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Financial Advisor IV Salary in the United States

How much does a Financial Advisor IV make in the United States?

As of September 01, 2026, the average salary for a Financial Advisor IV in the United States is $107,970 per year, which breaks down to an hourly rate of $52.

However, a Financial Advisor IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $127,359
  • Majority Range (25th-75th percentile): $97,837 to $118,119
  • Entry-Level (10th percentile): $88,611
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Financial Advisor IV Salaries

A Financial Advisor IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Financial Advisor IV Salaries?

Experience is a primary driver of a Financial Advisor IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Financial Advisor I (0-2 years): $55,710
  • Financial Advisor II (2-4 years): $74,056
  • Financial Advisor III (4-7 years): $89,603
  • Financial Advisor IV (7+ years): $107,970
  • Financial Advising Director (7+ years): $218,752
Job Role Years of Experience Average Salary
Financial Advisor I0-2 years$55,710
Financial Advisor II2-4 years$74,056
Financial Advisor III4-7 years$89,603
Financial Advisor IV7+ years$107,970
Financial Advising Director7+ years$218,752
View as Graph

How Do Financial Advisor IV Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Financial Advisor IVs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $119,544.
  • California: $119,091.
  • Massachusetts: $117,504.

Top Paying Cities for Financial Advisor IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $136,183
  • San Francisco: $134,691
  • Oakland: $131,853

What Skills Can Increase a Financial Advisor IV's Salary?

Demanded Skills for the Role:

  • Planning (Mentioned in 6.52% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
  • Financial Services (Mentioned in 3.72% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
  • Stakeholder Engagement (Mentioned in 2.49% Job Postings): Stakeholder engagement is the systematic identification, analysis, planning and implementation of actions designed to influence stakeholders. A stakeholder engagement strategy identifies the needs of key groups.
Skills Demand Percentage
Planning 6.52%
Financial Services 3.72%
Stakeholder Engagement 2.49%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Financial Advisor IV's salary.

  • Management Skills: Can increase your salary by up to 36%.
  • Stakeholder Engagement: Can increase your salary by up to 15%.
  • Brokerage: Can increase your salary by up to 14%.
Skill Salary Salary % Increase
Management Skills $146,839
36%
Stakeholder Engagement $124,166
15%
Brokerage $123,086
14%
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Financial Advisor IV Salary by Company Size: Startups vs. Enterprise

Financial Advisor IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $116,316. While startup companies pay approximate $98,525.

Financial Advisor IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $98,525
Growth Stage 51~500 $104,193
Established 501~5000 $112,339
Enterprise 5000+ $116,316

Financial Advisor IV Salary by Industry: Top Paying Sectors

For Financial Advisor IV roles, the industry you choose can affect earning potential by as much as 100% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 50% above the average. In contrast, Financial Advisor positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Financial Advisor IV as a support function rather than a direct revenue driver.

The top paying industries for a Financial Advisor IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$161,955$78.050%
Business Services$129,564$62.020%

How Education impacts a Financial Advisor IV's Salary?

Your level of education can impact your salary potential. While many Financial Advisor IV enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Financial Advisor IV with a Bachelor's Degree is between $106,525 and $114,545.

Financial Advisor IV Salaries by Degree Level

Typical Education for Financial Advisor IV
Degree Level % of user with this level of education
No Diploma 2.7%
High School 2.7%
Associates 5.4%
Bachelors 45.9%
Masters 24.3%
Doctorate 18.9%
View as Graph

Financial Advisor IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Financial Advisor IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$97,837
Average $107,970/year
$118,119
$8,153
Average $8,998/month
$9,843
$1,881
Average $2,076/week
$2,272
$47
Average $52/hour
$57
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $118,119 $9,843 $2,272 $57
Average $107,970 $8,998 $2,076 $52
25th Percentile $97,837 $8,153 $1,881 $47

Financial Advisor IV Salary Growth & Career Path

Financial Advisor IV

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Financial Advisor IV, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Financial Advising Manager $123,846 15%
Private Banking Senior Manager $182,510 69%

Most common benefits for Financial Advisor IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Financial Advisor IV

Here are companies hiring for Financial Advisor IV and their salaries, click below for more details.

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FAQ about Financial Advisor IV

1. Where can a Financial Advisor IV earn the most?

A Financial Advisor IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Financial Advisor IV earns the most in San Jose, CA, where the annual salary of a Financial Advisor IV is $136,183.

2. What is the highest pay for Financial Advisor IV?

The highest pay for Financial Advisor IV is $127,359.

3. What is the lowest pay for Financial Advisor IV?

The lowest pay for Financial Advisor IV is $88,611.

4. What are the responsibilities of Financial Advisor IV?

Develops individualized wealth management financial plans and recommendations to help clients attain financial goals. Assesses clients' financial situations, including income, assets, liabilities, and risk tolerance, to develop tailored financial strategies and estate plans. Recommends investment products, insurance, retirement plans, and tax-efficient solutions aligned with client objectives. Monitors market trends and client portfolios to adjust strategies as needed and ensure optimal performance. Keeps abreast of new financial products to inform and advise clients on potential benefits. May be involved with selling or coordinating the purchase of additional financial products or services to clients. Requires a bachelor's degree. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

5. What industry pays the highest salary for Financial Advisor IV?

The Financial Services industry offers the highest average compensation for Financial Advisor IV roles, with salaries approximately 50% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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