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Underwriter IV Salary in White Cloud, MI

How much does an Underwriter IV make in White Cloud, MI?

As of September 01, 2026, the average salary for an Underwriter IV in White Cloud, MI is $101,707 per year, which breaks down to an hourly rate of $49.

However, an Underwriter IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $120,233
  • Majority Range (25th-75th percentile): $93,586 to $111,404
  • Entry-Level (10th percentile): $86,193
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Underwriter IV Salaries

An Underwriter IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Underwriter IV Salaries?

Experience is a primary driver of an Underwriter IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Underwriter II (2-4 years): $66,975
  • Underwriter III (4-7 years): $87,068
  • Underwriter IV (7+ years): $101,707
  • Underwriter V (7-10 years): $125,327
  • Underwriting Supervisor (10+ years): $98,150
Job Role Years of Experience Average Salary
Underwriter II2-4 years$66,975
Underwriter III4-7 years$87,068
Underwriter IV7+ years$101,707
Underwriter V7-10 years$125,327
Underwriting Supervisor10+ years$98,150
View as Graph

Top Paying Cities for Underwriter IV

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $136,571
  • San Francisco: $135,076
  • Oakland: $132,229

Underwriter IV Salary by Company Size: Startups vs. Enterprise

Underwriter IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $110,051. While startup companies pay approximate $93,205.

Underwriter IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $93,205
Growth Stage 51~500 $98,559
Established 501~5000 $106,286
Enterprise 5000+ $110,051

Underwriter IV Salary by Industry: Top Paying Sectors

For Underwriter IV roles, the industry you choose can affect earning potential by as much as 95% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 40% above the average. In contrast, Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Underwriter IV as a support function rather than a direct revenue driver.

The top paying industries for an Underwriter IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$151,589$73.040%
Financial Services$140,761$68.030%
Healthcare$119,106$57.010%

Underwriter IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Underwriter IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$93,586
Average $101,707/year
$111,404
$7,799
Average $8,476/month
$9,284
$1,800
Average $1,956/week
$2,142
$45
Average $49/hour
$54
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $111,404 $9,284 $2,142 $54
Average $101,707 $8,476 $1,956 $49
25th Percentile $93,586 $7,799 $1,800 $45

Underwriter IV Salary Growth & Career Path

Underwriter IV

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As an Underwriter IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Underwriting Supervisor - Life $110,174 8%
Underwriting Manager - Complex Medical $123,684 22%
Underwriting Supervisor - P&C $108,285 6%
Underwriter V $125,327 23%

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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