How much does a Mortgage Underwriter IV make in the United States? The average Mortgage Underwriter IV salary in the United States is $96,531 as of April 27, 2020, but the range typically falls between $87,994 and $113,463. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

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25% $87,994 10% $80,222 90% $128,879 75% $113,463 $96,531 50%(Median)
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Job Description for Mortgage Underwriter IV

Mortgage Underwriter IV underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Monitors property appraisal process and assists with property inspections. Being a Mortgage Underwriter IV assesses risks to determine approval status of complex loans. May help train lower level underwriters. Additionally, Mortgage Underwriter IV may require a bachelor's degree. Typically reports to a manager. Mortgage Underwriter IV is a specialist on complex technical and business matters. Work is highly independent. May assume a team lead role for the work group. To be a Mortgage Underwriter IV typically requires 7+ years of related experience. (Copyright 2020 Salary.com)... View full job description

See user submitted job responsibilities for Mortgage Underwriter IV.

Job Openings for Mortgage Underwriter IV
Those that have already made the climb...
Karen Schmitt, Former Executive Vice President - Finance and Chief Financial Officer, Maiden Holdings, Ltd.
Maiden Holdings, Ltd., through its subsidiaries, provides reinsurance solutions to regional and specialty insurers primarily in Europe and internationally. The company writes treaties on a quota share basis and excess of loss basis. It also offers auto and credit life insurance products through its insurer partners to ... More
Fiscal Year Ended in 2018
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City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.3%
City, State Washington, DC Compared to national average
+ 10.7%
City, State Miami, FL Compared to national average
-2.7%
City, State Chicago, IL Compared to national average
+ 6.0%
City, State Boston, MA Compared to national average
+ 12.9%
City, State New York, NY Compared to national average
+ 21.0%
City, State Dallas, TX Compared to national average
-1.0%

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Average Base Salary

Core compensation

 
 
 
87994
113463
96531

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
96648
128944
106556
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Underwriter IV in the United States. The base salary for Mortgage Underwriter IV ranges from $87,994 to $113,463 with the average base salary of $96,531. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $96,648 to $128,944 with the average total cash compensation of $106,556.
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87994
113463

 

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Skills associated with Mortgage Underwriter IV: Real Estate Appraisal Review, Underwriting & Rating Software, Lending Regulatory Compliance, Mortgage Loans

Salary estimation for Mortgage Underwriter IV at companies like : HCI GROUP INC, Primerica, Inc., Verisk Analytics, Inc.