As of August 01, 2026, the average annual salary for Licensed Mortgage Loan Officer in the US is $67,820, equivalent to $33 per hour, $1,304 weekly, or $5,652 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Licensed Mortgage Loan Officer in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Licensed Mortgage Loan Officer in the US vary widely, spanning from $57,381 to $76,457. Most professionals fall between the 25th percentile ($62,356) and 75th percentile ($72,341), while top earners (90th percentile) make $76,457 per year. This $9,985 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or CRM, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, District of Columbia Licensed Mortgage Loan Officer often earn 10.7% above national averages due to demand from Fortune 51 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Licensed Mortgage Loan Officer Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Licensed Mortgage Loan Officer Salary $57,381 US August 01, 2026
25th Percentile Licensed Mortgage Loan Officer Salary $62,356 US August 01, 2026
50th Percentile Licensed Mortgage Loan Officer Salary $67,820 US August 01, 2026
75th Percentile Licensed Mortgage Loan Officer Salary $72,341 US August 01, 2026
90th Percentile Licensed Mortgage Loan Officer Salary $76,457 US August 01, 2026
25% $62,356 10% $57,381 90% $76,457 75% $72,341 $67,820 50%(Median) Didn’t find job title? Click
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Mortgage Loan Officer - Columbus Market

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What is A Licensed Mortgage Loan Officer ?

A Licensed Mortgage Loan Officer is responsible for assisting clients in securing mortgage loans by evaluating their financial needs and guiding them through the loan application process. This role involves assessing creditworthiness, providing information on various loan products, and ensuring compliance with regulatory requirements. The officer collaborates with lenders, real estate agents, and clients to facilitate smooth transactions. Strong communication and analytical skills are essential, as well as a thorough understanding of mortgage products and market trends. Salaries for Licensed M...

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Average Base Salary

Core compensation

 
 
 
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72341
67820

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
78290
108401
90864
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Licensed Mortgage Loan Officer in the United States. The base salary for Licensed Mortgage Loan Officer ranges from $62,356 to $72,341 with the average base salary of $67,820. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $78,290 to $108,401 with the average total cash compensation of $90,864.

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62356
72341

 

Recently searched related titles: Loan Closing Analyst, Home Loan Advisor, Loan Closing Officer

Jobs with a similar salary range to Licensed Mortgage Loan Officer : Escrow Processor, Mortgage Loan Originator Assistant, Mortgage Loan Servicer