Smartcu Salary

Smartcu Salary

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As of August 2026, the average hourly salary for employees at Smartcu in the United States is $42. This translates to an approximate annual wage of $86,973. Salaries at Smartcu typically range from $37 to $47 hourly, reflecting the diverse roles and experience levels within the company.

How Much Does Smartcu Pay for Different Roles?

Explore detailed salary information for specific jobs at Smartcu. Based on our data, the highest paying job is the Business Anaylst, with an hourly wage of $66. The table below outlines the hourly wage ranges for most popular roles within the company.

Digital Services Specialist

$17 / hour

Salary Range: $15 - $19

Security Services

Contact Center Agent

$42 / hour

Salary Range: $36 - $48

Sales

Fraud and Security Specialist

$44 / hour

Salary Range: $38 - $51

Security Services

Digital Support Agent

$34 / hour

Salary Range: $30 - $38

Construction

Business Anaylst

$66 / hour

Salary Range: $55 - $75

Library

Digital Banking Agent

$34 / hour

Salary Range: $30 - $38

Construction

Turn Insight into Opportunity: Current Job Openings

Ready for your next career move? Explore current job openings at Smartcu.
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About Smartcu: Company Profile

Website
www.smartcu.org
Founded In
1934
Employees
100 - 200 employees
Industry
Financial Services
Headquarter Location
HOUSTON
Revenue
<$5 Million
Phone Number
-
Social Media
About SMARTCU
Smart Financial is a Houston-based, financial cooperative, owned and operated by its members. We are always focused on people, not profits. Our entire staff is united in its passion to provide superior service. Our purpose is to give back to the community while helping valued owners like you with your financial needs. Vision Statement: People. Passion. Purpose.

Employee Reviews: Insights on Salary, Culture & Work-Life

Gain authentic perspectives from current and former employees. These anonymous reviews offer invaluable insights into Smartcu's culture, work-life balance, management, and employee sentiment regarding salary satisfaction, bonus payouts, and benefits.
From certification programs to sponsored conferences, I’ve had so many chances to learn. Benefits are comprehensive and competitive, with an emphasis on health and retirement plans. Feedback is specific and actionable. There's a strong emphasis on knowledge sharing and collective problem-solving, which is crucial in navigating complex financial markets.
Commented in March 01, 2025
24
3
The evaluation process feels designed to help me succeed. The overall atmosphere is collaborative rather than competitive. The company fosters a culture of continuous learning through access to industry certifications and workshops. This firm stands out for its employee-centric. The workplace culture is respectful but somewhat rigid. That makes a big difference day to day. I’ve never felt more eng...
Commented in January 29, 2025
30
2
Strong focus on client satisfaction and success. The work environment is collaborative, with strong support from management and peers. The benefits are generous, and the team culture promotes collaboration and respect, making it easy to stay motivated and engaged.
Commented in September 20, 2024
20
2
The culture can feel hierarchical, limiting open dialogue between employees and management. The firm’s financial stability ensures job security. The company's strong performance, even in challenging markets, speaks to leadership's effectiveness. Opportunities for internal mobility allow employees to explore different roles.
Commented in January 22, 2024
31
2

How Smartcu's Salaries Compare to Similar Companies?

The data below provides a snapshot of what comparable firms are paying, offering crucial context for evaluating Smartcu’s pay competitiveness. Click on a company for a deeper dive.

Is Smartcu’s Pay Competitive? Salary Benchmarking Analysis

How does Smartcu's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
COLUMBUS CAPITAL LENDING, LLC. $39
-5.6%
COLUMBUS CAPITAL LENDING, LLC. may offer non-monetary perks in lieu of competitive base salaries.
NEW PROVIDENCE CAPITAL $41
-2.2%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
XCEED FINANCIAL CREDIT UNION $46
+9.7%
Adjusted for higher cost-of-living indices in XCEED FINANCIAL CREDIT UNION's primary metro hubs.
HERITAGE FEDERAL CREDIT UNION $39
-7.0%
HERITAGE FEDERAL CREDIT UNION likely leverages performance bonuses over the high base salary shown here.
Financial Services Industry $59
+39.7%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

What Is the Cost of Living Near Houston?

Understanding the cost of living near Houston is key to truly evaluating a salary offer or your current compensation at Smartcu.
Houston's Cost of Living Index is approximately 98.5 (1.5% less expensive than US average; 5.9% more than TX average). Major city, energy/medical hub, housing generally affordable for size, but varies. METRO bus/rail. When planning your budget based on a salary from Smartcu, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of Smartcu salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 (High AC use) Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (METRO Q Card monthly) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,570 - $4,090+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

Most Common Questions About Smartcu

FAQ 1: What is the estimated average total compensation at Smartcu?
Salary.com estimates that the average total compensation package at Smartcu, which can include base salary, potential bonuses, and benefits, is around $42 per hour . Total compensation provides a more holistic view of an employee's earnings.
FAQ 2: How much does Smartcu pay compared to COLUMBUS CAPITAL LENDING, LLC.?
The average annual salary at Smartcu is $86,973, or an hourly wage of $42, in comparison to COLUMBUS CAPITAL LENDING, LLC. which pays $82,131 per year or $39 per hour.
FAQ 3: What's the typical salary progression for an employee moving from an entry-level to a senior role at Smartcu?
Salary progression from an entry-level to a senior role at Smartcu can be significant, often involving several promotions and substantial pay increases. For example, an entry-level Analyst might see their salary potentially double or more as they progress to a Senior Manager or Director position over several years, assuming strong performance and development.
FAQ 4: How can I determine if a salary offer from Smartcu in Houston is fair given the local cost of living?
To determine if a salary offer from Smartcu in Houston is fair, first compare the gross salary to our data for similar roles at Smartcu and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Houston" to understand its purchasing power.
FAQ 5: Are promotions at Smartcu usually accompanied by a significant salary increase?
Yes, promotions at Smartcu are generally accompanied by a salary increase. The amount of the increase typically reflects the greater responsibilities, skills, and scope of the new role. The percentage increase can vary widely depending on the level of promotion and the company's compensation structure.

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