What are the main factors that influence a Credit Coach's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change a Credit Coach's salary?

A Credit Coach's salary grows with experience: starting around $37,243 for beginners, reaching about $37,960 at mid-level, and approach $38,471 for experts.

What are the highest paying states for a Credit Coach?

Credit Coach salary varies significantly by state. The top 3 highest paying states for Credit Coach roles are District of Columbia $41,007, California $40,851, Massachusetts $40,307. These tech hubs typically pay 10-15% above the national average.

How much do different types of Credit Coach roles make?

Salaries for Credit Coach level roles vary by specialization: Consumer Credit Director: $201,897; Credit Manager: $117,700; Credit Admin: $114,738; Credit Consultant: $97,536; Financial Wellbeing Coach Credit: $91,770.

How do different companies affect a Credit Coach's salary?

Company size, industry, and compensation structure create significant salary variations for Credit Coach roles. Large, established industry leaders like C R Bard Inc ($128,509) and Henry Schein Canada ($124,697) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $82,041.

Credit Coach Salary in the United States

How much does a Credit Coach make in the United States?

As of January 01, 2026, the average salary for a Credit Coach in the United States is $37,036 per year, which breaks down to an hourly rate of $18.

However, a Credit Coach's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $42,414
Majority Range (25th-75th percentile): $35,546 to $39,851
Entry-Level (10th percentile): $34,190

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Credit Coach Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$39,851	$3,321	$766	$19
Average	$37,036	$3,086	$712	$18
25th Percentile	$35,546	$2,962	$684	$17

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Credit Coach Salaries

A Credit Coach's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Coach Salaries?

Experience is a primary driver of a Credit Coach's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $37,243
Early Career (1-2 years): $37,347
Mid-Level (2-4 years): $37,960
Senior-Level (5-8 years): $38,369
Expert (over 8 years): $38,471

Levels	Salary
Entry Level Credit Coach	$37,243
Intermediate Level Credit Coach	$37,347
Senior Level Credit Coach	$37,960
Specialist Level Credit Coach	$38,369
Expert Level Credit Coach	$38,471

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What Am I Worth?

How Do Credit Coach Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Coaches. For example, consider the average annual salaries in these key locations:

District of Columbia: $41,007.
California: $40,851.
Massachusetts: $40,307.

District of Columbia $41,007

California $40,851

Massachusetts $40,307

Washington $40,159

New Jersey $40,144

Alaska $40,092

Connecticut $39,581

New York $39,373

Hawaii $38,710

Rhode Island $38,399

Maryland $38,188

Minnesota $37,899

Colorado $37,788

Illinois $37,751

Oregon $37,610

Delaware $37,507

New Hampshire $37,442

Virginia $37,296

Pennsylvania $36,870

Nevada $36,655

North Dakota $36,585

Michigan $36,473

Wisconsin $36,433

Vermont $36,351

Texas $36,125

Maine $36,110

Arizona $36,088

Ohio $36,062

Georgia $35,722

Indiana $35,551

Wyoming $35,518

Utah $35,466

Iowa $35,444

Kansas $35,266

Louisiana $35,214

North Carolina $35,196

Missouri $35,188

Florida $35,044

Montana $34,966

Nebraska $34,892

Kentucky $34,851

South Carolina $34,703

Tennessee $34,611

Idaho $34,573

New Mexico $34,303

Oklahoma $34,244

Alabama $34,025

South Dakota $33,659

Arkansas $33,459

West Virginia $33,351

Mississippi $33,029

Top Paying Cities for Credit Coaches

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $46,714
San Francisco: $46,255
Oakland: $45,229

