What are the main factors that influence a Small Business Lender's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Small Business Lender's salary?

A Small Business Lender's salary grows with experience: a Small Business Lender (0-1 years)earns $43,794, a Loan Processor II (1-3 years)earns $49,059, a Loan Processor III (3-5 years)earns $59,481, a Loan Processing Supervisor (5+ years)earns $64,280,

What are the highest paying states for a Small Business Lender?

Small Business Lender salary varies significantly by state. The top 3 highest paying states for Small Business Lender roles are District of Columbia $48,745, California $48,560, Massachusetts $47,913. These tech hubs typically pay 10-15% above the national average.

How much do different types of Small Business Lender roles make?

Salaries for Small Business Lender level roles vary by specialization: Small Business Consultant: $110,189; Agricultural Lender III: $101,590; Business Lender: $94,543; Small Business Controller: $82,070; Small Business Manager: $77,331.

How do different companies affect a Small Business Lender's salary?

Company size, industry, and compensation structure create significant salary variations for Small Business Lender roles. Large, established industry leaders like Kpmg Us LLP ($114,295) and Warner Bros Discovery ($114,096) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $88,138.

Small Business Lender Salary in the United States

How much does a Small Business Lender make in the United States?

As of August 01, 2026, the average salary for a Small Business Lender in the United States is $44,026 per year, which breaks down to an hourly rate of $21.

However, a Small Business Lender's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $50,054
Majority Range (25th-75th percentile): $40,834 to $47,181
Entry-Level (10th percentile): $37,927

Compensation Planning

Develop a Job Description

Pay Equity

2026 Compensation Trend

Recruit with AI

AI Onboarding

Salary Salary + Bonus Benefits

View as table

Small Business Lender Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$47,181	$3,932	$907	$23
Average	$44,026	$3,669	$847	$21
25th Percentile	$40,834	$3,403	$785	$20

You may get higher pay by adjusting the following factors:

Change Search Criteria

Check out Small Business Lender Job Openings in the United States

Small Business Specialist

U.S. Bancorp - Columbus, OH

Client Executive

Hylant - Columbus, OH

Client Service Administrator

World Insurance Company Defunct - Columbus, OH

Client Service Representative

World Insurance Company Defunct - Columbus, OH

Search More Small Business Lender Jobs in the United States

Key Factors That Influence Small Business Lender Salaries

A Small Business Lender's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Do Small Business Lender Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Small Business Lenders. For example, consider the average annual salaries in these key locations:

District of Columbia: $48,745.
California: $48,560.
Massachusetts: $47,913.

District of Columbia $48,745

California $48,560

Massachusetts $47,913

Washington $47,737

New Jersey $47,719

Alaska $47,658

Connecticut $47,050

New York $46,804

Hawaii $46,016

Rhode Island $45,646

Maryland $45,395

Minnesota $45,051

Colorado $44,919

Illinois $44,875

Oregon $44,708

Delaware $44,585

New Hampshire $44,507

Virginia $44,334

Pennsylvania $43,828

Nevada $43,572

North Dakota $43,489

Michigan $43,357

Wisconsin $43,308

Vermont $43,211

Texas $42,943

Maine $42,925

Arizona $42,899

Ohio $42,868

Georgia $42,463

Indiana $42,260

Wyoming $42,221

Utah $42,159

Iowa $42,133

Kansas $41,921

Louisiana $41,860

North Carolina $41,838

Missouri $41,829

Florida $41,657

Montana $41,565

Nebraska $41,477

Kentucky $41,428

South Carolina $41,252

Tennessee $41,142

Idaho $41,098

New Mexico $40,777

Oklahoma $40,706

Alabama $40,446

South Dakota $40,011

Arkansas $39,773

West Virginia $39,645

Mississippi $39,262

Top Paying Cities for Small Business Lenders

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $55,530
San Francisco: $54,922
Oakland: $53,764

