How Much Does an Independent Insurance Agent Make in Maryland?

Updated April 01, 2025
As of April 01, 2025, the average annual pay of Independent Insurance Agent in Maryland is $96,759. While Salary.com is seeing that Independent Insurance Agent salary in MD can go up to $134,508 or down to $69,554, but most earn between $82,519 and $116,518. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, and your experience levels. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Independent Insurance Agent
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Similar Job Salaries to Independent Insurance Agent by Company

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Company average base salary in (usd) range
Central Impact Financial
Independent Life Insurance Agent
$133,748/yr
$114,637
$152,860
RANGE: $114,637 - $152,860
HealthMarkets
Insurance Agent
$118,924/yr
$102,540
$135,307
RANGE: $102,540 - $135,307
State Farm
Insurance Agent
$127,389/yr
$109,839
$144,939
RANGE: $109,839 - $144,939
PFP Services
Insurance Agent
$124,589/yr
$106,786
$142,392
RANGE: $106,786 - $142,392
McNeil Financial
Insurance Agent
$133,748/yr
$114,637
$152,860
RANGE: $114,637 - $152,860

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Top 10 Highest Paying Cities For Independent Insurance Agent Jobs in Maryland

It is important to understand how location impacts your career prospects in the United States. There are some cities where an Independent Insurance Agent can find a job easily with a greater salary paid then achieve a higher standard of living. Below is the top cities list for Independent Insurance Agent job salaries in Maryland. Some cities can pay higher salaries for Independent Insurance Agent jobs, which can indicate that there is a large demand for Independent Insurance Agent positions in this city.
The following table shows top 10 cities where the Independent Insurance Agent salary is higher than other cities in Maryland. Silver Spring takes first place in this list, followed by Bethesda, Potomac. The Independent Insurance Agent salary is $103,900 in Silver Spring, which is higher than the national average. There are 15 cities' Independent Insurance Agent salary higher than national average in Maryland.
The average salary for an Independent Insurance Agent in Maryland is $96,759, but we found that the city with the highest salary for Independent Insurance Agent jobs is Silver Spring, MD, and it is higher than Bethesda. Independent Insurance Agent jobs in Silver Spring can have the opportunity to earn higher salaries than in other cities in Maryland.
CITY ANNUAL SALARY MONTHLY PAY WEEKLY PAY HOURLY WAGE
Silver Spring $103,900 $8,658 $1,998 $50
Bethesda $103,900 $8,658 $1,998 $50
Potomac $103,834 $8,653 $1,997 $50
Rockville $103,778 $8,648 $1,996 $50
Bowie $103,684 $8,640 $1,994 $50
Waldorf $103,618 $8,635 $1,993 $50
Gaithersburg $103,618 $8,635 $1,993 $50
Germantown $101,113 $8,426 $1,944 $49
Frederick $100,578 $8,381 $1,934 $48
Baltimore $96,759 $8,063 $1,861 $47

What Does an Independent Insurance Agent Do?

An independent agent is concerned with the quality of the product being offered, and whether its value is in alignment with its cost given your unique circumstances.
Updated November 18, 2021
However, because of the complexities involved in commercial risks, independent agents capture approximately 80 percent of the commercial lines market.
Updated September 27, 2021
Independent insurance agents can also offer quotes from multiple insurance companies which can mean big savings for their clients.
Updated December 21, 2021
Working with an insurance intermediary service allows the independent agent to review many quotes and offer their clients the best policy options available.
Updated December 20, 2021
An independent agent may not be a good fit if you need coverage immediately—say, in the next 10 minutes—and don’t have time to have an agent-customer conversation, determine your coverage needs, and wait for the agent to research your options.
Updated December 18, 2021

Frequently Asked Questions About an Independent Insurance Agent Salaries

What is the average of an Independent Insurance Agent in Maryland?

The Independent Insurance Agent salary range is from $82,519 to $116,518, and the average Independent Insurance Agent salary is $96,759/year in Maryland. The Independent Insurance Agent's salary will change in different locations.

Which location pays the highest Independent Insurance Agent salary in the United States?

The Independent Insurance Agent salary in San Jose, CA is $118,361 which is the highest in the US.

What kinds of reasons will influence the Independent Insurance Agent's salary?

Besides the location, employees' education degree, related skills, and work experience also will influence the salary. Try to improve your skills and experience to get a higher salary for the position of Independent Insurance Agent.

What is the growth rate of the Independent Insurance Agent's salary?

If you are thinking of becoming an Independent Insurance Agent or planning the next step in your career, find the detailed salary report of an Independent Insurance Agent.