A Credit Clerk's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education, and company size can directly affect your earning potential.
How Experience Level Affects Credit Clerk Salaries?
Experience is a primary driver of a Credit Clerk's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Credit Clerk (0-1 years): $41,272
Credit Clerk, Sr. (1-3 years): $47,727
Credit Analysis Manager (3-5 years): $117,656
VP of Credit Analysis (5+ years): $207,228
Job Role
Years of Experience
Average Salary
Credit Clerk
0-1 years
$41,272
Credit Clerk, Sr.
1-3 years
$47,727
Credit Analysis Manager
3-5 years
$117,656
VP of Credit Analysis
5+ years
$207,228
$41,272Credit Cl...
$47,727Credit Cl...
$117,656Credit An...
$207,228VP of Cre...
View as Table
View as Graph
What Am I Worth?
How Do Credit Clerk Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Credit Clerks.
For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $52,056
San Francisco: $51,486
Oakland: $50,401
San Jose, CA$52,056
San Francisco, CA$51,486
Oakland, CA$50,401
New York, NY$47,520
Paramus, NJ$46,942
Queens Village, NY$46,940
Passaic, NJ$46,901
Bergenfield, NJ$46,897
Stamford, CT$46,807
Huntington, NY$46,790
Newark, NJ$46,485
Bridgeport, CT$46,398
Vallejo, CA$46,315
New Brunswick, NJ$46,299
Petaluma, CA$46,274
Middlesex, NJ$46,196
Somerset, NJ$46,167
Santa Cruz, CA$46,113
Boston, MA$45,861
Monterey, CA$45,717
Seattle, WA$45,622
Santa Rosa, CA$45,614
Los Angeles, CA$45,601
Juneau, AK$45,494
Washington, DC$45,449
Orange, CA$45,302
Santa Ana, CA$45,193
Long Beach, CA$45,152
Anaheim, CA$45,143
Anchorage, AK$45,123
Santa Maria, CA$44,999
Everett, WA$44,991
Danbury, CT$44,845
Bremerton, WA$44,788
Tacoma, WA$44,640
New Suffolk, NY$44,639
Sacramento, CA$44,627
Santa Barbara, CA$44,582
Trenton, NJ$44,537
San Diego, CA$44,537
Brockton, MA$44,491
Fairbanks, AK$44,390
Lompoc, CA$44,285
Lowell, MA$44,251
Ventura, CA$44,244
Nashua, NH$44,235
Stockton, CA$44,231
Modesto, CA$43,930
Poughkeepsie, NY$43,839
Olympia, WA$43,761
Kennewick, WA$43,761
New Haven, CT$43,744
Lawrence, MA$43,596
Hartford, CT$43,554
Riverside, CA$43,546
New Bedford, MA$43,505
Richland, WA$43,505
Bakersfield, CA$43,447
San Bernardino, CA$43,431
New Britain, CT$43,426
Atlantic City, NJ$43,426
New London, CT$43,410
Norwich, CT$43,398
Portsmouth, NH$43,389
Boulder, CO$43,302
Portland, OR$43,245
Worcester, MA$43,241
Minneapolis, MN$43,113
Philadelphia, PA$43,055
Honolulu, HI$42,919
Saint Paul, MN$42,899
Vineland, NJ$42,890
Providence, RI$42,770
Chicago, IL$42,650
Bellingham, WA$42,601
Springfield, MA$42,568
Baltimore, MD$42,556
Chico, CA$42,452
Pittsfield, MA$42,341
Manchester, NH$42,263
Spokane, WA$42,081
Denver, CO$42,077
Albany, NY$41,883
Troy, NY$41,866
Nassau, NY$41,822
Schenectady, NY$41,780
Wilmington, DE$41,747
Burlington, VT$41,689
Salem, OR$41,672
Portland, ME$41,544
Yakima, WA$41,503
Rochester, MN$41,375
Reno, NV$41,355
Fresno, CA$41,355
Milwaukee, WI$41,317
Detroit, MI$41,276
Ann Arbor, MI$41,269
Allentown, PA$41,264
Colorado Springs, CO$41,194
Syracuse, NY$41,173
Carson City, NV$41,173
Houston, TX$41,115
Eugene, OR$41,095
Gary, IN$41,045
Springfield, OR$41,012
Bismarck, ND$41,004
Galveston, TX$40,975
Medford, OR$40,913
Fort Collins, CO$40,896
Concord, NH$40,876
Austin, TX$40,863
Mesa, AZ$40,777
Reading, PA$40,773
