As of April 01, 2026, the average annual salary for Loan Underwriter in Texas is $63,955, equivalent to $31 per hour, $1,230 weekly, or $5,330 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Loan Underwriter in cities like Santa Clara, San Jose, and Fremont.
Annually Salaries for Loan Underwriter in Texas vary widely, spanning from $51,350 to $83,987. Most professionals fall between the 25th percentile ($57,357) and 75th percentile ($74,441), while top earners (90th percentile) make $83,987 per year. This $17,084 pay gap underscores opportunities for salary growth through certifications, specialized skills like Analysis or Tax Return, or targeting high-paying regions like District of Columbia or California.
Location and experience significantly influence earnings. For example, Texas Loan Underwriter often earn 2.5% lower than national averages due to demand from Fortune 73 companies. However, Texas currently ranks 25 nationwide for Loan Underwriter job salary. Professionals are advised to focus on high-growth sectors like to offset market challenges.
