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As of August 01, 2026, the average salary for a Personal Lines Underwriter in Ohio is $69,165 per year, which breaks down to an hourly rate of $33.
However, a Personal Lines Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
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Personal Lines Underwriter Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $73,345 | $6,112 | $1,410 | $35 |
| Average | $69,165 | $5,764 | $1,330 | $33 |
| 25th Percentile | $62,780 | $5,232 | $1,207 | $30 |
Work At Home Vintage Experts - Cincinnati, OH
Chris Hauser Insurance - Cincinnati, OH
The Misch Group - Cincinnati, OH
The Misch Group - Cincinnati, OH
A Personal Lines Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Personal Lines Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Underwrit... Level Personal Lines Underwriter | $59,079 |
| Personal ... Level Personal Lines Underwriter | $69,608 |
| Underwrit... Level Personal Lines Underwriter | $90,491 |
| Underwrit... Level Personal Lines Underwriter | $105,706 |
| Underwrit... Level Personal Lines Underwriter | $130,258 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Personal Lines Underwriters. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Personal Lines Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Personal Lines Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Personal Lines Underwriter as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Insurance | $89,914 | $43.0 | 30% |
| Financial Services | $82,998 | $40.0 | 20% |
| Healthcare | $76,081 | $37.0 | 10% |
Understanding how a Personal Lines Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $73,345 | $6,112 | $1,410 | $35 |
| Average | $69,165 | $5,764 | $1,330 | $33 |
| 25th Percentile | $62,780 | $5,232 | $1,207 | $30 |
Ready to take the next step in your career? Browse thousands of current Personal Lines Underwriter job openings on our job board. Use the search bar below to find your perfect match.
DiStefano Insurance Services, Inc.
Canal Fulton, OH
DiStefano Insurance Services, Inc. | Canal Fulton, OH
Job Description. Job Description. Job description. Personal Lines Account Manager. DiStefano Insurance – Canal Fulton, OH | Hybrid (In-Office & Remote). Po... more
3 Days Ago
Shepherd Insurance Partners Inc
Grove City, OH
Shepherd Insurance Partners Inc | Grove City, OH
Job Description. Job Description. . Personal Lines Account Executive. Location. Grove City, OH. . Position Overview. The Personal Lines Account Executive w... more
4 Days Ago
The Misch Group
Columbus, OH
The Misch Group | Columbus, OH
Personal Lines Account Manager. We are an independent insurance agency specializing in a broad range of insurance products in business insurance and person... more
4 Days Ago
Chubb
Cleveland, OH
Chubb | Cleveland, OH
Risk ConsultantRisk Consultants at this salary grade are expected to conduct a specified number of inspections each month. This role requires balancing pro... more
5 Days Ago
GPAC
Hamilton, OH
GPAC | Hamilton, OH
Job DescriptionPersonal Lines Account ManagerA well-established insurance agency is seeking an experienced Personal Lines Account Manager to take the lead ... more
5 Days Ago
GPAC
Youngstown, OH
GPAC | Youngstown, OH
Personal Lines Account ManagerA well-established insurance agency is seeking an experienced Personal Lines Account Manager to take the lead in managing the... more
5 Days Ago
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