San Jose, CA $46,714

San Francisco, CA $46,255

Oakland, CA $45,229

New York, NY $42,921

Queens Village, NY $42,644

Paramus, NJ $42,347

Passaic, NJ $42,310

Bergenfield, NJ $42,273

Stamford, CT $42,218

Huntington, NY $42,181

Newark, NJ $41,940

Bridgeport, CT $41,866

New Brunswick, NJ $41,744

Vallejo, CA $41,666

Middlesex, NJ $41,644

Somerset, NJ $41,610

Petaluma, CA $41,525

Santa Cruz, CA $41,381

Boston, MA $41,307

Monterey, CA $41,122

Fairbanks, AK $41,096

Los Angeles, CA $41,025

Washington, DC $41,007

Seattle, WA $40,940

Santa Rosa, CA $40,933

Juneau, AK $40,825

Orange, CA $40,703

Anchorage, AK $40,636

Anaheim, CA $40,610

Santa Ana, CA $40,555

Nassau, NY $40,533

Long Beach, CA $40,518

Danbury, CT $40,507

Santa Maria, CA $40,381

Everett, WA $40,373

Bremerton, WA $40,192

Trenton, NJ $40,122

Sacramento, CA $40,107

San Diego, CA $40,088

Brockton, MA $40,073

Tacoma, WA $40,059

Santa Barbara, CA $40,007

Lowell, MA $39,859

New Suffolk, NY $39,844

Nashua, NH $39,799

Lompoc, CA $39,740

Ventura, CA $39,703

Stockton, CA $39,692

New Haven, CT $39,618

Atlantic City, NJ $39,522

Hartford, CT $39,440

Modesto, CA $39,422

Poughkeepsie, NY $39,340

New Britain, CT $39,322

Olympia, WA $39,270

Kennewick, WA $39,270

New London, CT $39,262

Norwich, CT $39,251

Lawrence, MA $39,233

Bakersfield, CA $39,129

Riverside, CA $39,077

New Bedford, MA $39,077

Richland, WA $39,040

Portsmouth, NH $39,010

Vineland, NJ $39,003

San Bernardino, CA $38,973

Boulder, CO $38,870

Worcester, MA $38,840

Portland, OR $38,807

Saint Paul, MN $38,762

Minneapolis, MN $38,762

Philadelphia, PA $38,710

Honolulu, HI $38,514

Springfield, MA $38,385

Providence, RI $38,381

Chicago, IL $38,273

Bellingham, WA $38,229

Baltimore, MD $38,188

Chico, CA $38,096

Wilmington, DE $38,033

Pittsfield, MA $37,996

Manchester, NH $37,925

Spokane, WA $37,762

Denver, CO $37,759

Albany, NY $37,585

Troy, NY $37,570

Schenectady, NY $37,492

Burlington, VT $37,410

Portland, ME $37,281

Salem, OR $37,251

Yakima, WA $37,244

Ann Arbor, MI $37,233

Rochester, MN $37,129

Fresno, CA $37,110

Reno, NV $37,110

Milwaukee, WI $37,077

Detroit, MI $37,040

Allentown, PA $37,029

Carson City, NV $37,025

Houston, TX $36,970

Colorado Springs, CO $36,966

Syracuse, NY $36,948

Eugene, OR $36,877

Bismarck, ND $36,833

Gary, IN $36,833

Galveston, TX $36,833

Springfield, OR $36,803

Medford, OR $36,714

Fort Collins, CO $36,699

Austin, TX $36,670

Mesa, AZ $36,592

Phoenix, AZ $36,585

Dallas, TX $36,573

Reading, PA $36,551

Saint Cloud, MN $36,536

Concord, NH $36,503

Madison, WI $36,488

Utica, NY $36,388

Raleigh, NC $36,359

Las Vegas, NV $36,355

Rochester, NY $36,329

Des Moines, IA $36,325

Atlanta, GA $36,266

Battle Creek, MI $36,255

Salt Lake City, UT $36,244

Lancaster, PA $36,188

Champaign, IL $36,181

Harrisburg, PA $36,136

Durham, NC $36,103

Kansas City, MO $36,099

Kansas City, KS $36,092

Fort Worth, TX $36,088

Boca Raton, FL $36,073

Cleveland, OH $36,070

Columbus, OH $36,062

Pittsburgh, PA $36,059

Richmond, VA $36,044

Indianapolis, IN $36,036

Cincinnati, OH $35,988

Petersburg, VA $35,933

Billings, MT $35,851

Lansing, MI $35,851

Huntsville, AL $35,851

Lebanon, PA $35,848

Dayton, OH $35,844

Pueblo, CO $35,844

Appleton, WI $35,833

Buffalo, NY $35,818

Racine, WI $35,799

Charlotte, NC $35,796

Saint Louis, MO $35,785

