Key Factors That Influence Junior Credit Analyst Salaries
A Junior Credit Analyst's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, skills
and company size
can directly affect your earning potential.
How Experience Level Affects Junior Credit Analyst Salaries?
Experience is a primary driver of a Junior Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $74,469
San Francisco: $73,653
Oakland: $72,101
San Jose, CA$74,469
San Francisco, CA$73,653
Oakland, CA$72,101
New York, NY$67,979
Paramus, NJ$67,153
Queens Village, NY$67,150
Passaic, NJ$67,094
Bergenfield, NJ$67,089
Stamford, CT$66,959
Huntington, NY$66,934
Newark, NJ$66,498
Bridgeport, CT$66,374
Vallejo, CA$66,256
New Brunswick, NJ$66,232
Petaluma, CA$66,197
Middlesex, NJ$66,085
Somerset, NJ$66,043
Santa Cruz, CA$65,967
Boston, MA$65,607
Monterey, CA$65,399
Seattle, WA$65,264
Santa Rosa, CA$65,252
Los Angeles, CA$65,235
Juneau, AK$65,081
Washington, DC$65,016
Orange, CA$64,806
Santa Ana, CA$64,650
Long Beach, CA$64,591
Anaheim, CA$64,579
Anchorage, AK$64,550
Santa Maria, CA$64,373
Everett, WA$64,361
Danbury, CT$64,153
Bremerton, WA$64,072
Tacoma, WA$63,859
New Suffolk, NY$63,858
Sacramento, CA$63,841
Santa Barbara, CA$63,776
Trenton, NJ$63,711
San Diego, CA$63,711
Brockton, MA$63,646
Fairbanks, AK$63,502
Lompoc, CA$63,351
Lowell, MA$63,303
Ventura, CA$63,292
Nashua, NH$63,280
Stockton, CA$63,274
Modesto, CA$62,843
Poughkeepsie, NY$62,714
Olympia, WA$62,601
Kennewick, WA$62,601
New Haven, CT$62,578
Lawrence, MA$62,365
Hartford, CT$62,306
Riverside, CA$62,294
New Bedford, MA$62,235
Richland, WA$62,235
Bakersfield, CA$62,153
San Bernardino, CA$62,129
New Britain, CT$62,123
Atlantic City, NJ$62,123
New London, CT$62,100
Norwich, CT$62,082
Portsmouth, NH$62,070
Boulder, CO$61,945
Portland, OR$61,863
Worcester, MA$61,857
Minneapolis, MN$61,674
Philadelphia, PA$61,592
Honolulu, HI$61,397
Saint Paul, MN$61,369
Vineland, NJ$61,356
Providence, RI$61,184
Chicago, IL$61,013
Bellingham, WA$60,942
Springfield, MA$60,895
Baltimore, MD$60,877
Chico, CA$60,730
Pittsfield, MA$60,570
Manchester, NH$60,458
Spokane, WA$60,198
Denver, CO$60,193
Albany, NY$59,915
Troy, NY$59,891
Nassau, NY$59,828
Schenectady, NY$59,767
Wilmington, DE$59,720
Burlington, VT$59,638
Salem, OR$59,614
Portland, ME$59,431
Yakima, WA$59,372
Rochester, MN$59,189
Reno, NV$59,159
Fresno, CA$59,159
Milwaukee, WI$59,106
Detroit, MI$59,047
Ann Arbor, MI$59,037
Allentown, PA$59,029
Colorado Springs, CO$58,929
Syracuse, NY$58,900
Carson City, NV$58,900
Houston, TX$58,817
Eugene, OR$58,787
Gary, IN$58,716
Springfield, OR$58,669
Bismarck, ND$58,657
Galveston, TX$58,616
Medford, OR$58,528
Fort Collins, CO$58,504
Concord, NH$58,474
Austin, TX$58,457
Mesa, AZ$58,333
Reading, PA$58,327
Phoenix, AZ$58,321
Dallas, TX$58,303
Saint Cloud, MN$58,247
Madison, WI$58,167
Utica, NY$58,008
Rochester, NY$57,914
Des Moines, IA$57,908
Raleigh, NC$57,902
