Personal Lines Underwriter Salaries in Kentucky
How Much Does a Personal Lines Underwriter Make in Kentucky?
Updated March 01, 2025
As of March 01, 2025,
the average annual pay of Personal Lines Underwriter in Kentucky is $69,840.
While Salary.com is seeing that Personal Lines Underwriter salary in KY can go up to $88,833
or down to $54,718, but most earn between $61,924 and $79,781.
Salary ranges can vary widely depending on many important factors,
including education, certifications, additional skills, and your experience levels.
With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Related Job Titles to Personal Lines Underwriter
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Similar Job Salaries to Personal Lines Underwriter by Company
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| Company | average base salary in (usd) | range |
|---|---|---|
|
Auto-Owners Insurance Group
UNDERWRITER COMMERCIAL LINES
|
$78,098/yr
|
RANGE: $67,376 - $88,820
|
|
Kentucky Farm Bureau Insurance
Underwriter I (Commercial Lines)
|
$71,720/yr
|
RANGE: $62,133 - $81,307
|
|
Berkley One (a Berkley Company)
Underwriter (Personal Lines/HNW)
|
$87,577/yr
|
RANGE: $75,720 - $99,433
|
|
Auto-Owners Insurance Company
Personal Lines Underwriter
|
$70,202/yr
|
RANGE: $60,697 - $79,706
|
|
Work At Home Vintage Experts
Personal Lines Underwriter - REMOTE
|
$86,174/yr
|
RANGE: $74,508 - $97,841
|
|
Westfield
Personal Lines Underwriter
|
$93,914/yr
|
RANGE: $79,932 - $107,896
|
|
Wayne Mutual Insurance Company
Personal Lines Underwriter
|
$74,175/yr
|
RANGE: $64,133 - $84,217
|
|
Burns & Wilcox
Personal Lines Underwriter
|
$87,937/yr
|
RANGE: $77,218 - $98,656
|
Top 10 Highest Paying Cities For Personal Lines Underwriter Jobs in Kentucky
It is important to understand how location impacts your career prospects in the United States.
There are some cities where a Personal Lines Underwriter can find a job easily with a greater salary paid then achieve a higher standard of living.
Below is the top cities list for Personal Lines Underwriter job salaries in Kentucky.
Some cities can pay higher salaries for Personal Lines Underwriter jobs, which can indicate that there is a large demand for Personal Lines Underwriter positions in this city.
The following table shows top 10 cities where the Personal Lines Underwriter salary is higher than other cities in Kentucky.
Covington takes first place in this list, followed by Louisville, Owensboro.
The Personal Lines Underwriter salary is $72,586 in Covington,
which is lower than the national average. There is 0 city's Personal Lines Underwriter salary higher than national average in Kentucky.
The average salary for a Personal Lines Underwriter in Kentucky is $69,840,
but we found that the city with the highest salary for Personal Lines Underwriter jobs is Covington, KY, and it is higher than Louisville.
Personal Lines Underwriter jobs in Covington can have the opportunity to earn higher salaries than in other cities in Kentucky.
| CITY | ANNUAL SALARY | MONTHLY PAY | WEEKLY PAY | HOURLY WAGE |
| Covington | $72,586 | $6,049 | $1,396 | $35 |
| Louisville | $70,953 | $5,913 | $1,364 | $34 |
| Owensboro | $69,914 | $5,826 | $1,344 | $34 |
| Lexington | $69,023 | $5,752 | $1,327 | $33 |
| Richmond | $68,355 | $5,696 | $1,315 | $33 |
| Frankfort | $67,836 | $5,653 | $1,305 | $33 |
| Bowling Green | $67,390 | $5,616 | $1,296 | $32 |
| Hopkinsville | $66,797 | $5,566 | $1,285 | $32 |
What Does a Personal Lines Underwriter Do?
As a personal lines underwriter, your duties are to gather information about your customer’s lives and analyze their risk factors to decide whether they qualify for your services.
Updated December 21, 2021
A personal lines underwriter is a person who determines whether or not a customer should receive insurance, such as home insurance, life insurance, or auto insurance.
Updated October 14, 2021
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Explore JobArchitectFrequently Asked Questions About a Personal Lines Underwriter Salaries
What is the average of a Personal Lines Underwriter in Kentucky?
The Personal Lines Underwriter salary range is from $61,924 to $79,781, and the average Personal Lines Underwriter salary is $69,840/year in Kentucky.
The Personal Lines Underwriter's salary will change in different locations.
Which location pays the highest Personal Lines Underwriter salary in the United States?
The Personal Lines Underwriter salary in San Jose, CA is $93,144
which is the highest in the US.
What kinds of reasons will influence the Personal Lines Underwriter's salary?
Besides the location, employees' education degree, related skills, and work experience also will influence the salary.
Try to improve your skills and experience to get a higher salary for the position of Personal Lines Underwriter.
What is the growth rate of the Personal Lines Underwriter's salary?
If you are thinking of becoming a Personal Lines Underwriter or planning the next step in your career, find the detailed salary report of a Personal Lines Underwriter.
