Optimum First Inc Salary

Optimum First Inc Salary

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As of August 2026, the average hourly salary for employees at Optimum First Inc in the United States is $50. This translates to an approximate annual wage of $103,465. Salaries at Optimum First Inc typically range from $44 to $56 hourly, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Optimum First Inc

Ready for your next career move? Explore current job openings at Optimum First Inc. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Optimum First Inc’s Pay Competitive? Salary Benchmarking Analysis

How does Optimum First Inc's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Home City Financial Corp $42
-16.1%
Typical compensation structure for smaller regional agencies like Home City Financial Corp.
ZYTO Corp $41
-18.2%
ZYTO Corp operates with a leaner overhead structure, impacting base wage offers.
Allegan Credit Union $42
-15.1%
Allegan Credit Union likely leverages performance bonuses over the high base salary shown here.
Allied Home Mortgage Capital Corp $40
-19.6%
Allied Home Mortgage Capital Corp may offer non-monetary perks in lieu of competitive base salaries.
Financial Services Industry $59
+17.4%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Companies Similar to Optimum First Inc and Their Hourly Pay Rates

Explore companies in the same industry to compare average salaries, benefits, and career opportunities with those at Optimum First Inc. Click a company name to learn more.

Employee Reviews: Working at Optimum First Inc

Considering a career at Optimum First Inc? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Communication is formal, with limited opportunities for employee feedback to influence change. Some internal processes feel bureaucratic and often. It’s a predictable job environment suited for those who thrive in structure and are fine with fewer surprises. These unsung heroes make daily operations seamless. I’ve had excellent mentorship and space to develop professionally. This company provides ...
Commented in April 19, 2025
14
2
A great place to launch or grow your career. Management is truly supportive of career progression. The inclusive culture ensures everyone has a voice, and I’ve always felt respected and valued. Regular 1:1s provide guidance without hovering.
Commented in March 08, 2025
15
0
This environment works well for those who appreciate routine and job security but may frustrate employees seeking dynamic challenges. From operations to compliance, people collaborate openly and share information freely. Proud to contribute to innovation. Sustainable business practices are operationalized.
Commented in January 23, 2024
34
3

Optimum First Inc Overview

Website
www.optimumfirst.com
Founded In
2008
Employees
25 - 50 employees
Industry
Financial Services
Headquarter Address
8900 Warner Ave Fountain Valley California CA 92708
Revenue
$5 Million - $10 Million
Phone Number
+1 8778167846
Social Media
About Optimum First Inc
Welcome to Optimum First Mortgage! We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch.Having funded over 20,000 loans since our inception, we have solidified ourselves as the low price leader in the lending marketplace. Our reputation speaks for itself with over 3000 positive online reviews. NMLS # 240415 (https://nmlsconsumeraccess.org/)Licen

What Benefits Does Optimum First Inc Offer Beyond Salary?

A competitive compensation package is more than just a salary. Optimum First Inc offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Santa Ana?

Understanding the cost of living near Santa Ana is key to truly evaluating a salary offer or your current compensation at Optimum First Inc.
Santa Ana's Cost of Living Index is approximately 149.7 (49.7% more expensive than US average; 7.1% more than CA average). Orange County seat, high housing costs, though often slightly more affordable than neighboring Irvine or coastal OC cities. When planning your budget based on a salary from Optimum First Inc, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,000 - $2,900+ A significant portion of Optimum First Inc salary. Location choices impact this heavily.
Utilities (Basic) $150 - $260 Electricity, Heating, Cooling, Water etc.
Public Transportation $69 (OCTA monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $450 - $670 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $390 - $740+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,459 - $5,329+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Optimum First Inc

1. What is the typical salary range (low to high) for most roles at Optimum First Inc?

The typical salary range for most roles at Optimum First Inc is approximately from $44 to $56 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Optimum First Inc pay compared to Home City Financial Corp?

The average annual salary at Optimum First Inc is $103,465, or an hourly wage of $50, in comparison to Home City Financial Corp which pays $86,778 per year or $42 per hour.

3. Do salaries differ significantly between departments at Optimum First Inc?

Yes, salaries often differ between departments at Optimum First Inc due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at Optimum First Inc?

Experience level is a significant factor in determining salary at Optimum First Inc, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from Optimum First Inc in Santa Ana is fair given the local cost of living?

To determine if a salary offer from Optimum First Inc in Santa Ana is fair, first compare the gross salary to our data for similar roles at Optimum First Inc and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Santa Ana" to understand its purchasing power.

6. What are the key factors that influence salary levels at Optimum First Inc?

Several key factors influence salary levels at Optimum First Inc. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Optimum First Inc likely benchmarks its salaries against other companies in the Financial Services sector. You can explore how these factors play out in our detailed salary data.

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