Atlanta, GA$57,813
Battle Creek, MI$57,795
Salt Lake City, UT$57,778
Lancaster, PA$57,689
Harrisburg, PA$57,606
Kansas City, MO$57,547
Champaign, IL$57,536
Kansas City, KS$57,536
Fort Worth, TX$57,530
Columbus, OH$57,520
Boca Raton, FL$57,506
Pittsburgh, PA$57,483
Richmond, VA$57,459
Indianapolis, IN$57,447
Cleveland, OH$57,441
Las Vegas, NV$57,370
Cincinnati, OH$57,370
Petersburg, VA$57,282
Huntsville, AL$57,193
Lansing, MI$57,154
Lebanon, PA$57,146
Pueblo, CO$57,140
Appleton, WI$57,122
Buffalo, NY$57,099
Dayton, OH$57,081
Racine, WI$57,069
Charlotte, NC$57,063
Saint Louis, MO$57,046
York, PA$57,010
Elkhart, IN$57,010
Gastonia, NC$56,999
Billings, MT$56,985
Beaumont, TX$56,969
Lorain, OH$56,957
Benton Harbor, MI$56,945
Toledo, OH$56,933
Binghamton, NY$56,904
Rock Hill, SC$56,898
Rockford, IL$56,868
Springfield, IL$56,845
Elyria, OH$56,839
Fargo, ND$56,839
Flagstaff, AZ$56,798
Fort Lauderdale, FL$56,762
Duluth, MN$56,727
Miami, FL$56,727
Cheyenne, WY$56,685
Grand Forks, ND$56,685
Bangor, ME$56,556
Cedar Rapids, IA$56,491
Durham, NC$56,466
Louisville, KY$56,461
Grand Rapids, MI$56,449
Hialeah, FL$56,443
Casper, WY$56,361
Scranton, PA$56,290
New Orleans, LA$56,272
Virginia Beach, VA$56,266
Akron, OH$56,237
Peoria, IL$56,160
Sarasota, FL$56,148
Nashville, TN$56,107
Omaha, NE$56,107
Green Bay, WI$56,107
Baton Rouge, LA$56,077
Charleston, SC$56,066
Jamestown, NY$56,036
Davenport, IA$56,036
Tucson, AZ$56,006
Saint Petersburg, FL$55,971
Tampa, FL$55,959
Evansville, IN$55,924
Port Arthur, TX$55,924
Bradenton, FL$55,900
Santa Fe, NM$55,794
Orlando, FL$55,688
Clearwater, FL$55,670
Canton, OH$55,546
La Crosse, WI$55,546
Albuquerque, NM$55,511
Newport News, VA$55,505
High Point, NC$55,487
Ogden, UT$55,463
Corpus Christi, TX$55,416
Norfolk, VA$55,381
Laramie, WY$55,381
Rock Island, IL$55,345
Saginaw, MI$55,333
Jacksonville, FL$55,328
Salisbury, NC$55,316
Boise, ID$55,304
Moline, IL$55,274
Fort Myers, FL$55,257
Memphis, TN$55,245
Tulsa, OK$55,215
Waterloo, IA$55,180
Spartanburg, SC$55,121
Lincoln, NE$55,091
Fort Wayne, IN$55,080
Provo, UT$55,074
Cedar Falls, IA$55,003
San Antonio, TX$54,979
Greensboro, NC$54,956
South Bend, IN$54,950
Savannah, GA$54,885
Muskegon, MI$54,861
Birmingham, AL$54,855
Winston Salem, NC$54,826
Lake Charles, LA$54,684
Anderson, IN$54,672
Lexington, KY$54,654
Augusta, GA$54,637
Greenville, SC$54,637
Lima, OH$54,589
Wichita, KS$54,584
Tuscaloosa, AL$54,584
Columbia, SC$54,530
Springfield, OH$54,519
Asheville, NC$54,424
Bloomington, IN$54,383
Knoxville, TN$54,170
Shreveport, LA$54,164
Wilmington, NC$54,088
Roanoke, VA$54,088
Topeka, KS$53,981
Frankfort, KY$53,975
Oklahoma City, OK$53,934
Chillicothe, OH$53,911
Longview, TX$53,905
Melbourne, FL$53,899
Sioux Falls, SD$53,804
Mobile, AL$53,798
Terre Haute, IN$53,775
Altoona, PA$53,739
Amarillo, TX$53,698
Killeen, TX$53,680
Fayetteville, AR$53,633
Chattanooga, TN$53,615
