| Competitor / Benchmark | Avg. Salary | Variance | Primary Market Influence Factor & Explanation |
|---|---|---|---|
| Modern Mortgage Inc | $40 |
-8.1%
|
Typical compensation structure for smaller regional agencies like Modern Mortgage Inc. |
| Regulated by the Bureau of Real Estate | $47 |
+9.4%
|
Reflects a supply-demand imbalance for the specific talent Regulated by the Bureau of Real Estate targets. |
| SANTA MARIA INVESTMENT GROUP Inc | $47 |
+8.5%
|
Supported by SANTA MARIA INVESTMENT GROUP Inc's high-margin contracts allowing higher overhead. |
| New Economy Initiative | $45 |
+3.3%
|
Data suggests New Economy Initiative's workforce skews heavily towards veteran, high-tenure roles. |
| Financial Services Industry | $59 |
+34.9%
|
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors. |
$40 / hour
Salary Range: $35 - $45
Corpus Christi, TX
$47 / hour
Salary Range: $42 - $54
Mission Viejo, CA
$47 / hour
Salary Range: $41 - $53
Santa Maria, CA
$45 / hour
Salary Range: $39 - $51
Detroit, MI
$46 / hour
Salary Range: $40 - $52
Evanston, IL
$40 / hour
Salary Range: $35 - $46
Springfield, MO
$48 / hour
Salary Range: $42 - $54
Orange, CA
$45 / hour
Salary Range: $40 - $52
Phoenix, AZ
$42 / hour
Salary Range: $37 - $48
Akron, OH
Get an estimated calculation of how much you should be earning and insight into your career options.
| Expense Category | Estimated Monthly Cost | Key Considerations / Notes |
|---|---|---|
| Housing (1-BR Apt Rent) | $1,600 - $2,500+ | A significant portion of USDA Loan salary. Location choices impact this heavily. |
| Utilities (Basic) | $130 - $220 | Electricity, Heating, Cooling, Water etc. |
| Public Transportation | $41.25 (CapMetro monthly pass) | Essential for most commuters; car ownership is costly. |
| Groceries (Single Person) | $440 - $650 | Can be higher with more dining out or specialty stores. |
| Personal & Leisure | $500 - $950+ | Dining out, entertainment, shopping. Highly variable. |
| Healthcare (Individual) | $400 - $750+ | Varies significantly by plan & employer contribution. |
| Subtotal (Excluding Taxes) | $3,111 - $5,071+ | This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay. |
USDA Loan pays its employees an average of $43 per hour. The average salary at USDA Loan range from $38 to $49 per hour. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.
The salary at USDA Loan is higher than the similar company. The average annual salary at USDA Loan is $90,069, or an hourly wage of $43, in comparison to Modern Mortgage Inc which pays $82,791 per year or $40 per hour.
In many roles at USDA Loan, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.
Austin's Cost of Living Index is approximately 129.5 (29.5% more expensive than US average; 39.2% more than TX average). This significantly impacts the purchasing power of a salary from USDA Loan based there. Our "Cost of Living Insights for Austin" module details this impact, helping you assess the 'real feel' value of your compensation.
USDA Loan generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at USDA Loan" section on this page.
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