What are the main factors that influence a Collection Representative's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Collection Representative's salary?

A Collection Representative's salary grows with experience: an Accounts Receivable Clerk I (0-1 years)earns $45,785, an Collection Representative (1-3 years)earns $51,677, an Accounts Receivable Clerk III (3-5 years)earns $57,665, an Accounts Receivable Supervisor (5+ years)earns $76,305, an Accounts Receivable Senior Supervisor (5+ years)earns $91,337,

What are the highest paying states for a Collection Representative?

Collection Representative salary varies significantly by state. The top 3 highest paying states for Collection Representative roles are District of Columbia $55,579, California $55,369, Massachusetts $54,631. These tech hubs typically pay 10-15% above the national average.

How much do different types of Collection Representative roles make?

Salaries for Collection Representative level roles vary by specialization: Collection Manager: $110,501; Collection Supervisor: $74,201; Collection/Recovery Representative, Senior - Consumer Loans: $47,940; Consumer Loan Collection Recovery Rep. III: $47,932; Account Representative Collection: $46,069.

Collection Representative Salary in Rhode Island

How much does a Collection Representative make in Rhode Island?

As of February 01, 2026, the average salary for a Collection Representative in Rhode Island is $52,045 per year, which breaks down to an hourly rate of $25.

However, a Collection Representative's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $61,615
Majority Range (25th-75th percentile): $48,330 to $57,055
Entry-Level (10th percentile): $44,947

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Collection Representative Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$57,055	$4,755	$1,097	$27
Average	$52,045	$4,337	$1,001	$25
25th Percentile	$48,330	$4,028	$929	$23

You may get higher pay by adjusting the following factors:

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Key Factors That Influence Collection Representative Salaries

A Collection Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Collection Representative Salaries?

Experience is a primary driver of a Collection Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $45,785
Early Career (1-2 years): $51,677
Mid-Level (2-4 years): $57,665
Senior-Level (5-8 years): $76,305
Expert (over 8 years): $91,337

Levels	Salary
Accounts ... Level Collection Representative	$45,785
Collectio... Level Collection Representative	$51,677
Accounts ... Level Collection Representative	$57,665
Accounts ... Level Collection Representative	$76,305
Accounts ... Level Collection Representative	$91,337

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What Am I Worth?

How Do Collection Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Collection Representatives. For example, consider the average annual salaries in these key locations:

District of Columbia: $55,579.
California: $55,369.
Massachusetts: $54,631.

District of Columbia $55,579 California $55,369 Massachusetts $54,631 Washington $54,430 New Jersey $54,410 Alaska $54,340 Connecticut $53,647 New York $53,366

Hawaii $52,467 Rhode Island $52,045 Maryland $51,759 Minnesota $51,368 Colorado $51,217 Illinois $51,167 Oregon $50,976 Delaware $50,836

New Hampshire $50,747 Virginia $50,550 Pennsylvania $49,972 Nevada $49,681 North Dakota $49,586 Michigan $49,435 Wisconsin $49,380 Vermont $49,270

Texas $48,963 Maine $48,943 Arizona $48,913 Ohio $48,878 Georgia $48,416 Indiana $48,185 Wyoming $48,140 Utah $48,070

Iowa $48,040 Kansas $47,799 Louisiana $47,728 North Carolina $47,703 Missouri $47,693 Florida $47,498 Montana $47,392 Nebraska $47,292

Kentucky $47,237 South Carolina $47,036 Tennessee $46,910 Idaho $46,860 New Mexico $46,494 Oklahoma $46,413 Alabama $46,117 South Dakota $45,620

Arkansas $45,349 West Virginia $45,203 Mississippi $44,767

Top Paying Cities for Collection Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamsville: $52,899
Albion: $52,020
Ashaway: $53,100

Adamsville, RI $52,899 Albion, RI $52,020 Ashaway, RI $53,100 Barrington, RI $52,020 Block Island, RI $52,824 Bradford, RI $53,065 Bristol, RI $51,970 Carolina, RI $52,633

Charlestown, RI $52,688 Chepachet, RI $51,920 Clayville, RI $51,970 Coventry, RI $51,920 West Greenwich, RI $51,885 East Greenwich, RI $51,955 Exeter, RI $53,065 Fiskeville, RI $52,020

Forestdale, RI $51,970 Foster, RI $51,885 Glendale, RI $51,885 Greene, RI $52,467 Greenville, RI $52,020 Harmony, RI $52,005 Harrisville, RI $51,920 Hope, RI $52,020

Hope Valley, RI $53,100 Hopkinton, RI $53,115 Jamestown, RI $52,583 Kenyon, RI $53,049 Little Compton, RI $52,879 Manville, RI $52,020 Mapleville, RI $51,885 Newport, RI $52,593

Middletown, RI $52,814 North Kingstown, RI $51,870 North Scituate, RI $52,005 Oakland, RI $51,935 Pascoag, RI $51,905 Pawtucket, RI $52,020 Central Falls, RI $52,020 Cumberland, RI $52,020

Lincoln, RI $52,020 Portsmouth, RI $52,382 Prudence Island, RI $51,920 Rockville, RI $53,115 Saunderstown, RI $52,613 Shannock, RI $53,034 Slatersville, RI $51,970 Slocum, RI $52,613

Tiverton, RI $52,914 Wakefield, RI $52,558 Kingston, RI $52,568 Narragansett, RI $52,578 Peace Dale, RI $52,558 Warren, RI $52,005 Warwick, RI $52,020 Westerly, RI $53,130

West Kingston, RI $52,598 West Warwick, RI $52,020 Wood River Junction, RI $53,065 Woonsocket, RI $51,970 North Smithfield, RI $52,005 Wyoming, RI $53,049 Providence, RI $52,020 Cranston, RI $52,020

North Providence, RI $52,020 East Providence, RI $52,020 Riverside, RI $52,020 Rumford, RI $52,020 Smithfield, RI $52,020 Johnston, RI $52,020

Collection Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collection Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

$48,330

Average $52,045/year

$57,055

$4,028

Average $4,337/month

$4,755

$929

Average $1,001/week

$1,097

$23

Average $25/hour

$27

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$57,055	$4,755	$1,097	$27
Average	$52,045	$4,337	$1,001	$25
25th Percentile	$48,330	$4,028	$929	$23

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