Phoenix, AZ$40,768
Dallas, TX$40,756
Saint Cloud, MN$40,716
Madison, WI$40,661
Utica, NY$40,550
Rochester, NY$40,484
Des Moines, IA$40,480
Raleigh, NC$40,475
Atlanta, GA$40,414
Battle Creek, MI$40,401
Salt Lake City, UT$40,389
Lancaster, PA$40,327
Harrisburg, PA$40,269
Kansas City, MO$40,228
Champaign, IL$40,220
Kansas City, KS$40,220
Fort Worth, TX$40,215
Columbus, OH$40,208
Boca Raton, FL$40,199
Pittsburgh, PA$40,182
Richmond, VA$40,166
Indianapolis, IN$40,158
Cleveland, OH$40,154
Las Vegas, NV$40,104
Cincinnati, OH$40,104
Petersburg, VA$40,042
Huntsville, AL$39,980
Lansing, MI$39,953
Lebanon, PA$39,947
Pueblo, CO$39,943
Appleton, WI$39,931
Buffalo, NY$39,914
Dayton, OH$39,902
Racine, WI$39,894
Charlotte, NC$39,889
Saint Louis, MO$39,877
York, PA$39,852
Elkhart, IN$39,852
Gastonia, NC$39,844
Billings, MT$39,834
Beaumont, TX$39,823
Lorain, OH$39,815
Benton Harbor, MI$39,807
Toledo, OH$39,799
Binghamton, NY$39,778
Rock Hill, SC$39,774
Rockford, IL$39,753
Springfield, IL$39,737
Elyria, OH$39,733
Fargo, ND$39,733
Flagstaff, AZ$39,704
Fort Lauderdale, FL$39,679
Duluth, MN$39,654
Miami, FL$39,654
Cheyenne, WY$39,625
Grand Forks, ND$39,625
Bangor, ME$39,534
Cedar Rapids, IA$39,489
Durham, NC$39,472
Louisville, KY$39,468
Grand Rapids, MI$39,460
Hialeah, FL$39,456
Casper, WY$39,398
Scranton, PA$39,349
New Orleans, LA$39,336
Virginia Beach, VA$39,332
Akron, OH$39,312
Peoria, IL$39,258
Sarasota, FL$39,250
Nashville, TN$39,221
Omaha, NE$39,221
Green Bay, WI$39,221
Baton Rouge, LA$39,200
Charleston, SC$39,192
Jamestown, NY$39,171
Davenport, IA$39,171
Tucson, AZ$39,151
Saint Petersburg, FL$39,126
Tampa, FL$39,118
Evansville, IN$39,093
Port Arthur, TX$39,093
Bradenton, FL$39,076
Santa Fe, NM$39,002
Orlando, FL$38,928
Clearwater, FL$38,915
Canton, OH$38,829
La Crosse, WI$38,829
Albuquerque, NM$38,804
Newport News, VA$38,800
High Point, NC$38,787
Ogden, UT$38,771
Corpus Christi, TX$38,738
Norfolk, VA$38,713
Laramie, WY$38,713
Rock Island, IL$38,688
Saginaw, MI$38,680
Jacksonville, FL$38,676
Salisbury, NC$38,668
Boise, ID$38,659
Moline, IL$38,639
Fort Myers, FL$38,626
Memphis, TN$38,618
Tulsa, OK$38,598
Waterloo, IA$38,573
Spartanburg, SC$38,532
Lincoln, NE$38,511
Fort Wayne, IN$38,503
Provo, UT$38,499
Cedar Falls, IA$38,449
San Antonio, TX$38,432
Greensboro, NC$38,416
South Bend, IN$38,412
Savannah, GA$38,366
Muskegon, MI$38,350
Birmingham, AL$38,346
Winston Salem, NC$38,326
Lake Charles, LA$38,226
Anderson, IN$38,218
Lexington, KY$38,205
Augusta, GA$38,193
Greenville, SC$38,193
Lima, OH$38,160
Wichita, KS$38,156
Tuscaloosa, AL$38,156
Columbia, SC$38,119
Springfield, OH$38,111
Asheville, NC$38,045
Bloomington, IN$38,016
Knoxville, TN$37,867
Shreveport, LA$37,863
Wilmington, NC$37,809
Roanoke, VA$37,809
Topeka, KS$37,735
Frankfort, KY$37,730
Oklahoma City, OK$37,702
Chillicothe, OH$37,685
Longview, TX$37,681
Melbourne, FL$37,677
Sioux Falls, SD$37,611
Mobile, AL$37,607
Terre Haute, IN$37,591
Altoona, PA$37,566
Amarillo, TX$37,537
Killeen, TX$37,525
Fayetteville, AR$37,491
Chattanooga, TN$37,479
Sioux City, IA$37,442
Idaho Falls, ID$37,434
Lynchburg, VA$37,401
Gainesville, FL$37,347
Portsmouth, OH$37,326
Little Rock, AR$37,318
Lafayette, LA$37,302
Youngstown, OH$37,302
Daytona Beach, FL$37,277
Clarksville, TN$37,273
Pensacola, FL$37,269
