As of July 01, 2026, the average salary for a Loan Underwriter IV in Idaho is $96,873 per year, which breaks down to an hourly rate of $47.
However, a Loan Underwriter IV's salary can vary significantly. Here’s a look at the typical salary range:
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Loan Underwriter IV Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $102,507 | $8,542 | $1,971 | $49 |
| Average | $96,873 | $8,073 | $1,863 | $47 |
| 25th Percentile | $89,506 | $7,459 | $1,721 | $43 |
A Loan Underwriter IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Loan Underwriter IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Loan Underwriter II | 2-4 years | $64,767 |
| Loan Underwriter III | 4-7 years | $79,779 |
| Loan Underwriter IV | 7+ years | $96,873 |
| Loan Underwriting Supervisor | 7+ years | $89,145 |
| Loan Underwriting Manager I | 7+ years | $99,441 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Underwriter IVs. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Loan Underwriter IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $103,334. While startup companies pay approximate $87,691.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $87,691 |
| Growth Stage | 51~500 | $92,677 |
| Established | 501~5000 | $99,881 |
| Enterprise | 5000+ | $103,334 |
