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As of August 01, 2026, the average salary for a Credit Officer in Maryland is $73,680 per year, which breaks down to an hourly rate of $35.
However, a Credit Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Credit Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $84,340 | $7,028 | $1,622 | $41 |
| Average | $73,680 | $6,140 | $1,417 | $35 |
| 25th Percentile | $64,683 | $5,390 | $1,244 | $31 |
Fulton Bank - Cockeysville, MD
Confidential - Baltimore, MD
Confidential - KALAMAZOO, MI
Confidential - ALAMOGORDO, NM
A Credit Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Credit Officer | $69,934 |
| Intermediate Level Credit Officer | $70,203 |
| Senior Level Credit Officer | $73,680 |
| Specialist Level Credit Officer | $78,069 |
| Expert Level Credit Officer | $78,383 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how a Credit Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $84,340 | $7,028 | $1,622 | $41 |
| Average | $73,680 | $6,140 | $1,417 | $35 |
| 25th Percentile | $64,683 | $5,390 | $1,244 | $31 |
Ready to take the next step in your career? Browse thousands of current Credit Officer job openings on our job board. Use the search bar below to find your perfect match.
Confidential
EL PASO, TX
Confidential | EL PASO, TX
Chief Credit Officer (CCO). About the Company. A bank focused on lending, credit policy, compliance, and profitability. Industry. Banking. Type. Privately ... more
25 Days Ago
Confidential
BRIDGEPORT, CT
Confidential | BRIDGEPORT, CT
Chief Credit Officer. About the Company. A bank focused on lending portfolio quality, credit policy, and risk management. Industry. Banking. Type. Privatel... more
1 Month Ago
Confidential
CHICAGO, IL
Confidential | CHICAGO, IL
Chief Credit Officer (CCO). About the Company. A bank seeking a Chief Credit Officer to lead credit operations and lending portfolio quality. Industry. Ban... more
1 Month Ago
Confidential
WASHINGTON D.C., DC
Confidential | WASHINGTON D.C., DC
Chief Credit Officer (CCO). About the Company. Non-profit organization investing in low income community development. Industry. Financial Services. Type. N... more
1 Month Ago
Confidential
ATLANTA, GA
Confidential | ATLANTA, GA
Chief Credit Officer (CCO). About the Company. Non-profit organization investing in low income community development. Industry. Financial Services. Type. N... more
1 Month Ago
Confidential
NEW YORK, NY
Confidential | NEW YORK, NY
Chief Credit Officer (CCO). About the Company. Non-profit organization investing in low income community development. Industry. Financial Services. Type. N... more
1 Month Ago
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