As of July 01, 2026, the average salary for a Credit Underwriter in Arizona is $57,830 per year, which breaks down to an hourly rate of $28.
However, a Credit Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Credit Un... Level Credit Underwriter | $57,377 |
| Underwrit... Level Credit Underwriter | $67,603 |
| Underwrit... Level Credit Underwriter | $87,882 |
| Underwrit... Level Credit Underwriter | $102,675 |
| Property ... Level Credit Underwriter | $109,263 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Underwriters. For example, consider the average annual salaries in these key locations:
For Credit Underwriter roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Insurance sectors offer the strongest compensation, at 20% above the average. In contrast, Credit Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Credit Underwriter as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $69,396 | $33.0 | 20% |
| Insurance | $66,505 | $32.0 | 15% |
| Business Services | $63,613 | $31.0 | 10% |
Understanding how a Credit Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026Ready to take the next step in your career? Browse thousands of current Credit Underwriter job openings on our job board. Use the search bar below to find your perfect match.
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