AC Residential Lending Salary

As of August 2026, the average annual salary for employees at AC Residential Lending in the United States is $106,767. This translates to an approximate hourly wage of $51. Salaries at AC Residential Lending typically range from $93,596 to $121,110 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at AC Residential Lending

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Is AC Residential Lending’s Pay Competitive? Salary Benchmarking Analysis

How does AC Residential Lending's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Citizens Lending Group $107,463
+0.7%
Indicates identical technical requirements and experience levels between the two firms.
Progressive Building Society $91,715
-14.1%
Progressive Building Society focuses strategically on recruiting and training entry-level apprentices.
Assurity Financial Services LLC $97,896
-8.3%
Typical compensation structure for smaller regional agencies like Assurity Financial Services LLC.
atlanta lending group ii LP $94,647
-11.4%
Normalized for lower cost-of-living zones where atlanta lending group ii LP primarily operates.
Financial Services Industry $121,514
+13.8%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at AC Residential Lending

Considering a career at AC Residential Lending? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The company has great internal mobility. Pay and benefits are competitive and it is somehow outstanding. Since joining, I've been impressed with the company’s structure and support systems. Client-centric approach shines in every interaction. The organization is organized, goal-oriented, and committed to ethical financial practices.
It’s a solid company for those who value structure over flexibility or dynamic projects. Working here has exceeded my expectations. Internal transfers are possible but usually take time to approve and implement. I’ve grown my network and capabilities significantly since joining this financial services team. Travel policies are employee-friendly. Compliance training is thorough but engaging. I appr...
Despite having team members, IT support is responsive and systems are user-friendly. It's motivating to work where exceptional performance is both challenged and rewarded appropriately. Systems are efficient, and teams collaborate cross-functionally. Total rewards packages are competitive within our sector. Standing desks are standard issue.

AC Residential Lending Overview

Website
www.aclend.com
Founded In
Data pending, update soon.
Employees
50 - 100 employees
Industry
Financial Services
Headquarter Address
2955 Red Hill Ave Costa Mesa California CA 92626
Revenue
$10 Million - $50 Million
Phone Number
+1 9039447963
Social Media
About AC Residential Lending
Americash is a Southern California based originator of residential mortgage loans. The company is currently licensed as a direct lender in 21 states, and an approved Fannie Mae Seller/Servicer. Americashs objective is very simple provide homeowners and potential homeowners with low cost, competitively priced mortgage products, and back those products with excellent service.

What Benefits Does AC Residential Lending Offer Beyond Salary?

A competitive compensation package is more than just a salary. AC Residential Lending offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Costa Mesa?

Understanding the cost of living near Costa Mesa is key to truly evaluating a salary offer or your current compensation at AC Residential Lending.
Costa Mesa's Cost of Living Index is approximately 175.9 (75.9% more expensive than US average; 25.8% more than CA average). Orange County city near coast, South Coast Plaza, very high housing costs. When planning your budget based on a salary from AC Residential Lending, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,500 - $3,700+ A significant portion of AC Residential Lending salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $480 - $710 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $410 - $780+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,119 - $6,369+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of AC Residential Lending

1. What is the typical salary range (low to high) for most roles at AC Residential Lending?

The typical annual salary range for most roles at AC Residential Lending is approximately from $93,596 to $121,110. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does AC Residential Lending pay compared to Citizens Lending Group?

The average annual salary at AC Residential Lending is $106,767, or an hourly wage of $51, in comparison to Citizens Lending Group which pays $107,463 per year or $52 per hour.

3. How does experience level affect salary at AC Residential Lending?

Experience level is a significant factor in determining salary at AC Residential Lending, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from AC Residential Lending in Costa Mesa is fair given the local cost of living?

To determine if a salary offer from AC Residential Lending in Costa Mesa is fair, first compare the gross salary to our data for similar roles at AC Residential Lending and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Costa Mesa" to understand its purchasing power.

5. Why might an individual's actual salary at AC Residential Lending differ from the ranges shown here?

An individual's actual salary at AC Residential Lending can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.