As of April 01, 2026, the average salary for a Credit Analyst I in Java, SD is $48,072 per year, which breaks down to an hourly rate of $23.
However, a Credit Analyst I's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Analyst I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Analyst I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Analyst I | 0-2 years | $48,072 |
| Credit Analyst II | 2-4 years | $57,403 |
| Credit Analyst III | 4-7 years | $70,370 |
| Credit Analysis Manager | 7+ years | $97,365 |
| VP of Credit Analysis | 7+ years | $171,517 |
What Am I Worth?
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 17.03% |
| Credit Risk | 2.55% |
| Tax Return | 1.69% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Initiative
|
$51,918 |
8%
|
|
Products and Services
|
$51,918 |
8%
|
|
Due Diligence
|
$51,437 |
7%
|
|
Collaboration
|
$51,437 |
7%
|
|
Commitment
|
$49,995 |
4%
|
|
Credit Reports
|
$49,514 |
3%
|
Understanding how a Credit Analyst I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on April 01, 2026For a Credit Analyst I, the most direct path to higher earnings is advancing to the Credit Analyst II role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $57,403 - a projected growth of 19% over your current level.
Ready to take the next step in your career? Browse thousands of current Credit Analyst I job openings on our job board. Use the search bar below to find your perfect match.
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