Know your market value with insights across roles — from individual contributors to executive pay and overall company compensation trends.
Access a suite of powerful calculators to make data-driven career decisions.
Automate pay cycles, manage job architectures, and ensure pay equity with AI-powered compensation platforms.
Access validated salary benchmarks, labor market trends, and minimum wage data to stay competitive.
Participate in and purchase industry-specific salary surveys to obtain the most accurate, peer-reported pay data.
As of August 01, 2026, the average salary for a Credit Officer in Texas is $69,699 per year, which breaks down to an hourly rate of $34.
However, a Credit Officer's salary can vary significantly. Here’s a look at the typical salary range:
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
Smart Recruiting
AI-Powered HR
Credit Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $79,784 | $6,649 | $1,534 | $38 |
| Average | $69,699 | $5,808 | $1,340 | $34 |
| 25th Percentile | $61,189 | $5,099 | $1,177 | $29 |
South State - Houston, TX
Confidential - El Paso, TX
Confidential - Plano, TX
Citigroup Inc - Irving, TX
A Credit Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Credit Officer | $66,156 |
| Intermediate Level Credit Officer | $66,411 |
| Senior Level Credit Officer | $69,699 |
| Specialist Level Credit Officer | $73,852 |
| Expert Level Credit Officer | $74,148 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Understanding how a Credit Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $79,784 | $6,649 | $1,534 | $38 |
| Average | $69,699 | $5,808 | $1,340 | $34 |
| 25th Percentile | $61,189 | $5,099 | $1,177 | $29 |
Ready to take the next step in your career? Browse thousands of current Credit Officer job openings on our job board. Use the search bar below to find your perfect match.
Confidential
KALAMAZOO, MI
Confidential | KALAMAZOO, MI
Chief Credit Officer (CCO). About the Company. A financially strong, growing community bank committed to responsible growth and relationship-driven banking... more
12 Days Ago
Confidential
ALAMOGORDO, NM
Confidential | ALAMOGORDO, NM
Chief Credit Officer. About the Company. Local bank seeking a Chief Credit Officer to lead credit operations and portfolio quality. Industry. Banking. Type... more
18 Days Ago
Confidential
EL PASO, TX
Confidential | EL PASO, TX
Chief Credit Officer (CCO). About the Company. A bank focused on lending, credit policy, compliance, and profitability. Industry. Banking. Type. Privately ... more
25 Days Ago
Confidential
BRIDGEPORT, CT
Confidential | BRIDGEPORT, CT
Chief Credit Officer. About the Company. A bank focused on lending portfolio quality, credit policy, and risk management. Industry. Banking. Type. Privatel... more
1 Month Ago
Confidential
CHICAGO, IL
Confidential | CHICAGO, IL
Chief Credit Officer (CCO). About the Company. A bank seeking a Chief Credit Officer to lead credit operations and lending portfolio quality. Industry. Ban... more
1 Month Ago
Confidential
WASHINGTON D.C., DC
Confidential | WASHINGTON D.C., DC
Chief Credit Officer (CCO). About the Company. Non-profit organization investing in low income community development. Industry. Financial Services. Type. N... more
1 Month Ago
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.
Explore Cost of Living CalculatorSalary.com experts will help you thrive your workplaces.
Salary.com provides salary survey data for thousands of industry Jobs.
Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Salary.com's CompAnalyst platform offers:
