Jose, CA, where the annual salary of a Consumer Loan Call Center Representative II is $62,403.

2. What is the highest pay for Consumer Loan Call Center Representative II?

The highest pay for Consumer Loan Call Center Representative II is $54,326.

3. What is the lowest pay for Consumer Loan Call Center Representative II?

The lowest pay for Consumer Loan Call Center Representative II is $44,871.

4. What are the responsibilities of Consumer Loan Call Center Representative II?

Responsible for providing support to current or potential customers regarding a personal, auto, or other consumer loan. Responds to incoming calls and inquiries regarding loan products, applications, and/or account information. May assist customers in making payments, explaining loan terms and conditions, repayment options, and promotional programs. May require an associate degree. Typically reports to a supervisor. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.

5. What industry pays the highest salary for Consumer Loan Call Center Representative II?

The Business Services industry offers the highest average compensation for Consumer Loan Call Center Representative II roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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