Temple, TX$37,266
Hopkinsville, KY$37,145
Erie, PA$37,137
Florence, SC$37,120
Charleston, WV$37,054
Great Falls, MT$37,033
Macon, GA$36,976
Tallahassee, FL$36,971
Fayetteville, NC$36,963
Waco, TX$36,955
Helena, MT$36,926
Pine Bluff, AR$36,910
Vincennes, IN$36,860
Lubbock, TX$36,844
Alamogordo, NM$36,819
Twin Falls, ID$36,782
Rapid City, SD$36,769
Jackson, MS$36,695
Huntington, WV$36,692
Greenville, MS$36,691
Parkersburg, WV$36,649
Montgomery, AL$36,641
Wichita Falls, TX$36,600
Springfield, MO$36,600
Biloxi, MS$36,579
Monroe, LA$36,538
Johnstown, PA$36,509
Sumter, SC$36,493
Columbus, GA$36,489
Pascagoula, MS$36,410
Abilene, TX$36,410
Kingsport, TN$36,303
Albany, GA$36,303
Gulfport, MS$36,290
Alexandria, LA$36,154
Fort Smith, AR$36,051
El Paso, TX$35,940
Las Cruces, NM$35,754
Harlingen, TX$35,649
Pocatello, ID$35,642
Florence, AL$35,589
Brownsville, TX$35,581
Mcallen, TX$35,494
Dothan, AL$35,436
Columbus, MS$35,191
Altus, OK$34,999
Lawton, OK$34,920
Pierre, SD$34,772
What Skills Can Increase a Credit Clerk's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 10.88% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Credit Reports (Mentioned in 1.98% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
Data Entry (Mentioned in 1.41% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
See More Skills
Skills
Demand Percentage
Customer Service
10.88%
Credit Reports
1.98%
Data Entry
1.41%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Clerk's salary.
Risk Management: Can increase your salary by up to 45%.
Process Improvement: Can increase your salary by up to 32%.
Credit Analysis: Can increase your salary by up to 27%.
Skill
Salary
Salary % Increase
Risk Management
$59,844
45%
Process Improvement
$54,479
32%
Credit Analysis
$52,415
27%
Underwriting
$51,590
25%
Credit Risk
$50,765
23%
Financial Analysis
$50,352
22%
Get Latest Data
Credit Clerk Salary by Company Size: Startups vs. Enterprise
Credit Clerk salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $46,162.
While startup companies pay approximate $39,040.
Credit Clerk Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$39,040
Growth Stage
51~500
$41,290
Established
501~5000
$44,579
Enterprise
5000+
$46,162
Credit Clerk Salary by Industry: Top Paying Sectors
For Credit Clerk roles, the industry you choose can affect earning potential
by as much as 35% (the gap between the highest and lowest paying industries).
Data shows that the Biotechnology and Insurance
sectors offer the strongest compensation, at 15% above the average.
In contrast, Credit Clerk positions in Edu., Gov't. & Nonprofit or MFG Nondurable typically offer lower base pay,
as these industries often view Credit Clerk as a support function rather than a direct revenue driver.
The top paying industries for a Credit Clerk
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Biotechnology
$47,463
$23.0
15%
Insurance
$47,463
$23.0
15%
Telecom
$47,463
$23.0
15%
Aerospace & Defense
$45,399
$22.0
10%
Financial Services
$45,399
$22.0
10%
How Education impacts a Credit Clerk's Salary?
Your level of education can impact your salary potential.
While many Credit Clerks enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Clerk with a High School Diploma or Technical Certificate is between
$39,506
and $42,786).
