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Universal Banker II Salary in the United States

How much does a Universal Banker II make in the United States?

As of September 01, 2026, the average salary for a Universal Banker II in the United States is $49,042 per year, which breaks down to an hourly rate of $24.

However, a Universal Banker II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $56,653
  • Majority Range (25th-75th percentile): $45,219 to $53,026
  • Entry-Level (10th percentile): $41,738
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Universal Banker II Salaries

A Universal Banker II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Universal Banker II Salaries?

Experience is a primary driver of a Universal Banker II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,072
  • Early Career (1-2 years): $48,357
  • Mid-Level (2-4 years): $48,643
  • Senior-Level (5-8 years): $50,231
  • Expert (over 8 years): $51,302
Levels Salary
Entry Level Universal Banker II$48,072
Intermediate Level Universal Banker II$48,357
Senior Level Universal Banker II$48,643
Specialist Level Universal Banker II$50,231
Expert Level Universal Banker II$51,302
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How Do Universal Banker II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Universal Banker IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $54,299.
  • California: $54,093.
  • Massachusetts: $53,372.

Top Paying Cities for Universal Banker IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $61,857
  • San Francisco: $61,179
  • Oakland: $59,890

What Skills Can Increase a Universal Banker II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.69% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Sales and Marketing (Mentioned in 2.19% Job Postings): Marketing consists of the strategies your company employs to generate interest in your business. Sales are the methods by which you convert that interest into a transaction.
  • Sales Presentation (Mentioned in 1.54% Job Postings): Delivery of a focused talk highlighting the advantages of a product or service intended to interest and persuade someone to purchase that product.
Skills Demand Percentage
Customer Service 6.69%
Sales and Marketing 2.19%
Sales Presentation 1.54%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Universal Banker II's salary.

  • FOCUS: Can increase your salary by up to 60%.
  • Staff Training: Can increase your salary by up to 27%.
  • Industry Knowledge: Can increase your salary by up to 23%.
Skill Salary Salary % Increase
FOCUS $78,467
60%
Staff Training $62,283
27%
Industry Knowledge $60,322
23%
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Universal Banker II Salary by Company Size: Startups vs. Enterprise

Universal Banker II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $52,281. While startup companies pay approximate $44,369.

Universal Banker II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $44,369
Growth Stage 51~500 $46,896
Established 501~5000 $50,522
Enterprise 5000+ $52,281

Universal Banker II Salary by Industry: Top Paying Sectors

For Universal Banker II roles, the industry you choose can impact your earning potential by as much as 80% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Business Services, offers compensation 50% above the average. Conversely, Universal Banker positions in Financial Services typically offer lower base pay, as this sector often view Universal Banker II as a support function rather than a direct revenue driver.

The top paying industry for a Universal Banker II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Business Services$73,563$35.050%

Universal Banker II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Universal Banker II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$45,219
Average $49,042/year
$53,026
$3,768
Average $4,087/month
$4,419
$870
Average $943/week
$1,020
$22
Average $24/hour
$25
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $53,026 $4,419 $1,020 $25
Average $49,042 $4,087 $943 $24
25th Percentile $45,219 $3,768 $870 $22

Universal Banker II Salary Growth & Career Path

Universal Banker II

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Universal Banker II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Universal Banker III $52,258 7%
Personal Banking Representative, Sr. $55,230 13%

Most common benefits for Universal Banker II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Universal Banker II

Here are companies hiring for Universal Banker II and their salaries, click below for more details.

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FAQ about Universal Banker II

1. Where can a Universal Banker II earn the most?

A Universal Banker II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Universal Banker II earns the most in San Jose, CA, where the annual salary of a Universal Banker II is $61,857.

2. What is the highest pay for Universal Banker II?

The highest pay for Universal Banker II is $56,653.

3. What is the lowest pay for Universal Banker II?

The lowest pay for Universal Banker II is $41,738.

4. What are the responsibilities of Universal Banker II?

Responsible for providing a wide range of services to customers, including opening accounts, account management, processing teller transactions, and cross-selling bank products. Builds and maintains strong relationships with customers by understanding their financial needs and providing personalized banking solutions. Resolves customer issues and escalates complex cases as needed. Ensures all transactions meet legal and bank-specific regulations. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience.

5. What industry pays the highest salary for Universal Banker II?

The Business Services industry offers the highest average compensation for Universal Banker II roles, with salaries approximately 50% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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