Commercial Credit Salary in Memphis, Tennessee

How much does a Commercial Credit make in Memphis, TN?

As of March 01, 2025, the average annual salary for a Commercial Credit in Memphis, TN is $57,634. Salary.com reports that pay typically ranges from $51,003 to $64,273, with most professionals earning between $44,966 and $70,317.

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Salary range for a Commercial Credit

$51,003 to $64,273

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Commercial Credit

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Job Openings for Commercial Credit in Memphis, TN

What does a Commercial Credit do?

Common responsibilities of a Commercial Credit

Works with limited oversight, to appropriately and timely underwrite credit and develop the appropriate credit structure in relationship to the credit risk.

November 28, 2022

Demonstrated track record of managing transactions, leading and cultivating individuals, interacting with all levels of the organization and working within a team environment to manage, monitor and grow portfolio in a business environment based upon mutual respect and teamwork.

February 13, 2023

Manages the assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated.

March 02, 2023

Provides an independent assessment of credit risk by identifying loan risks and mitigating waivers or deviations from established policies and procedures by utilizing loan enhancements when applicable.

March 07, 2023

Performs all job functions in compliance with all company policies and federal, state, and local laws and regulations as applicable to the position, including, but not limited to BSA/AML, OFAC and GLBA/privacy rules.

April 20, 2023

Assist relationship managers with the acquisition of information, structuring of credit solutions, closing of loans, completion of servicing actions, and any other required duties.

April 24, 2023

Assists all commercial lenders, as well as mentor and train less experienced lenders, by participating with the lender, as needed, in client meetings in order to assist in identifying and addressing client financial needs and the information the Bank will need to make a credit decision.

April 30, 2023

Complete servicing and loan monitoring functions such as tracking accounts receivable and accounts payable, reviewing monthly borrowing base reports, performing floor plan checks, and reviewing past-due and overdraft lists.

May 01, 2023

Develops a personal program for maintaining an adequate level of knowledge in banking matters, compliance, credit analysis, policies and procedures and personal skills and demonstrates interpersonal behavior, attitude, judgment, communication and initiative with customers and employees to ensure an acceptable degree of performance.

May 08, 2023

Review, analyze and interpret financial statements, perform cash flow and personal financial statement analysis in order to assess the financial strength of a borrower.

May 10, 2023

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Commercial Credit Salary By Experience Levels in Memphis, TN

How much should you be earning in Commercial Credit in Memphis, TN based on your current experience?

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Commercial Credit Salary By Level of Education in Memphis, TN

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Commercial Credit in Memphis, TN

Average Base Salary

Core compensation

51003

64273

57634

Average Total Cash Compensation

Includes base and annual incentives

52263

67238

59235

What is the average salary for Commercial Credit in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Commercial Credit in Memphis, TN. The base salary for Commercial Credit ranges from $51,003 to $64,273 with the average base salary of $57,634. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $52,263 to $67,238 with the average total cash compensation of $59,235.

View Average Salary for Commercial Credit as table

	Average Salary	Average Salary Range
Base Salary	$57,634	$51,003 - $64,273
Bonus	$1,601	$1,260 - $2,965
Total Pay	$59,235	$52,263 - $67,238

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Commercial Credit Salary Near Memphis, TN

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Memphis, TN
CITY, STATE Germantown, TN	AVERAGE SALARY RANGE $50,316 - $63,406	COMPARE TO Memphis, TN
CITY, STATE Southaven, MS	AVERAGE SALARY RANGE $50,366 - $63,470	COMPARE TO Memphis, TN
CITY, STATE Olive Branch, MS	AVERAGE SALARY RANGE $50,239 - $63,310	COMPARE TO Memphis, TN
CITY, STATE Jonesboro, AR	AVERAGE SALARY RANGE $50,061 - $63,086	COMPARE TO Memphis, TN
CITY, STATE Jackson, TN	AVERAGE SALARY RANGE $50,061 - $63,086	COMPARE TO Memphis, TN
CITY, STATE Tupelo, MS	AVERAGE SALARY RANGE $45,919 - $57,866	COMPARE TO Memphis, TN

See salaries for Commercial Credit in locations close to Memphis, TN. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Memphis, Tennessee

Memphis is a city located along the Mississippi River in southwestern Shelby County, Tennessee, United States. The 2017 city population was 652,236, making Memphis the largest city on the Mississippi River, second-largest city in Tennessee, as well as the 25th largest city in the United States. Greater Memphis is the 42nd largest metropolitan area in the United States, with a population of 1,348,260 in 2017. The city is the anchor of West Tennessee and the greater Mid-South region, which includes portions of neighboring Arkansas and Mississippi. Memphis is the seat of Shelby County, the most p...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE Commercial Credit Analyst I	LOCATION Memphis, TN	MINIMUM SALARY $50,399	MAXIMUM SALARY $63,687
JOB TITLE Commercial Credit Analyst III	LOCATION Memphis, TN	MINIMUM SALARY $75,089	MAXIMUM SALARY $102,399
JOB TITLE Commercial Credit Analysis Manager	LOCATION Memphis, TN	MINIMUM SALARY $100,312	MAXIMUM SALARY $143,906
JOB TITLE Commercial Credit Analyst II	LOCATION Memphis, TN	MINIMUM SALARY $61,141	MAXIMUM SALARY $80,109
JOB TITLE Commercial Credit Analyst IV	LOCATION Memphis, TN	MINIMUM SALARY $88,479	MAXIMUM SALARY $126,589
JOB TITLE Commercial Credit Manager	LOCATION Memphis, TN	MINIMUM SALARY $85,534	MAXIMUM SALARY $119,891

The Commercial Credit job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Memphis, TN that might be a good fit for the type of job and salary you are looking for.

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