San Jose, CA $55,530

San Francisco, CA $54,922

Oakland, CA $53,764

New York, NY $50,691

Paramus, NJ $50,074

Queens Village, NY $50,072

Passaic, NJ $50,030

Bergenfield, NJ $50,026

Stamford, CT $49,930

Huntington, NY $49,911

Newark, NJ $49,586

Bridgeport, CT $49,493

Vallejo, CA $49,406

New Brunswick, NJ $49,388

Petaluma, CA $49,362

Middlesex, NJ $49,278

Somerset, NJ $49,247

Santa Cruz, CA $49,190

Boston, MA $48,921

Monterey, CA $48,767

Seattle, WA $48,666

Santa Rosa, CA $48,657

Los Angeles, CA $48,644

Juneau, AK $48,530

Washington, DC $48,481

Orange, CA $48,324

Santa Ana, CA $48,208

Long Beach, CA $48,164

Anaheim, CA $48,155

Anchorage, AK $48,133

Santa Maria, CA $48,001

Everett, WA $47,992

Danbury, CT $47,837

Bremerton, WA $47,777

Tacoma, WA $47,618

New Suffolk, NY $47,617

Sacramento, CA $47,605

Santa Barbara, CA $47,557

Trenton, NJ $47,508

San Diego, CA $47,508

Brockton, MA $47,460

Fairbanks, AK $47,352

Lompoc, CA $47,240

Lowell, MA $47,204

Ventura, CA $47,196

Nashua, NH $47,187

Stockton, CA $47,182

Modesto, CA $46,861

Poughkeepsie, NY $46,764

Olympia, WA $46,680

Kennewick, WA $46,680

New Haven, CT $46,663

Lawrence, MA $46,504

Hartford, CT $46,460

Riverside, CA $46,452

New Bedford, MA $46,407

Richland, WA $46,407

Bakersfield, CA $46,346

San Bernardino, CA $46,328

New Britain, CT $46,324

Atlantic City, NJ $46,324

New London, CT $46,306

Norwich, CT $46,293

Portsmouth, NH $46,284

Boulder, CO $46,191

Portland, OR $46,130

Worcester, MA $46,126

Minneapolis, MN $45,989

Philadelphia, PA $45,928

Honolulu, HI $45,782

Saint Paul, MN $45,761

Vineland, NJ $45,752

Providence, RI $45,624

Chicago, IL $45,496

Bellingham, WA $45,443

Springfield, MA $45,408

Baltimore, MD $45,395

Chico, CA $45,285

Pittsfield, MA $45,166

Manchester, NH $45,082

Spokane, WA $44,889

Denver, CO $44,884

Albany, NY $44,677

Troy, NY $44,660

Nassau, NY $44,613

Schenectady, NY $44,567

Wilmington, DE $44,532

Burlington, VT $44,470

Salem, OR $44,453

Portland, ME $44,316

Yakima, WA $44,272

Rochester, MN $44,136

Reno, NV $44,114

Fresno, CA $44,114

Milwaukee, WI $44,074

Detroit, MI $44,030

Ann Arbor, MI $44,023

Allentown, PA $44,017

Colorado Springs, CO $43,942

Syracuse, NY $43,920

Carson City, NV $43,920

Houston, TX $43,858

Eugene, OR $43,836

Gary, IN $43,784

Springfield, OR $43,748

Bismarck, ND $43,740

Galveston, TX $43,709

Medford, OR $43,643

Fort Collins, CO $43,625

Concord, NH $43,603

Austin, TX $43,590

Mesa, AZ $43,497

Reading, PA $43,493

Phoenix, AZ $43,489

Dallas, TX $43,475

Saint Cloud, MN $43,433

Madison, WI $43,374

Utica, NY $43,255

Rochester, NY $43,185

Des Moines, IA $43,180

Raleigh, NC $43,176

Atlanta, GA $43,110

Battle Creek, MI $43,097

Salt Lake City, UT $43,084

Lancaster, PA $43,018

Harrisburg, PA $42,956

Kansas City, MO $42,912

Champaign, IL $42,903

Kansas City, KS $42,903

Fort Worth, TX $42,899

Columbus, OH $42,891

Boca Raton, FL $42,881

Pittsburgh, PA $42,863

Richmond, VA $42,846

Indianapolis, IN $42,837

Cleveland, OH $42,833

Las Vegas, NV $42,780

Cincinnati, OH $42,780

Petersburg, VA $42,714

Huntsville, AL $42,648

Lansing, MI $42,618

Lebanon, PA $42,612

Pueblo, CO $42,608

Appleton, WI $42,595

Buffalo, NY $42,577

Dayton, OH $42,564

Racine, WI $42,555

Charlotte, NC $42,551

Saint Louis, MO $42,538

York, PA $42,511

Elkhart, IN $42,511

Gastonia, NC $42,503

Billings, MT $42,492

Beaumont, TX $42,480

Lorain, OH $42,472

Benton Harbor, MI $42,463

Toledo, OH $42,454

Binghamton, NY $42,432

Rock Hill, SC $42,428

Rockford, IL $42,406

Springfield, IL $42,388

Elyria, OH $42,384

Fargo, ND $42,384

Flagstaff, AZ $42,353

Fort Lauderdale, FL $42,326

Duluth, MN $42,300

Miami, FL $42,300

Cheyenne, WY $42,269

Grand Forks, ND $42,269

Bangor, ME $42,172

Cedar Rapids, IA $42,124

Durham, NC $42,105

Louisville, KY $42,102

Grand Rapids, MI $42,093

Hialeah, FL $42,089

