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As of August 01, 2026, the average salary for an Independent Insurance Agent in Montana is $80,175 per year, which breaks down to an hourly rate of $39.
However, an Independent Insurance Agent's salary can vary significantly. Here’s a look at the typical salary range:
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Independent Insurance Agent Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $90,446 | $7,537 | $1,739 | $43 |
| Average | $80,175 | $6,681 | $1,542 | $39 |
| 25th Percentile | $70,546 | $5,879 | $1,357 | $34 |
GIA Legacy Planning - Billings Metropolitan Area, MT
GIA Legacy Planning - Billings, MT
Allstate Insurance - Billings Metropolitan Area, MT
Horace Mann - Butte, MT
An Independent Insurance Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of an Independent Insurance Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Insurance... Level Independent Insurance Agent | $58,815 |
| Independe... Level Independent Insurance Agent | $80,844 |
| Insurance... Level Independent Insurance Agent | $143,009 |
| Insurance... Level Independent Insurance Agent | $193,582 |
| Insurance... Level Independent Insurance Agent | $233,002 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Independent Insurance Agents. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Independent Insurance Agent roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Independent Insurance Agent positions in Business Services typically offer lower base pay, as this sector often view Independent Insurance Agent as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $88,193 | $42.0 | 10% |
| Financial Services | $84,184 | $40.0 | 5% |
Understanding how an Independent Insurance Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $90,446 | $7,537 | $1,739 | $43 |
| Average | $80,175 | $6,681 | $1,542 | $39 |
| 25th Percentile | $70,546 | $5,879 | $1,357 | $34 |
Ready to take the next step in your career? Browse thousands of current Independent Insurance Agent job openings on our job board. Use the search bar below to find your perfect match.
Horace Mann
Bozeman, MT
Horace Mann | Bozeman, MT
Insurance Agent - Bozeman, MT. Join Horace Mann and unlock your financial potential. Ready to take control of your financial future. At Horace Mann, we are... more
4 Days Ago
Comparion Insurance Agency
Missoula, MT
Comparion Insurance Agency | Missoula, MT
Comparion Insurance Agency Sales Career. Comparion Insurance Agency is hiring self-motivated, relationship-driven professionals for a rewarding outside sal... more
4 Days Ago
Comparion Insurance Agency
Kalispell, MT
Comparion Insurance Agency | Kalispell, MT
Comparion Insurance Agency Sales Career. Comparion Insurance Agency is hiring self-motivated, relationship-driven professionals for a rewarding outside sal... more
6 Days Ago
Alleviation Enterprise LLC
Helena, MT
Alleviation Enterprise LLC | Helena, MT
Job Description. Job Description. We're on a mission to empower our clients and foster the growth of our team. As we venture into new local markets, we see... more
2 Days Ago
GIA Legacy Planning
Billings, MT
GIA Legacy Planning | Billings, MT
Licensed Life Insurance Agent. Company: GIA Legacy Planning. Location: Work from Home. Job Type: Full-Time | Part-Time | Uncapped Commission-Based. About U... more
2 Days Ago
GIA Legacy Planning
Billings Metropolitan Area, MT
GIA Legacy Planning | Billings Metropolitan Area, MT
Job Description. Job Description. Licensed Life Insurance Agent. Company. GIA Legacy Planning. Location. Work from Home/ Remote Position. Job Type. Full-Ti... more
4 Days Ago
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