upper level job

Mortgage Lending Manager Salary in the United States

How much does a Mortgage Lending Manager make in the United States?

As of March 01, 2026, the average salary for a Mortgage Lending Manager in the United States is $117,171 per year, which breaks down to an hourly rate of $56.

However, a Mortgage Lending Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $141,546
  • Majority Range (25th-75th percentile): $104,370 to $129,930
  • Entry-Level (10th percentile): $92,715
Compensation Planning
Develop a Job Description
Pay Equity
2025 Compensation Trend
AI-Powered Talent
Recruit with AI
View as table View as graph 25% $104,370 10% $92,715 90% $141,546 75% $129,930 $117,171 50%(Median) Didn’t find job title? Click

Mortgage Lending Manager Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $129,930 $10,828 $2,499 $62
Average $117,171 $9,764 $2,253 $56
25th Percentile $104,370 $8,698 $2,007 $50
Check out Mortgage Lending Manager Job Openings in the United States
Real Estate Commercial Lending Paralegal

Van DeWater & Van DeWater, LLP - POUGHKEEPSIE, NY

RN

Rennes Health & Rehab Center - PESHTIGO, WI

Hospice Registered Nurse Case Manager

Lake Sunapee VNA - NEW LONDON, NH

Program Manager Mechanical Engineering

EMI TECHNOLOGIES, INC. - LAS CRUCES, NM

Search More Mortgage Lending Manager Jobs in the United States

Key Factors That Influence Mortgage Lending Manager Salaries

A Mortgage Lending Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Mortgage Lending Manager Salaries?

Experience is a primary driver of a Mortgage Lending Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Mortgage Loan Officer III (4-7 years): $93,125
  • Mortgage Lending Assistant Manager (7+ years): $95,637
  • Mortgage Lending Manager (7+ years): $117,171
  • Mortgage Loan Area Manager (7+ years): $139,227
  • VP of Mortgage Lending (7+ years): $260,923
Job Role Years of Experience Average Salary
Mortgage Loan Officer III4-7 years$93,125
Mortgage Lending Assistant Manager7+ years$95,637
Mortgage Lending Manager7+ years$117,171
Mortgage Loan Area Manager7+ years$139,227
VP of Mortgage Lending7+ years$260,923
$93,125 Mortgage ...
$95,637 Mortgage ...
$117,171 Mortgage ...
$139,227 Mortgage ...
$260,923 VP of Mor...
View as Table
View as Graph

What Am I Worth?

Top Paying Cities for Mortgage Lending Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $147,788
  • San Francisco: $146,335
  • Oakland: $143,089

What Skills Can Increase a Mortgage Lending Manager's Salary?

Demanded Skills for the Role:

  • Initiative (Mentioned in 8.55% Job Postings): Taking decisive action and initiating plans independently to address problems, improve professional life, and achieve goals.
  • Product Strategy (Mentioned in 2.56% Job Postings): Product strategy is defined as the road map of a product. This road map outlines the end-to-end vision of the product, particulars on achieving the product strategy and the big picture context in terms of what the product will become. Companies utilise the product strategy in strategic planning and marketing to identify the direction of the company's activities. The product strategy is composed of a variety of sequential process in order for the vision to be effectively achieved. The company must be clear in terms of the target market of the product in order for them to plan the activities needed in order to reach the destination and to achieve its goals.
  • Advertising (Mentioned in 0.85% Job Postings): Advertising is a marketing communication that employs an openly sponsored, non-personal message to promote or sell a product, service or idea.:465 Sponsors of advertising are typically businesses wishing to promote their products or services. Advertising is differentiated from public relations in that an advertiser pays for and has control over the message. It differs from personal selling in that the message is non-personal, i.e., not directed to a particular individual.:661,672 Advertising is communicated through various mass media, including traditional media such as newspapers, magazines, television, radio, outdoor advertising or direct mail; and new media such as search results, blogs, social media, websites or text messages. The actual presentation of the message in a medium is referred to as an advertisement, or "ad" or advert for short. Commercial ads often seek to generate increased consumption of their products or services through "branding", which associates a product name or image with certain qualities in the minds of consumers. On the other hand, ads that intend to elicit an immediate sale are known as direct-response advertising. Non-commercial entities that advertise more than consumer products or services include political parties, interest groups, religious organizations and governmental agencies. Non-profit organizations may use free modes of persuasion, such as a public service announcement. Advertising may also help to reassure employees or shareholders that a company is viable or successful.
See More Skills
Skills Demand Percentage
Initiative 8.55%
Product Strategy 2.56%
Advertising 0.85%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Mortgage Lending Manager's salary.
  • Scrum: Can increase your salary by up to 11%.
  • Agile: Can increase your salary by up to 10%.
  • Business Requirements: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Scrum
$130,060
11%
Agile
$128,888
10%
Business Requirements
$126,545
8%
Coordination
$125,373
7%
Effective Communication
$125,373
7%
Relationship Management
$123,030
5%
Get Latest Data

How Education impacts a Mortgage Lending Manager's Salary?

Your level of education can impact your salary potential. While many Mortgage Lending Managers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Mortgage Lending Manager with a Bachelor's Degree is between $108,271 and $122,024).

Mortgage Lending Manager Salaries by Degree Level

Typical Education for Mortgage Lending Manager
Degree Level % of user with this level of education
No Diploma 6.7%
High School 40.0%
Associates 6.7%
Bachelors 20.0%
Masters 26.7%
Doctorate 0.0%
view as graph

Mortgage Lending Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Mortgage Lending Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on March 01, 2026

Mortgage Lending Manager Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Mortgage Lending Manager, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Mortgage Lending Manager Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Mortgage Lending Senior Manager $139,227 19%
Mortgage Lending Branch Manager $111,969 -4%

Most common benefits for Mortgage Lending Manager

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Common company salaries for Mortgage Lending Manager

Here are companies hiring for Mortgage Lending Manager and their salaries, click below for more details.

Find Your Next Mortgage Lending Manager Job

Ready to take the next step in your career? Browse thousands of current Mortgage Lending Manager job openings on our job board. Use the search bar below to find your perfect match.

United States
For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Mortgage Lending Manager

1. Where can a Mortgage Lending Manager earn the most?

A Mortgage Lending Manager's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Mortgage Lending Manager earns the most in San Jose, CA, where the annual salary of a Mortgage Lending Manager is $147,788.

2. What is the highest pay for Mortgage Lending Manager?

The highest pay for Mortgage Lending Manager is $141,546.

3. What is the lowest pay for Mortgage Lending Manager?

The lowest pay for Mortgage Lending Manager is $92,715.

4. What are the responsibilities of Mortgage Lending Manager?

Manages the team responsible for soliciting and developing residential mortgage loans. Monitors the loan application and review process, including interviewing applicants, collecting financial data and documents, and making recommendations regarding the loan products that best meet the borrower's needs. Assists buyers in the purchase process through closing. Ensures compliance with regulatory requirements and organizational standards. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job