Mortgage Officer Salary in Fargo, North Dakota

How much does a Mortgage Officer make in Fargo, ND?

As of April 01, 2025, the average annual salary for a Mortgage Officer in Fargo, ND is $52,785. Salary.com reports that pay typically ranges from $45,517 to $58,028, with most professionals earning between $38,899 and $62,802.

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Salary range for a Mortgage Officer

$45,517 to $58,028

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Mortgage Officer

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Job Openings for Mortgage Officer in Fargo, ND

What does a Mortgage Officer do?

Common responsibilities of a Mortgage Officer

Maintains good working relationship with assigned Mortgage Processor regarding progress and required processing information .

January 04, 2023

Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other external and internal referral sources.

March 09, 2023

Reviewing completed mortgage application for accuracy and thoroughness and requests additional information if necessary.

March 22, 2023

Collect and confirm the accuracy of all necessary supporting loan documentation, including credit histories, financial statements along with the appropriate fee and lock-in information, and ensure all loans conform to all applicable terms and guidelines.

March 22, 2023

Management directly to ensure that loan documents are submitted in a timely manner following Federal Government requirement for early disclosures and closing disclosure.

April 04, 2023

Develops, creates, conducts, and/or participates in events to build ongoing business for Navy Federal such as Homebuyer Seminars, trade shows, tent sales, branch office promotions, etc.

April 22, 2023

Provides instruction regarding policy, procedures, products, tools and programs and ensures they are well informed regarding related legal and regulatory developments.

April 27, 2023

Demonstrates a positive member service (internal and external) focus at all times, greeting members and guests with a smile and eye contact immediately upon their arrival, using their name or acknowledging them, and thanking them for their business.

April 29, 2023

Understands, accepts and recognizes requirements relating to compliance issues and attends training as is appropriate and relative to their position.

April 29, 2023

Assists to ensure that the various federal reporting documents are delivered in a timely manner, to include the borrowers 1098, sellers 1099, interest reported to the IRS, and the HMDA report.

May 18, 2023

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Mortgage Officer Salary By Experience Levels in Fargo, ND

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Mortgage Officer Salary By Level of Education in Fargo, ND

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Mortgage Officer in Fargo, ND

Average Base Salary

Core compensation

45517

58028

52785

Average Total Cash Compensation

Includes base and annual incentives

49935

64110

57965

What is the average salary for Mortgage Officer in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Officer in Fargo, ND. The base salary for Mortgage Officer ranges from $45,517 to $58,028 with the average base salary of $52,785. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $49,935 to $64,110 with the average total cash compensation of $57,965.

View Average Salary for Mortgage Officer as table

	Average Salary	Average Salary Range
Base Salary	$52,785	$45,517 - $58,028
Bonus	$5,180	$4,418 - $6,082
Total Pay	$57,965	$49,935 - $64,110

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Mortgage Officer Salary Near Fargo, ND

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO Fargo, ND
CITY, STATE West Fargo, ND	AVERAGE SALARY RANGE $45,517 - $58,028	COMPARE TO Fargo, ND 0%
CITY, STATE Grand Forks, ND	AVERAGE SALARY RANGE $44,467 - $56,690	COMPARE TO Fargo, ND
CITY, STATE Aberdeen, SD	AVERAGE SALARY RANGE $39,124 - $49,879	COMPARE TO Fargo, ND
CITY, STATE Watertown, SD	AVERAGE SALARY RANGE $42,207 - $53,809	COMPARE TO Fargo, ND
CITY, STATE Saint Cloud, MN	AVERAGE SALARY RANGE $46,642 - $59,463	COMPARE TO Fargo, ND
CITY, STATE Bismarck, ND	AVERAGE SALARY RANGE $47,020 - $59,945	COMPARE TO Fargo, ND

See salaries for Mortgage Officer in locations close to Fargo, ND. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About Fargo, North Dakota

Fargo is a core city of the Fargo-Moorhead metropolitan area, which also includes Moorhead, West Fargo, and Dilworth as well as outlying communities. Fargo sits on the western bank of the Red River of the North in a flat geographic region known as the Red River Valley. The Red River Valley resulted from the withdrawal of glacial Lake Agassiz, which drained away about 9,300 years ago. The lake sediments deposited from Lake Agassiz made the land around Fargo some of the richest in the world for agricultural uses. Fargo's largest challenge is the seasonal floods due to the rising water of the Red...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

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JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE Mortgage Loan Officer	LOCATION Fargo, ND	MINIMUM SALARY $42,075	MAXIMUM SALARY $56,958
JOB TITLE Mortgage Lending Officer	LOCATION Fargo, ND	MINIMUM SALARY $40,501	MAXIMUM SALARY $50,498
JOB TITLE Mortgage Processing Officer	LOCATION Fargo, ND	MINIMUM SALARY $59,340	MAXIMUM SALARY $75,775
JOB TITLE Mortgage Compliance Officer	LOCATION Fargo, ND	MINIMUM SALARY $71,034	MAXIMUM SALARY $107,913
JOB TITLE Mortgage Banking Officer	LOCATION Fargo, ND	MINIMUM SALARY $44,336	MAXIMUM SALARY $57,649
JOB TITLE Mortgage Loan Officer II	LOCATION Fargo, ND	MINIMUM SALARY $56,820	MAXIMUM SALARY $67,355

The Mortgage Officer job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in Fargo, ND that might be a good fit for the type of job and salary you are looking for.

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