Springfield, IL $35,770

Elkhart, IN $35,762

York, PA $35,762

Gastonia, NC $35,759

Benton Harbor, MI $35,759

Beaumont, TX $35,736

Lorain, OH $35,729

Toledo, OH $35,714

Binghamton, NY $35,696

Rock Hill, SC $35,692

Rockford, IL $35,673

Fargo, ND $35,655

Elyria, OH $35,655

Flagstaff, AZ $35,629

Fort Lauderdale, FL $35,607

Miami, FL $35,585

Duluth, MN $35,525

Bangor, ME $35,477

Cedar Rapids, IA $35,436

Louisville, KY $35,418

Grand Rapids, MI $35,411

Hialeah, FL $35,407

Casper, WY $35,355

Scranton, PA $35,311

New Orleans, LA $35,299

Virginia Beach, VA $35,296

Akron, OH $35,277

Peoria, IL $35,229

Sarasota, FL $35,222

Green Bay, WI $35,196

Baton Rouge, LA $35,177

Charleston, SC $35,170

Nashville, TN $35,159

Jamestown, NY $35,151

Davenport, IA $35,151

Tucson, AZ $35,133

Cheyenne, WY $35,122

Saint Petersburg, FL $35,111

Tampa, FL $35,103

Omaha, NE $35,096

Port Arthur, TX $35,081

Evansville, IN $35,081

Bradenton, FL $35,066

Santa Fe, NM $34,999

Orlando, FL $34,962

Clearwater, FL $34,922

Canton, OH $34,844

La Crosse, WI $34,844

Grand Forks, ND $34,833

Albuquerque, NM $34,822

Tulsa, OK $34,822

Newport News, VA $34,818

High Point, NC $34,807

Ogden, UT $34,792

Corpus Christi, TX $34,762

Laramie, WY $34,740

Norfolk, VA $34,740

Rock Island, IL $34,718

Saginaw, MI $34,711

Jacksonville, FL $34,707

Salisbury, NC $34,699

Memphis, TN $34,692

Moline, IL $34,673

Fort Myers, FL $34,662

Waterloo, IA $34,614

Spartanburg, SC $34,577

Lincoln, NE $34,559

Fort Wayne, IN $34,551

Birmingham, AL $34,511

Cedar Falls, IA $34,503

Provo, UT $34,499

Springfield, OH $34,496

San Antonio, TX $34,488

Greensboro, NC $34,473

South Bend, IN $34,470

Winston Salem, NC $34,466

Boise, ID $34,455

Savannah, GA $34,429

Muskegon, MI $34,362

Lima, OH $34,318

Lake Charles, LA $34,303

Anderson, IN $34,296

Lexington, KY $34,285

Augusta, GA $34,273

Greenville, SC $34,273

Wichita, KS $34,240

Tuscaloosa, AL $34,240

Columbia, SC $34,207

Bloomington, IN $34,114

Roanoke, VA $34,092

Asheville, NC $34,044

Knoxville, TN $33,981

Shreveport, LA $33,977

Wilmington, NC $33,929

Frankfort, KY $33,859

Oklahoma City, OK $33,833

Chillicothe, OH $33,818

Longview, TX $33,814

Topeka, KS $33,803

Mobile, AL $33,748

Terre Haute, IN $33,733

Erie, PA $33,729

Altoona, PA $33,711

Melbourne, FL $33,699

Amarillo, TX $33,685

Killeen, TX $33,673

Fayetteville, AR $33,644

Sioux Falls, SD $33,618

Chattanooga, TN $33,596

Idaho Falls, ID $33,592

Gainesville, FL $33,514

Portsmouth, OH $33,496

Little Rock, AR $33,488

Lynchburg, VA $33,488

Lafayette, LA $33,473

Youngstown, OH $33,473

Temple, TX $33,459

Daytona Beach, FL $33,451

Clarksville, TN $33,448

Pensacola, FL $33,444

Hopkinsville, KY $33,333

Charleston, WV $33,329

Florence, SC $33,311

Sioux City, IA $33,288

Macon, GA $33,181

Tallahassee, FL $33,177

Fayetteville, NC $33,170

Waco, TX $33,162

Wichita Falls, TX $33,162

Pine Bluff, AR $33,148

Vincennes, IN $33,077

Lubbock, TX $33,062

Great Falls, MT $33,040

Alamogordo, NM $33,036

Abilene, TX $33,007

Rapid City, SD $32,959

Monroe, LA $32,959

Albany, GA $32,936

Huntington, WV $32,933

Jackson, MS $32,929

Greenville, MS $32,925

Parkersburg, WV $32,888

Montgomery, AL $32,881

Johnstown, PA $32,874

Springfield, MO $32,844

Biloxi, MS $32,825

Sumter, SC $32,748

Columbus, GA $32,744

Twin Falls, ID $32,722

