Elm River Credit Union Salary

As of August 2026, the average annual salary for employees at Elm River Credit Union in the United States is $81,283. This translates to an approximate hourly wage of $39. Salaries at Elm River Credit Union typically range from $71,301 to $92,113 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Elm River Credit Union Pay for Different Roles?

Explore detailed salary information for specific jobs at Elm River Credit Union. Based on our data, the highest paying job is the President, with an annual salary of $629,201. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Elm River Credit Union

Ready for your next career move? Explore current job openings at Elm River Credit Union. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Elm River Credit Union’s Pay Competitive? Salary Benchmarking Analysis

How does Elm River Credit Union's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Academic Employees Credit Union $85,892
+5.7%
Supported by Academic Employees Credit Union's high-margin contracts allowing higher overhead.
Fund for Education Abroad $97,210
+19.6%
Adjusted for higher cost-of-living indices in Fund for Education Abroad's primary metro hubs.
Peggy Lillis Foundation $89,458
+10.1%
Reflects structural premiums typical of Peggy Lillis Foundation's large-cap national operations.
The Pascale Sykes Foundation $102,664
+26.3%
Driven by niche technical certifications required for The Pascale Sykes Foundation's specialized projects.
Financial Services Industry $121,514
+49.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Elm River Credit Union

Considering a career at Elm River Credit Union? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
The benefits package, including retirement plans and wellness perks, is top-tier. Even with employees, there’s a strong sense of alignment, and executives are approachable and communicative. Respectful colleagues create a friendly atmosphere. It’s a dependable environment, though not particularly dynamic or socially engaging beyond core responsibilities. Communication between departments could be ...
The commitment to ethical financial practices here is unwavering, creating a strong sense of pride and trust among the team. Performance is measured fairly, but recognition is minimal. Despite its large size, teams work seamlessly across different divisions and geographical locations. The culture emphasizes teamwork, ethical business practices, and client satisfaction.
Communication is clear but sometimes delayed, affecting collaboration. It's a great place to build a rewarding career in financial services with a future-focused mindset. The inclusive and diverse workplace culture creates a sense of belonging. The financial tools are advanced, and coworkers collaborate effectively. Training programs exist but vary in quality by team. A truly empowering work envir...

Elm River Credit Union Overview

Website
www.elmriver.org
Founded In
1954
Employees
<25 employees
Industry
Financial Services
Headquarter Address
120 Spruce St Kindred North Dakota ND 58051
Revenue
<$5 Million
Phone Number
+1 7014289111
Social Media
About Elm River Credit Union
Elm River Credit Union is a member owned financial institution, serving 1,600 members. We strive to provide excellent service and treat our members with the respect they deserve. We may be small in size, but we offer many services including checking and savings accounts, IRA's, CD's, Visa debit and credit cards, online financial services, mobile app, free bill pay, E-statements, and consumer, agri

What Benefits Does Elm River Credit Union Offer Beyond Salary?

A competitive compensation package is more than just a salary. Elm River Credit Union offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Fargo?

Understanding the cost of living near Fargo is key to truly evaluating a salary offer or your current compensation at Elm River Credit Union.
Fargo's Cost of Living Index is approximately 90.8 (9.2% less expensive than US average; 4.9% less than ND average). Largest ND city (NDSU), affordable housing, cold winters. MATBUS. When planning your budget based on a salary from Elm River Credit Union, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $850 - $1,300+ A significant portion of Elm River Credit Union salary. Location choices impact this heavily.
Utilities (Basic) $120 - $220 (Heating significant) Electricity, Heating, Cooling, Water etc.
Public Transportation $45 (MATBUS monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $390 - $570 Can be higher with more dining out or specialty stores.
Personal & Leisure $350 - $650+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $680+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,125 - $3,425+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Elm River Credit Union

1. What is the typical salary range (low to high) for most roles at Elm River Credit Union?

The typical annual salary range for most roles at Elm River Credit Union is approximately from $71,301 to $92,113. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Elm River Credit Union pay compared to Academic Employees Credit Union?

The average annual salary at Elm River Credit Union is $81,283, or an hourly wage of $39, in comparison to Academic Employees Credit Union which pays $85,892 per year or $41 per hour.

3. Do salaries differ significantly between departments at Elm River Credit Union?

Yes, salaries often differ between departments at Elm River Credit Union due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Elm River Credit Union?

Experience level is a significant factor in determining salary at Elm River Credit Union, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Elm River Credit Union in Fargo is fair given the local cost of living?

To determine if a salary offer from Elm River Credit Union in Fargo is fair, first compare the gross salary to our data for similar roles at Elm River Credit Union and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Fargo" to understand its purchasing power.

6. What are the key factors that influence salary levels at Elm River Credit Union?

Several key factors influence salary levels at Elm River Credit Union. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Elm River Credit Union likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.