Credit Clerk Salaries by Degree Level
Typical Education for Credit Clerk
No Diploma45.8%
High School45.8%
Associates16.7%
Bachelors29.2%
Masters8.3%
Doctorate0.0%
view as table
Degree Level
% of user with this level of education
No Diploma
45.8%
High School
45.8%
Associates
16.7%
Bachelors
29.2%
Masters
8.3%
Doctorate
0.0%
view as graph
Credit Clerk Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Credit Clerk's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$37,148
Average$41,272/year
$46,224
$3,096
Average$3,439/month
$3,852
$714
Average$794/week
$889
$18
Average$20/hour
$22
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$46,224
$3,852
$889
$22
Average
$41,272
$3,439
$794
$20
25th Percentile
$37,148
$3,096
$714
$18
Credit Clerk Salary Growth & Career Path
For a Credit Clerk, the most direct path to higher earnings is advancing to the Credit Clerk, Sr. role.
This promotion typically comes with a significant pay increase, bringing the average annual salary to
$47,727 - a projected growth of
16%
over your current level.
Salaries for a Credit Clerk can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $44,023 in 2023
to around $42,572 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Clerk salary trends,
.
Average Annual Salary of Credit Clerk Over Time
2022
$???
2023
$44,023
2024
$43,426
2025
$42,572
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$44,023
2024
$43,426
2025
$42,572
2026
View More
2027
View More
Most common benefits for Credit Clerk
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Clerk
Here are companies hiring for Credit Clerk and their salaries, click below for more details.
C
$128,509/per year
C R Bard Inc
Biotechnology
the United States
H
$124,697/per year
Henry Schein Canada
Biotechnology
the United States
N
$123,899/per year
Nordex Inc
Biotechnology
the United States
N
$120,416/per year
Nipro Corp
Biotechnology
the United States
E
$115,870/per year
Enovis
Biotechnology
the United States
A
$114,553/per year
Advanced Research Projects Agency - Energy
Biotechnology
the United States
M
$112,110/per year
MiniMed Inc
Biotechnology
the United States
L
$111,500/per year
Labcorp Drug Development
Biotechnology
the United States
L
$110,229/per year
Life Technologies Corp
Biotechnology
the United States
Z
$106,224/per year
Zimmer Biomet
Biotechnology
the United States
P
$103,077/per year
Promontory Therapeutics
Biotechnology
the United States
S
$102,181/per year
Steris PLC
Biotechnology
the United States
G
$97,274/per year
Gavin Conferences Pty Ltd
Biotechnology
the United States
E
$94,764/per year
Endeavor BioMedicines
Biotechnology
the United States
R
$94,402/per year
Replay Holdings LLC
Biotechnology
the United States
P
$94,235/per year
Pleno Inc
Biotechnology
the United States
S
$93,666/per year
Simulaids Inc
Biotechnology
the United States
N
$88,880/per year
NOIRLab/CAS
Biotechnology
the United States
O
$86,468/per year
Onward Technology
Biotechnology
the United States
L
$84,895/per year
LED Medical Diagnostics Inc
Biotechnology
the United States
E
$84,682/per year
Eyeco Ltd
Biotechnology
the United States
P
$84,523/per year
Paerosol
Biotechnology
the United States
I
$83,525/per year
IONIQ Sciences Inc
Biotechnology
the United States
S
$82,815/per year
Stateside PPE
Biotechnology
the United States
D
$82,041/per year
Digi Bio
Biotechnology
the United States
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FAQ about Credit Clerk
1. Where can a Credit Clerk earn the most?
A Credit Clerk's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer.
According to the latest salary data by Salary.com, a Credit Clerk earns the most in San Jose, CA, where the annual salary of a Credit Clerk is $52,056.
2. What is the highest pay for Credit Clerk?
The highest pay for Credit Clerk is $50,733.
3. What is the lowest pay for Credit Clerk?
The lowest pay for Credit Clerk is $33,393.
4. What are the responsibilities of Credit Clerk?
Evaluates and suggests creditworthiness of prospects and customers to decrease financial risk to the organization. Checks credit applications and grants approval within established guidelines for organizations or individuals. Communicates with the customers and other departments to solve the credit problems. May negotiate terms of payment to assist with collection of overdue balances. Requires a high school diploma or its equivalent. Typically reports to a supervisor or manager. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience.
5. What industry pays the highest salary for Credit Clerk?
The Biotechnology industry offers the highest average compensation for Credit Clerk roles,
with salaries approximately 15% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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