Casper, WY $42,027

Scranton, PA $41,974

New Orleans, LA $41,961

Virginia Beach, VA $41,956

Akron, OH $41,934

Peoria, IL $41,877

Sarasota, FL $41,868

Nashville, TN $41,838

Omaha, NE $41,838

Green Bay, WI $41,838

Baton Rouge, LA $41,816

Charleston, SC $41,807

Jamestown, NY $41,785

Davenport, IA $41,785

Tucson, AZ $41,763

Saint Petersburg, FL $41,736

Tampa, FL $41,728

Evansville, IN $41,701

Port Arthur, TX $41,701

Bradenton, FL $41,684

Santa Fe, NM $41,604

Orlando, FL $41,525

Clearwater, FL $41,512

Canton, OH $41,419

La Crosse, WI $41,419

Albuquerque, NM $41,393

Newport News, VA $41,389

High Point, NC $41,375

Ogden, UT $41,358

Corpus Christi, TX $41,323

Norfolk, VA $41,296

Laramie, WY $41,296

Rock Island, IL $41,270

Saginaw, MI $41,261

Jacksonville, FL $41,256

Salisbury, NC $41,248

Boise, ID $41,239

Moline, IL $41,217

Fort Myers, FL $41,204

Memphis, TN $41,195

Tulsa, OK $41,173

Waterloo, IA $41,146

Spartanburg, SC $41,102

Lincoln, NE $41,080

Fort Wayne, IN $41,072

Provo, UT $41,067

Cedar Falls, IA $41,014

San Antonio, TX $40,997

Greensboro, NC $40,979

South Bend, IN $40,975

Savannah, GA $40,926

Muskegon, MI $40,909

Birmingham, AL $40,904

Winston Salem, NC $40,883

Lake Charles, LA $40,777

Anderson, IN $40,768

Lexington, KY $40,755

Augusta, GA $40,741

Greenville, SC $40,741

Lima, OH $40,706

Wichita, KS $40,702

Tuscaloosa, AL $40,702

Columbia, SC $40,662

Springfield, OH $40,653

Asheville, NC $40,583

Bloomington, IN $40,552

Knoxville, TN $40,394

Shreveport, LA $40,389

Wilmington, NC $40,332

Roanoke, VA $40,332

Topeka, KS $40,253

Frankfort, KY $40,248

Oklahoma City, OK $40,217

Chillicothe, OH $40,200

Longview, TX $40,195

Melbourne, FL $40,191

Sioux Falls, SD $40,121

Mobile, AL $40,116

Terre Haute, IN $40,099

Altoona, PA $40,072

Amarillo, TX $40,041

Killeen, TX $40,028

Fayetteville, AR $39,993

Chattanooga, TN $39,980

Sioux City, IA $39,940

Idaho Falls, ID $39,931

Lynchburg, VA $39,896

Gainesville, FL $39,839

Portsmouth, OH $39,817

Little Rock, AR $39,808

Lafayette, LA $39,790

Youngstown, OH $39,790

Daytona Beach, FL $39,764

Clarksville, TN $39,760

Pensacola, FL $39,755

Temple, TX $39,752

Hopkinsville, KY $39,623

Erie, PA $39,614

Florence, SC $39,597

Charleston, WV $39,526

Great Falls, MT $39,504

Macon, GA $39,443

Tallahassee, FL $39,438

Fayetteville, NC $39,429

Waco, TX $39,421

Helena, MT $39,390

Pine Bluff, AR $39,373

Vincennes, IN $39,319

Lubbock, TX $39,302

Alamogordo, NM $39,275

Twin Falls, ID $39,236

Rapid City, SD $39,222

Jackson, MS $39,143

Huntington, WV $39,140

Greenville, MS $39,139

Parkersburg, WV $39,094

Montgomery, AL $39,086

Wichita Falls, TX $39,042

Springfield, MO $39,042

Biloxi, MS $39,020

Monroe, LA $38,976

Johnstown, PA $38,945

Sumter, SC $38,928

Columbus, GA $38,923

Pascagoula, MS $38,839

Abilene, TX $38,839

Kingsport, TN $38,725

Albany, GA $38,725

Gulfport, MS $38,712

Alexandria, LA $38,567

Fort Smith, AR $38,456

El Paso, TX $38,338

Las Cruces, NM $38,139

Harlingen, TX $38,028

Pocatello, ID $38,021

Florence, AL $37,963

Brownsville, TX $37,955

Mcallen, TX $37,862

Dothan, AL $37,800

Columbus, MS $37,539

Altus, OK $37,334

Lawton, OK $37,250

Pierre, SD $37,092

What Skills Can Increase a Small Business Lender's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 10.13% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Data Entry (Mentioned in 2.88% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
Loan Review (Mentioned in 1.35% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.

See More Skills

Skills	Demand Percentage
Customer Service	10.13%
Data Entry	2.88%
Loan Review	1.35%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Small Business Lender's salary.

Listening: Can increase your salary by up to 38%.
Leadership: Can increase your salary by up to 28%.
Pricing: Can increase your salary by up to 18%.

