RateCraft Salary

As of April 2026, the average annual salary for employees at RateCraft in the United States is $96,293. This translates to an approximate hourly wage of $46. Salaries at RateCraft typically range from $84,726 to $108,879 annually, reflecting the diverse roles and experience levels within the company.

How Much Does RateCraft Pay for Different Roles?

Explore detailed salary information for specific jobs at RateCraft. Based on our data, the highest paying job is the Chief Executive Officer, with an annual salary of $745,390. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at RateCraft

Ready for your next career move? Explore current job openings at RateCraft. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is RateCraft’s Pay Competitive? Salary Benchmarking Analysis

How does RateCraft's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Florida Retirement Group $84,721
-12.0%
Florida Retirement Group focuses strategically on recruiting and training entry-level apprentices.
Anwar Insurance Agency $109,551
+13.8%
Supported by Anwar Insurance Agency's high-margin contracts allowing higher overhead.
Karcher Agency Inc $92,685
-3.7%
Normalized for lower cost-of-living zones where Karcher Agency Inc primarily operates.
Tritt Insurance & Financial Services $78,783
-18.2%
Tritt Insurance & Financial Services may offer non-monetary perks in lieu of competitive base salaries.
Insurance Industry $123,858
+28.6%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at RateCraft

Considering a career at RateCraft? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Career advancement opportunities exist for those willing to take initiative. One of the best aspects of this company is its employee-centric approach. The work-life balance here is excellent, and the company truly cares about employees. This company fosters a welcoming environment where employees feel valued.
Team dynamics are great, and leadership is approachable. The hybrid work model is a great perk. I’ve been impressed by the company’s commitment to employee well-being. The workload is manageable, and the team is cooperative. A good fit for those who value consistency in their career. Working here has been fulfilling—great leadership and a strong team spirit.
I’ve grown significantly since joining this company. The company provides a structured and professional work setting. The compensation is competitive, with bonuses tied to performance. I’ve had a fantastic experience working here.

RateCraft Overview

Website
www.ratecraft.com
Founded In
1996
Employees
<25 employees
Industry
Insurance
Headquarter Address
6965 El Camino Real Carlsbad California CA 92009
Revenue
<$5 Million
Phone Number
+1 8886329900
Social Media
About RateCraft
Founded in 1996 by industry expert Andrea Luoni, RateCraft is a leading business advocate agency helping large organizations greatly reduce their insurance costs without compromising on coverage. With a 98 percent success rate of finding businesses savings, RateCraft's team of industry-expert consultants have saved companies over $20 million in premium costs across more than 1,200 optimized projec

What Benefits Does RateCraft Offer Beyond Salary?

A competitive compensation package is more than just a salary. RateCraft offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Carlsbad?

Understanding the cost of living near Carlsbad is key to truly evaluating a salary offer or your current compensation at RateCraft.
Carlsbad's Cost of Living Index is approximately 189.2 (89.2% more expensive than US average; 35.3% more than CA average). Affluent North San Diego County coastal city, extremely high housing costs, excellent schools, tourism. When planning your budget based on a salary from RateCraft, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,800 - $4,200+ A significant portion of RateCraft salary. Location choices impact this heavily.
Utilities (Basic) $180 - $290 Electricity, Heating, Cooling, Water etc.
Public Transportation $72 (NCTD monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $500 - $750 Can be higher with more dining out or specialty stores.
Personal & Leisure $550 - $1,000+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $430 - $800+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $4,532 - $7,042+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of RateCraft

1. What is the typical salary range (low to high) for most roles at RateCraft?

The typical annual salary range for most roles at RateCraft is approximately from $84,726 to $108,879. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does RateCraft pay compared to Florida Retirement Group?

The average annual salary at RateCraft is $96,293, or an hourly wage of $46, in comparison to Florida Retirement Group which pays $84,721 per year or $41 per hour.

3. Do salaries differ significantly between departments at RateCraft?

Yes, salaries often differ between departments at RateCraft due to varying market demand for specific skill sets and the nature of the roles. For example, technical roles in Engineering or IT may command different salary ranges compared to roles in Marketing or Human Resources.

4. How does experience level affect salary at RateCraft?

Experience level is a significant factor in determining salary at RateCraft, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

5. How can I determine if a salary offer from RateCraft in Carlsbad is fair given the local cost of living?

To determine if a salary offer from RateCraft in Carlsbad is fair, first compare the gross salary to our data for similar roles at RateCraft and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Carlsbad" to understand its purchasing power.

6. Why might an individual's actual salary at RateCraft differ from the ranges shown here?

An individual's actual salary at RateCraft can differ from our estimated ranges due to various factors. These include their specific years of experience in the role, unique skills or certifications, educational background, performance record, the specific team or department they join, negotiation outcomes, and even the precise timing of when they were hired relative to market fluctuations. Our ranges represent typical compensation.