Smart Financial Salary

As of July 2026, the average annual salary for employees at Smart Financial in the United States is $103,623. This translates to an approximate hourly wage of $50. Salaries at Smart Financial typically range from $90,765 to $117,659 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smart Financial Pay for Different Roles?

Explore detailed salary information for specific jobs at Smart Financial. Based on our data, the highest paying job is the Regional Director, Operations, with an annual salary of $189,984. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Smart Financial

Ready for your next career move? Explore current job openings at Smart Financial. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Smart Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Smart Financial's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
OppLoans $114,309
+10.3%
Influenced by prevailing union wage agreements specific to OppLoans's sector.
BWE Ltd $106,313
+2.6%
Reflects stabilized pricing equilibrium for commercial construction roles in this region.
Concourse Financial $100,375
-3.1%
Concourse Financial may offer non-monetary perks in lieu of competitive base salaries.
Alphatron Marine BV $106,914
+3.2%
Supported by Alphatron Marine BV's high-margin contracts allowing higher overhead.
Financial Services Industry $121,514
+17.3%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Smart Financial

Considering a career at Smart Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Relationship-building is truly valued here. Leadership is professional but cautious, preferring to maintain the status quo. Hybrid work model is perfectly balanced. Communication and collaboration vary significantly between teams. That makes a big difference day to day.
This investment in growth is remarkable. My manager has helped me develop a clear plan for advancement. Job postings circulate internally first. It's reassuring to work for a financial institution that not only focuses on profitability but also actively contributes to community development and environmental stewardship. Leadership values results but lacks approachability. This direct line of commu...
Social events help build strong team bonds. Leadership promotes open communication and recognizes achievements regularly. Trust is given by default. A supportive team and transparent leadership set the tone. Excellent training and career support.

Smart Financial Overview

Website
www.smartfinancialent.com
Founded In
2016
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Address
5728 Major Blvd Orlando Florida FL 32819
Revenue
$200 Million - $500 Million
Phone Number
+1 4079604686
Social Media
About Smart Financial
Founded in 2016 and headquartered in Orlando, Florida, SMART Financial offers non-recourse, fully collateralized pawn loans and a wide variety of retail merchandise through stores across North America.

What Benefits Does Smart Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smart Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Orlando?

Understanding the cost of living near Orlando is key to truly evaluating a salary offer or your current compensation at Smart Financial.
Orlando's Cost of Living Index is approximately 103.5 (3.5% more expensive than US average; 0.4% more than FL average). Major tourist destination, growing population, housing costs above US average. LYNX bus/SunRail. When planning your budget based on a salary from Smart Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,200+ A significant portion of Smart Financial salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (LYNX monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,800 - $4,420+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smart Financial

1. How much does a Smart Financial employee make?

Smart Financial pays its employees an average of $103,623 per year. The average salary at Smart Financial range from $90,765 to $117,659 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Smart Financial?

The salary at Smart Financial is lesser than the similar company. The average annual salary at Smart Financial is $103,623, or an hourly wage of $50, in comparison to OppLoans which pays $114,309 per year or $55 per hour.

3. How much does a Regional Director, Operations typically earn at Smart Financial?

A Regional Director, Operations at Smart Financial typically earns an average annual base salary of around $189,984, with a general range of $167,334 to $213,872.

4. Do employees with advanced degrees (Master's, PhD) earn more at Smart Financial?

In many roles at Smart Financial, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Orlando affect the perceived value of a Smart Financial salary?

Orlando's Cost of Living Index is approximately 103.5 (3.5% more expensive than US average; 0.4% more than FL average). This significantly impacts the purchasing power of a salary from Smart Financial based there. Our "Cost of Living Insights for Orlando" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Smart Financial typically offer employees?

Smart Financial generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Smart Financial" section on this page.