Skill	Salary	Salary % Increase
Listening	$60,755	38%
Leadership	$56,353	28%
Pricing	$51,950	18%
Underwriting	$49,749	13%
Coordination	$47,988	9%
Verbal Communication	$47,548	8%

Get Latest Data

Small Business Lender Salary by Industry: Top Paying Sectors

For Small Business Lender roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Business Services, offers compensation 10% above the average. Conversely, Small Business Lender positions in Edu., Gov't. & Nonprofit typically offer lower base pay, as this sector often view Small Business Lender as a support function rather than a direct revenue driver.

The top paying industry for a Small Business Lender

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Business Services	$48,428	$23.0	10%

How Education impacts a Small Business Lender's Salary?

Your level of education can impact your salary potential. While many Small Business Lenders enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Small Business Lender with a High School Diploma or Technical Certificate is between $39,683 and $42,442).

Small Business Lender Salaries by Degree Level

Typical Education for Small Business Lender

No Diploma 2.7%

High School 34.5%

Associates 15.9%

Bachelors 45.1%

Masters 1.8%

Doctorate 0.0%

view as table

Degree Level	% of user with this level of education
No Diploma	2.7%
High School	34.5%
Associates	15.9%
Bachelors	45.1%
Masters	1.8%
Doctorate	0.0%

view as graph

Small Business Lender Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Small Business Lender's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$40,834

Average $44,026/year

$47,181

$3,403

Average $3,669/month

$3,932

$785

Average $847/week

$907

$20

Average $21/hour

$23

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$47,181	$3,932	$907	$23
Average	$44,026	$3,669	$847	$21
25th Percentile	$40,834	$3,403	$785	$20

Salaries of jobs related to Small Business Lender

Salary Trends for Small Business Lender

Salaries for a Small Business Lender can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $41,337 in 2023 to around $41,138 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Small Business Lender salary trends, .

Average Annual Salary of Small Business Lender Over Time

2022

$???

2023

$41,337

2024

$41,377

2025

$41,138

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$41,337
2024	$41,377
2025	$41,138
2026	View More
2027	View More

Most common benefits for Small Business Lender

Social Security

401(k)

Disability

Healthcare

Pension

Time Off (days)

For Employers

If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.

Compensation Planning

Business Services

the United States

Find Your Next Small Business Lender Job

Ready to take the next step in your career? Browse thousands of current Small Business Lender job openings on our job board. Use the search bar below to find your perfect match.

MD Staff, LLC

Columbus, OH

Physician Emergency Medicine Ohio Permanent Emergency Medicine Physician near Columbus Ohio Job

MD Staff, LLC | Columbus, OH

Emergency Medicine Physician Needed near Columbus, Ohio. An excellent opportunity for a full-time EM Physician to join an Emergency Department team near Co... more

1 Day Ago
Continuum Medical Staffing

Columbus, OH

Physician Psychiatry

Continuum Medical Staffing | Columbus, OH

PSYCHIATRIST- CHILD/ADOLESCENT COLUMBUS OHIO We are seeking a Board-Certified Child/ Adolescent Psychiatrist for a permanent position in Columbus Ohio No V... more

2 Days Ago
MD Staff, LLC

Columbus, OH

Physician Neurology Ohio Locum Tenens Locums Physician

MD Staff, LLC | Columbus, OH

Neurologist Locum Tenens Opportunity Near Columbus, OH. We are excited to offer a rewarding locum tenens opportunity for a Board Certified or Board Eligibl... more

2 Days Ago
C.R. England

Columbus, OH

Local CDL

C.R. England | Columbus, OH

Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

14 Days Ago
Confidential

Columbus, OH

Vice President Credit Risk Strategy&Data Science

Confidential | Columbus, OH

Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more

14 Days Ago
KreilKamp Trucking

Columbus, OH

Regional Truck Driver Company

KreilKamp Trucking | Columbus, OH

Regional CDL A Drivers | NEW Grads Welcome | Earn $70,000+ Annually. We're proud to be a 4th generation family truck line, started in 1935, but even proude... more

14 Days Ago

For Employees

Get a Salary Increase

Analyze the market and your qualifications to negotiate your salary with confidence.

Search Job Openings

Search thousands of open positions to find your next opportunity.

For Employers

Adjust Employee Salary

Individualize employee pay based on unique job requirements and personal qualifications.

Price My Industry Jobs

Get the latest market price for benchmark jobs and jobs in your industry.

FAQ about Small Business Lender

1. What industry pays the highest salary for Small Business Lender?

The Business Services industry offers the highest average compensation for Small Business Lender roles, with salaries approximately 10% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

Detailed skills and competency reports for specific positions
Job and employee pricing reports
Compensation data tools, salary structures, surveys and benchmarks.

Learn about