Personal Budget Planning Builds Household Wealth  To some people, 'budget' is a dirty word. In reality a budget is just a schedule of income and expenses, a way of documenting how much money comes in and how it should sensibly be spent. There's everything to gain from sticking to a budget, but adhering to a budget is difficult for many people because it usually means denying cravings and luxuries beyond reach.Well, after all, that's the point of a budget.What percentage of your income goes to housing every month? What goes to entertainment? Knowing those spending ratios is a valuable tool to ... view article details

Who is looking out for your career - your boss? Probably not. Your accountant? Doubtful. Headhunters, search people, and employment agencies may seem to have your interests in mind, but they're retained - and paid - by the company. So although they can be very nice to you, at the end of the day, their goal is to place candidates and collect a fee.It's time to think like an entrepreneur, with marketable business skills and abilities. It's time to conceive of your career as a high-potential venture, with you as CEO. In this environment, you've got to be your own agent.Learn to look out for your ... view article details

Competition is Fierce As you progress throughout your career, may you have the good fortune of consistently being the unanimous, nobody-else-comes-close, top candidate for every job that you apply for. Perhaps it’s because your talent and expertise is undeniable. Maybe friends or old co-workers continually reach out to you to join them in their latest venture. Some of you might wisely take the path of least resistance by seeking out jobs through referrals so that you don’t have to compete with the masses.For everyone else, you're probably facing a very competitive job market. Let’s fa... view article details

Which Jobs Are on the Rise? As the last chapter of 2013 is written, we once again turn our sights on what’s to come in the new year. And as it turns out, 2014 has a lot to offer in the way of new job growth.We looked into our own Salary.com crystal ball and then referenced sources like the US Bureau of Labor Statistics to determine which fields are slated to enjoy the most growth over the next few years. So if you’re currently unemployed and searching for a job, or if you’re unsatisfied and hoping to change careers, the first thing you need to do is see if your job is on this list.8. ... view article details

You Might Want to Avoid These Jobs Years ago, Bobby McFerrin told us all to “don’t worry, be happy.” Clearly he wasn’t working in one of the careers on this list.The work website Careerbliss has come out with a survey detailing which careers feature workers who are the unhappiest. After analyzing more than 25,000 independent company reviews, these 10 jobs are the ones which feature the largest amounts of employee discontent. In order to compile these rankings, CareerBliss data evaluates the key factors that affect work happiness including: bosses, support and incentives, growth opport... view article details

Welcome to the World of Sleep Disorders Not everybody is cut out for the 9-to-5 workaday world.Mounting evidence demonstrates half a million Americans have biological reasons for needing to work alternative shifts. In this fourth story (read Part I, Part II, and Part III here) about delayed sleep phase syndrome (also DSPS, or delayed sleep), you’ll meet Julie Peggar, an ethnographer who suffers from this type of circadian rhythm disorder. Peggar, the president and chief storyteller at Gaze Ethnographic Consulting, Inc., shares insights from her world as a highly functional night owl w... view article details

The High Pay Isn't The Only Interesting Thing About These Odd Jobs.. "You Do What and Make How Much?!?" Think back to the last time you were at a party or a social event, and you had to make small talk with new acquaintances. Inevitably the question of 'So what do you do?” is asked, and everyone recites their professions. While the regulars seem to always come up – doctor, lawyer, teacher, etc. – every once in a while, someone comes out with a doozy that could leave you scratching your head or picking your jaw up off the floor. Did you know Horse Exerciser is a job? Or that you can make a livi... view article details

10 Jobs That Allow You to Travel for Free Have you ever opened Instagram, scrolled through your feed, and see post after post of the same people in a yet another new exotic location and thought…How can they afford it? How do they have so much vacation time? Is their work-life balance just that good? Wait…what do they do for work anyway and how can I land one of those? The answer could be that they have a job that lets them travel for free. In this article you will learn some potential career paths to get out there, and probably make your followers jealous, too! We w... view article details

Find Out Which Jobs Will Be In Demand By 2024 Which are the fastest growing careers? Everyone wants a little job security. But in these turbulent times filled with massive changes, how can any of us know if our careers are on solid ground? Luckily, the Bureau of Labor Statistics crunched some numbers and came out with employment projections to the year 2024. So, which are the most in demand jobs? The aging population of Baby Boomers put more than a few health care careers on this list, but check out other popular options amongst the fastest growing careers of the future. 11. Food Prep and Serv... view article details

Making the Move From the Parental Trenches to the Salt Mines? Check These Jobs Out! Maybe your kids are back in school and you're itching to take on a part-time job. Or perhaps the dismal economy has forced your hand and you need something full- or part-time to make ends meet. Whatever the case, figuring out which job to take is often the first and most daunting hurdle. Education, skills and background obviously play a part in what job you can get. Although everyone wants to be paid well, parents also place an added importance on things like flexible work hours, the ability to work from home ... view article details