Sioux City, IA$53,562
Idaho Falls, ID$53,550
Lynchburg, VA$53,503
Gainesville, FL$53,426
Portsmouth, OH$53,397
Little Rock, AR$53,385
Lafayette, LA$53,361
Youngstown, OH$53,361
Daytona Beach, FL$53,326
Clarksville, TN$53,320
Pensacola, FL$53,314
Temple, TX$53,310
Hopkinsville, KY$53,137
Erie, PA$53,125
Florence, SC$53,102
Charleston, WV$53,007
Great Falls, MT$52,978
Macon, GA$52,895
Tallahassee, FL$52,889
Fayetteville, NC$52,877
Waco, TX$52,865
Helena, MT$52,824
Pine Bluff, AR$52,802
Vincennes, IN$52,730
Lubbock, TX$52,706
Alamogordo, NM$52,671
Twin Falls, ID$52,618
Rapid City, SD$52,600
Jackson, MS$52,494
Huntington, WV$52,489
Greenville, MS$52,488
Parkersburg, WV$52,427
Montgomery, AL$52,417
Wichita Falls, TX$52,358
Springfield, MO$52,358
Biloxi, MS$52,328
Monroe, LA$52,269
Johnstown, PA$52,228
Sumter, SC$52,204
Columbus, GA$52,198
Pascagoula, MS$52,086
Abilene, TX$52,086
Kingsport, TN$51,933
Albany, GA$51,933
Gulfport, MS$51,915
Alexandria, LA$51,720
Fort Smith, AR$51,572
El Paso, TX$51,413
Las Cruces, NM$51,147
Harlingen, TX$50,997
Pocatello, ID$50,988
Florence, AL$50,911
Brownsville, TX$50,899
Mcallen, TX$50,775
Dothan, AL$50,693
Columbus, MS$50,342
Altus, OK$50,067
Lawton, OK$49,955
Pierre, SD$49,742
What Skills Can Increase a Junior Credit Analyst's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 17.03% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Credit Risk (Mentioned in 2.55% Job Postings): Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
Tax Return (Mentioned in 1.69% Job Postings): Calculating an entity’s income earned with the amount of tax payable to the government, organizations, or potential taxpayers.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Junior Credit Analyst's salary.
Initiative: Can increase your salary by up to 8%.
Products and Services: Can increase your salary by up to 8%.
Due Diligence: Can increase your salary by up to 7%.
Junior Credit Analyst Salary by Industry: Top Paying Sectors
For Junior Credit Analyst roles, the industry you choose can affect earning potential
by as much as 50% (the gap between the highest and lowest paying industries).
Data shows that the Aerospace & Defense and Energy & Utilities
sectors offer the strongest compensation, at 20% above the average.
In contrast, Junior Credit Analyst positions in Media or Telecom typically offer lower base pay,
as these industries often view Junior Credit Analyst as a support function rather than a direct revenue driver.
The top paying industries for a Junior Credit Analyst
Understanding how a Junior Credit Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
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Where Does Our Salary Data Come From?
Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources.
We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right.
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