Mortgage Processor Salary in San Jose, California

How much does a Mortgage Processor make in San Jose, CA?

As of March 01, 2025, the average annual salary for a Mortgage Processor in San Jose, CA is $58,129. Salary.com reports that pay typically ranges from $52,718 to $65,730, with most professionals earning between $47,790 and $72,650.

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Salary range for a Mortgage Processor

$52,718 to $65,730

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Mortgage Processor

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Job Openings for Mortgage Processor in San Jose, CA

What does a Mortgage Processor do?

Common responsibilities of a Mortgage Processor

Order title searches to confirm property ownership and ensure that there are no liens, unpaid taxes, or additional legal claims that will complicate the process.

December 30, 2022

Prepare written requests to the borrower identifying any missing documents required to support the application and update the loan origination system as needed.

August 14, 2022

Update Encompass with accurate reason(s) for the adverse action as soon as it is determined that applicants have withdrawn, cancelled, or have been denied, so compliance can send required notifications.

August 30, 2022

Performs data entry to update all internal computer systems and loan files with notes regarding all actions that affect the loan in accordance with company requirements.

March 27, 2023

Provide feedback to Loan Officers and/or Account Executives to ensure consistent follow-up regarding pre-approvals and/or full files and assist in resolving issues and/or possible counteroffers.

April 21, 2023

Demonstrate a thorough working knowledge of company guidelines and policies as well as all applicable laws and regulations related to mortgage lending in order to ensure compliance.

April 24, 2023

Communicate with applicant, Home Loan Consultant, and/or Home Loan Assistant to request required documentation.

April 26, 2023

Reviews new residential loan application files to verify that application data is complete and meets Company standards, including type and amount of mortgage, borrower assets, liabilities, and length of employment.

April 30, 2023

Request action from Disclosure Desk and other internal partners as required by valid change in circumstances.

May 19, 2023

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Mortgage Processor Salary By Experience Levels in San Jose, CA

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RELEVANT JOB EXPERIENCE

Length of experience is a pay differentiator. Those with greater experience may have an advantage in negotiating salary. For those with less experience, other factors such as education or special skills could impact your pay. Please visit Professional Salary Report for more details.

Mortgage Processor Salary By Level of Education in San Jose, CA

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LEVEL OF EDUCATION

Depending on the job, educational levels may have a significant impact on pay levels. Be informed and understand how things like education and certifications can help to increase potential earnings for the career you are interested in. Please visit Professional Salary Report for more details.

Average Salary Range for Mortgage Processor in San Jose, CA

Average Base Salary

Core compensation

52718

65730

58129

Average Total Cash Compensation

Includes base and annual incentives

54510

69028

60582

What is the average salary for Mortgage Processor in 2025?

These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Mortgage Processor in San Jose, CA. The base salary for Mortgage Processor ranges from $52,718 to $65,730 with the average base salary of $58,129. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $54,510 to $69,028 with the average total cash compensation of $60,582.

View Average Salary for Mortgage Processor as table

	Average Salary	Average Salary Range
Base Salary	$58,129	$52,718 - $65,730
Bonus	$2,452	$1,792 - $3,298
Total Pay	$60,582	$54,510 - $69,028

* Base Salary represents gross income before taxes and deductions. It does not include additional pay such as benefits, bonuses, profit sharing or commissions.

* Total Pay combines base salary, bonuses, profit sharing, tips, commissions, overtime pay and other forms of cash earnings, as applicable for this job.

Mortgage Processor Salary Near San Jose, CA

CITY, STATE	AVERAGE SALARY RANGE	COMPARE TO San Jose, CA
CITY, STATE Santa Clara, CA	AVERAGE SALARY RANGE $52,718 - $65,730	COMPARE TO San Jose, CA 0%
CITY, STATE Santa Cruz, CA	AVERAGE SALARY RANGE $46,723 - $58,256	COMPARE TO San Jose, CA
CITY, STATE Fremont, CA	AVERAGE SALARY RANGE $52,617 - $65,605	COMPARE TO San Jose, CA
CITY, STATE Hayward, CA	AVERAGE SALARY RANGE $51,163 - $63,792	COMPARE TO San Jose, CA
CITY, STATE Oakland, CA	AVERAGE SALARY RANGE $51,247 - $63,897	COMPARE TO San Jose, CA
CITY, STATE Daly City, CA	AVERAGE SALARY RANGE $52,508 - $65,468	COMPARE TO San Jose, CA

See salaries for Mortgage Processor in locations close to San Jose, CA. Pay for the same job may vary based on the location and on the location and on other factors such as the size of company, the industry, and other local conditions.

About San Jose, California

San Jose is located at 37°20′07″N 121°53′31″W / 37.335278°N 121.891944°W / 37.335278; -121.891944. According to the United States Census Bureau, the city has a total area of 180.0 sq mi (466 km2), of which 3.4 sq mi (8.8 km2) (1.91%) is water, making it the fourth-largest California city by land area (after Los Angeles, San Diego and California City). San Jose lies between the San Andreas Fault, the source of the 1989 Loma Prieta earthquake, and the Calaveras Fault. San Jose is shaken by moderate earthquakes on average one or two times a year. These quakes originate just east of the city on...

Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia

View Salary for Similar Jobs to Mortgage Processor in San Jose, CA

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JOB TITLE	LOCATION	MINIMUM SALARY	MAXIMUM SALARY
JOB TITLE Senior Mortgage Processor	LOCATION San Jose, CA	MINIMUM SALARY $74,150	MAXIMUM SALARY $100,553
JOB TITLE Mortgage Loan Processor	LOCATION San Jose, CA	MINIMUM SALARY $52,718	MAXIMUM SALARY $65,730
JOB TITLE Remote Mortgage Processor	LOCATION San Jose, CA	MINIMUM SALARY $41,070	MAXIMUM SALARY $48,284
JOB TITLE Junior Mortgage Processor	LOCATION San Jose, CA	MINIMUM SALARY $42,272	MAXIMUM SALARY $52,055
JOB TITLE Mortgage Processor 4	LOCATION San Jose, CA	MINIMUM SALARY $44,609	MAXIMUM SALARY $54,099
JOB TITLE Intermediate Mortgage Loan Processor	LOCATION San Jose, CA	MINIMUM SALARY $56,000	MAXIMUM SALARY $67,900

The Mortgage Processor job could be listed using titles that are not exactly the same, but actually are for the same or very similar job. Here are some job titles in San Jose, CA that might be a good fit for the type of job and salary you are looking for.

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