Pascagoula, MS $32,674

Kingsport, TN $32,577

Gulfport, MS $32,566

Alexandria, LA $32,444

Fort Smith, AR $32,351

El Paso, TX $32,251

Helena, MT $32,203

Las Cruces, NM $32,085

Harlingen, TX $31,981

Pocatello, ID $31,948

Florence, AL $31,936

Brownsville, TX $31,929

Dothan, AL $31,870

Mcallen, TX $31,851

Columbus, MS $31,577

Altus, OK $31,407

Lawton, OK $31,336

Pierre, SD $31,203

What Skills Can Increase a Credit Coach's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 12.71% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Hydraulics (Mentioned in 2.08% Job Postings): Hydraulics is a technology and applied science using engineering, chemistry, and other sciences involving the mechanical properties and use of liquids.
Pneumatics (Mentioned in 1.22% Job Postings): Pneumatics (pronounced new-MATT-ix) is an aspect of physics and engineering that is concerned with using the energy in compressed gas to make something move or work.

See More Skills

Skills	Demand Percentage
Customer Service	12.71%
Hydraulics	2.08%
Pneumatics	1.22%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Coach's salary.

Presentation: Can increase your salary by up to 15%.
Integrity: Can increase your salary by up to 13%.
Analysis: Can increase your salary by up to 12%.

Skill	Salary	Salary % Increase
Presentation	$42,592	15%
Integrity	$41,851	13%
Analysis	$41,481	12%
Collaboration	$41,110	11%
Initiative	$40,370	9%
Leadership	$40,370	9%

Get Latest Data

How Education impacts a Credit Coach's Salary?

Your level of education can impact your salary potential. While many Credit Coaches enter the field with a No Diploma degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Coach with a No Diploma is between $35,669 and $38,064).

Credit Coach Salaries by Degree Level

Typical Education for Credit Coach

No Diploma 20.0%

High School 20.0%

Associates 10.0%

Bachelors 70.0%

Masters 0.0%

Doctorate 0.0%

view as table

Degree Level	% of user with this level of education
No Diploma	20.0%
High School	20.0%
Associates	10.0%
Bachelors	70.0%
Masters	0.0%
Doctorate	0.0%

view as graph

Credit Coach Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Coach's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

$35,546

Average $37,036/year

$39,851

$2,962

Average $3,086/month

$3,321

$684

Average $712/week

$766

$17

Average $18/hour

$19

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$39,851	$3,321	$766	$19
Average	$37,036	$3,086	$712	$18
25th Percentile	$35,546	$2,962	$684	$17

Salaries of jobs related to Credit Coach

Salary Trends for Credit Coach

Salaries for a Credit Coach can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $40,019 in 2023 to around $39,518 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Coach salary trends, .

Average Annual Salary of Credit Coach Over Time

2022

$???

2023

$40,019

2024

$39,706

2025

$39,518

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$40,019
2024	$39,706
2025	$39,518
2026	View More
2027	View More

Most common benefits for Credit Coach

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Healthcare

Pension

Time Off (days)

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Where Does Our Salary Data Come From?

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We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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