Cardsmart Salary

Cardsmart Salary

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As of August 2026, the average annual salary for employees at Cardsmart in the United States is $63,260. This translates to an approximate hourly wage of $30. Salaries at Cardsmart typically range from $55,579 to $71,973 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Cardsmart Pay for Different Roles?

Explore detailed salary information for specific jobs at Cardsmart. Based on our data, the highest paying job is the Compliance Specialist, with an annual salary of $162,882. The table below outlines the annual salary ranges for most popular roles within the company.

Account Specialist

$77,630 / year

Salary Range: $68,782 - $90,501

Sales

Administrative Assistant

$54,722 / year

Salary Range: $49,189 - $61,271

Administrative Assistant II

Branch Coordinator

$141,527 / year

Salary Range: $127,069 - $157,279

Program Management

Commissions Accountant

$84,890 / year

Salary Range: $76,579 - $94,062

Finance and Accounting

Commissions Analyst

$67,515 / year

Salary Range: $61,088 - $74,212

Human Resources

Compliance Specialist

$162,882 / year

Salary Range: $141,562 - $186,912

Sales

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Cardsmart.
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About Cardsmart: Company Profile

Website
Data pending, update soon.
Founded In
1983
Employees
50 - 100 employees
Industry
Retail & Wholesale
Headquarter Location
WATERVILLE
Revenue
$10 Million - $50 Million
Phone Number
-
Social Media

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Cardsmart's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
The leadership team is strong, and employees are given responsibility. This company is a great place to build a career in Retail & Wholesale. While there aren’t many flashy perks, the basics like health benefits and paid time off are covered. The team here is collaborative and supportive.
Commented in April 23, 2025
20
0
The company culture here is fantastic. Colleagues are professional, and the workload is manageable. The company invests in employee development through workshops and certifications. Colleagues are talented and supportive, making teamwork seamless. The onboarding process was smooth, and I felt welcomed from day one. The location is convenient, and the facilities are well-maintained.
Commented in March 23, 2025
37
3
A great place to grow in retail. The work is consistent, and the team is cooperative. The Retail & Wholesale industry is competitive, and this company operates efficiently. It’s a good fit for those who prefer a structured work environment.
Commented in January 22, 2024
46
2

How Cardsmart's Salaries Compare to Similar Companies?

The data below provides a snapshot of what comparable firms are paying, offering crucial context for evaluating Cardsmart’s pay competitiveness. Click on a company for a deeper dive.

Is Cardsmart’s Pay Competitive? Salary Benchmarking Analysis

How does Cardsmart's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
CADEAUX CACHES $63,233
0.0%
Aligns perfectly with prevailing regional benchmarks for this specific job family.
CHECK OUT MY $76,687
+21.2%
Supported by CHECK OUT MY's high-margin contracts allowing higher overhead.
CENTER FOR THE VISUAL ARTS $66,825
+5.6%
Driven by niche technical certifications required for CENTER FOR THE VISUAL ARTS's specialized projects.
CAVE COUNTRY CANOES $65,191
+3.1%
Reflects a supply-demand imbalance for the specific talent CAVE COUNTRY CANOES targets.
Retail & Wholesale Industry $123,318
+94.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Augusta?

Understanding the cost of living near Augusta is key to truly evaluating a salary offer or your current compensation at Cardsmart.
Augusta's Cost of Living Index is approximately 91.7 (8.3% less expensive than US average; 9.7% less than ME average). State capital, affordable housing. Kennebec Explorer bus. When planning your budget based on a salary from Cardsmart, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $950 - $1,400+ A significant portion of Cardsmart salary. Location choices impact this heavily.
Utilities (Basic) $170 - $280 (Heating significant) Electricity, Heating, Cooling, Water etc.
Public Transportation Limited local transit Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $300 - $600+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $360 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,180 - $3,550+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Cardsmart

FAQ 1: How much does a Cardsmart employee make?
Cardsmart pays its employees an average of $63,260 per year. The average salary at Cardsmart range from $55,579 to $71,973 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
FAQ 2: Which similar company tend to pay more or less than Cardsmart?
The salary at Cardsmart is higher than the similar company. The average annual salary at Cardsmart is $63,260, or an hourly wage of $30, in comparison to CADEAUX CACHES which pays $63,232 per year or $30 per hour.
FAQ 3: Do employees with advanced degrees (Master's, PhD) earn more at Cardsmart?
In many roles at Cardsmart, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.
FAQ 4: How does the cost of living near Augusta affect the perceived value of a Cardsmart salary?
Augusta's Cost of Living Index is approximately 91.7 (8.3% less expensive than US average; 9.7% less than ME average). This significantly impacts the purchasing power of a salary from Cardsmart based there. Our "Cost of Living Insights for Augusta" module details this impact, helping you assess the 'real feel' value of your compensation.
FAQ 5: What kind of benefits does Cardsmart typically offer employees?
Cardsmart generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Cardsmart" section on this page.

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