First Capital Payments Salary

As of July 2026, the average annual salary for employees at First Capital Payments in the United States is $78,734. This translates to an approximate hourly wage of $38. Salaries at First Capital Payments typically range from $69,050 to $89,354 annually, reflecting the diverse roles and experience levels within the company.

How Much Does First Capital Payments Pay for Different Roles?

Explore detailed salary information for specific jobs at First Capital Payments. Based on our data, the highest paying job is the Business Anaylst, with an annual salary of $136,585. The table below outlines the annual salary ranges for most popular roles within the company.

Digital Services Specialist

$34,932 / year

Salary Range: $31,525 - $38,948

Security Services

Contact Center Agent

$86,351 / year

Salary Range: $75,884 - $100,095

Sales

Fraud and Security Specialist

$91,520 / year

Salary Range: $78,966 - $105,937

Security Services

Digital Support Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Business Anaylst

$136,585 / year

Salary Range: $115,388 - $156,730

Library

Digital Banking Agent

$69,758 / year

Salary Range: $61,896 - $78,750

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at First Capital Payments.
Loading results...

About First Capital Payments: Company Profile

Website
www.firstcapitalpayments.com
Founded In
2001
Employees
<25 employees
Industry
Financial Services
Headquarter Location
BUFFALO
Revenue
<$5 Million
Phone Number
-
Social Media
About FIRST CAPITAL PAYMENTS
First Capital Payments has dedicated more than ten years to providing merchants with dynamic processing solutions and establishing lasting partnerships. We are a family owned and operated, Member-Service Provider for the MasterCard and Visa Associations. We offer industry-leading pricing, next day funding, affordable POS leasing, and innovative mobile solutions like Google Wallet and QwickPAY. Wit

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into First Capital Payments's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
It’s a positive, respectful, and growth-oriented place to work. The approachability of our leadership team is a huge plus. It's refreshing to work for people who lead by example. They are transparent, supportive, and truly care about their employees' well-being and professional growth.
Even we produce top-tier financial services. Limited upward mobility, but stable. This investment in our development not only benefits us individually but also strengthens the entire team's capabilities.
You’re trusted to do your job without micromanagement. The environment is dynamic, and no two days are the same. Our company structure allows for more personalized service, and employees are empowered to build strong client relationships. Their expertise is evident in decision-making. Innovative thinking is genuinely encouraged and welcomed. If you’re looking for a place to learn the ropes, this c...

Is First Capital Payments’s Pay Competitive? Salary Benchmarking Analysis

How does First Capital Payments's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
FRAN HOLLAWAY PHOTOGRAPHY $77,338
-1.8%
Confirms FRAN HOLLAWAY PHOTOGRAPHY is a direct competitor vying for the exact same talent pool.
FINANCIAL RESOURCES AND RETIREMENT ADVISORY INC. $90,985
+15.6%
Reflects a supply-demand imbalance for the specific talent FINANCIAL RESOURCES AND RETIREMENT ADVISORY INC. targets.
FINANCIAL CARRIER SERVICES $79,141
+0.5%
Indicates identical technical requirements and experience levels between the two firms.
FILOMENO & COMPANY $86,536
+9.9%
Influenced by prevailing union wage agreements specific to FILOMENO & COMPANY's sector.
Financial Services Industry $121,514
+54.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Buffalo?

Understanding the cost of living near Buffalo is key to truly evaluating a salary offer or your current compensation at First Capital Payments.
Buffalo's Cost of Living Index is approximately 79.5 (20.5% less expensive than US average; 36.4% less than NY average). Western NY city, very affordable housing, revitalizing. NFTA Metro Bus/Rail. When planning your budget based on a salary from First Capital Payments, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $900 - $1,400+ A significant portion of First Capital Payments salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 (Heating significant) Electricity, Heating, Cooling, Water etc.
Public Transportation $75 (NFTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $380 - $560 Can be higher with more dining out or specialty stores.
Personal & Leisure $330 - $630+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $370 - $690+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,215 - $3,555+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About First Capital Payments

FAQ 1: How much does First Capital Payments in the United States pay?
First Capital Payments pays its employees an average of $78,734 per year. The average salary at First Capital Payments range from $69,050 to $89,354 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills and location.
FAQ 2: Do First Capital Payments employees get a higher salary than its peer company?
The salary at First Capital Payments is higher than its peer company. The average annual salary at First Capital Payments is $78,734, or an hourly wage of $38, in comparison to FRAN HOLLAWAY PHOTOGRAPHY which pays $77,337 per year or $37 per hour.
FAQ 3: How much does salary increase with years of experience at First Capital Payments?
Salary progression with years of experience at First Capital Payments is typical. Generally, as employees gain more relevant experience, develop more skills, and take on greater responsibilities, their earning potential increases. For example, a role with 5-7 years of experience will usually pay more than the same role requiring 0-2 years.
FAQ 4: Do salaries at First Capital Payments vary by office location?
Yes, it's very likely that salaries at First Capital Payments vary by office location. Companies often adjust pay based on local market rates, cost of living, and talent competition in different geographic areas. For instance, a role in a high-cost city like New York City may offer a higher nominal salary than the same role in a lower-cost city like Omaha, NE. Our Cost of Living Insights for Buffalo section provides more context.
FAQ 5: Does First Capital Payments offer good benefits?
First Capital Payments typically offers a comprehensive benefits package that adds significant value to an employee's total compensation. Common benefits include health, dental, and vision insurance, a 401(k) plan often with a company match, paid time off. For example, a strong 401(k) match or excellent, low-cost health insurance can be worth thousands of dollars annually, effectively increasing your overall earnings beyond your base salary. For a more detailed list of benefits, please see our "Employee Benefits at First Capital Payments" section on this page.