Credit Repair Agent Salary in the United States

How much does a Credit Repair Agent make in the United States?

As of January 01, 2026, the average salary for a Credit Repair Agent in the United States is $38,417 per year, which breaks down to an hourly rate of $18.

However, a Credit Repair Agent's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $48,467
  • Majority Range (25th-75th percentile): $34,177 to $43,677
  • Entry-Level (10th percentile): $30,317
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View as table View as graph 25% $34,177 10% $30,317 90% $48,467 75% $43,677 $38,417 50%(Median) Didn’t find job title? Click

Credit Repair Agent Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $43,677 $3,640 $840 $21
Average $38,417 $3,201 $739 $18
25th Percentile $34,177 $2,848 $657 $16
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Key Factors That Influence Credit Repair Agent Salaries

A Credit Repair Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Credit Repair Agent Salaries?

Experience is a primary driver of a Credit Repair Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $37,828
  • Early Career (1-2 years): $38,005
  • Mid-Level (2-4 years): $38,888
  • Senior-Level (5-8 years): $40,819
  • Expert (over 8 years): $41,533
Levels Salary
Entry Level Credit Repair Agent$37,828
Intermediate Level Credit Repair Agent$38,005
Senior Level Credit Repair Agent$38,888
Specialist Level Credit Repair Agent$40,819
Expert Level Credit Repair Agent$41,533
$37,828 0 yr
$38,005 < 2 yrs
$38,888 2-4 yrs
$40,819 5-8 yrs
$41,533 > 8 yrs
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What Am I Worth?

Top Paying Cities for Credit Repair Agents

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $48,455
  • San Francisco: $47,979
  • Oakland: $46,915

What Skills Can Increase a Credit Repair Agent's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 5.05% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Front Office (Mentioned in 1.17% Job Postings): The front office represents the customer-facing division of a firm. For example, customer service, sales, and industry experts who provide advisory services are considered part of a firm's front office operations.
  • Hotel Housekeeping (Mentioned in 0.8% Job Postings): Housekeeping is an operational department in a hotel, which is responsible for cleanliness, maintenance, aesthetic upkeep of rooms, public area, back area and surroundings.
See More Skills
Skills Demand Percentage
Customer Service 5.05%
Front Office 1.17%
Hotel Housekeeping 0.8%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Credit Repair Agent's salary.
  • Verbal Communication: Can increase your salary by up to 11%.
  • Team Management: Can increase your salary by up to 8%.
  • Integrity: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Verbal Communication
$42,643
11%
Team Management
$41,490
8%
Integrity
$41,490
8%
Listening
$41,106
7%
Coaching
$41,106
7%
Guest Service
$40,722
6%
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How Education impacts a Credit Repair Agent's Salary?

Your level of education can impact your salary potential. While many Credit Repair Agents enter the field with a No Diploma degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Credit Repair Agent with a No Diploma is between $45,169 and $48,635).

Credit Repair Agent Salaries by Degree Level

Typical Education for Credit Repair Agent
Degree Level % of user with this level of education
No Diploma 4.7%
High School 49.7%
Associates 15.0%
Bachelors 26.4%
Masters 3.6%
Doctorate 0.5%
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Credit Repair Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Repair Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Credit Repair Agent

Salaries for a Credit Repair Agent can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $40,879 in 2023 to around $40,665 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Repair Agent salary trends, .

Average Annual Salary of Credit Repair Agent Over Time

2022
$???
2023
$40,879
2024
$40,992
2025
$40,665
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $40,879
2024 $40,992
2025 $40,665
2026
View More
2027
View More

Most common benefits for Credit Repair Agent

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Credit Repair Agent

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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