Smart Financial Salary

How much does the Smart Financial Pay for employees?

As of July 2026, the average annual salary for employees at Smart Financial in the United States is $103,623. This translates to an approximate hourly wage of $50. Salaries at Smart Financial typically range from $90,765 to $117,659 annually, reflecting the diverse roles and experience levels within the company. Smart Financial’s salaries are influenced by a wide range of factors including job role, department, years of experience, and location.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.

How Much Does Smart Financial Pay for Different Roles?

Explore detailed salary information for specific jobs at Smart Financial. The table below outlines the annual salary ranges for popular roles within the company, helping you benchmark potential earnings. Use 'View by Card/Table' option to find the data most relevant to your career path.
DISCLAIMER: The salary range presented here is an estimation that has been derived from our proprietary algorithm. It should be noted that this range does not originate from the company's factual payroll records or survey data.
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Current Job Openings at Smart Financial

Ready for your next career move? Explore current job openings at Smart Financial. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Smart Financial’s Pay Competitive? Salary Benchmarking Analysis

How does Smart Financial’s compensation stack up against the market? This analysis visualizes their annual average salary compared to its industry benchmark and key peer companies.
Peer Company & Industry Benchmarking
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Average Salary ($/year)
Smart Financial
Financial Services
OppLoans
BWE Ltd
Industry Comparison
Our data shows that, on average, compensation at Smart Financial is below the average for the U.S. Financial Services industry by approximately 15%. This positioning suggests their pay is below the market average within their sector.
Peer Company Comparison
To provide a broader market perspective, we compared Smart Financial average annual salary with several similar companies. Smart Financial average salary of $103,623 is lower than OppLoans, which has an average salary of $114,309. It is lower than BWE Ltd, with their average salary at $106,313. This places Smart Financial in a developing position among its peers.
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Employee Reviews: Working at Smart Financial

Considering a career at Smart Financial? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Relationship-building is truly valued here. Leadership is professional but cautious, preferring to maintain the status quo. Hybrid work model is perfectly balanced. Communication and collaboration vary significantly between teams. That makes a big difference day to day.
This investment in growth is remarkable. My manager has helped me develop a clear plan for advancement. Job postings circulate internally first. It's reassuring to work for a financial institution that not only focuses on profitability but also actively contributes to community development and environmental stewardship. Leadership values results but lacks approachability. This direct line of commu...
Social events help build strong team bonds. Leadership promotes open communication and recognizes achievements regularly. Trust is given by default. A supportive team and transparent leadership set the tone. Excellent training and career support.

Smart Financial Overview

Website
www.smartfinancialent.com
Founded In
2016
Employees
200 - 500 employees
Industry
Financial Services
Headquarter Address
5728 Major Blvd Orlando Florida FL 32819
Revenue
$200 Million - $500 Million
Phone Number
+1 4079604686
Social Media
About Smart Financial
Founded in 2016 and headquartered in Orlando, Florida, SMART Financial offers non-recourse, fully collateralized pawn loans and a wide variety of retail merchandise through stores across North America.

What Benefits Does Smart Financial Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smart Financial offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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How Much Should You Be Earning?

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What Is the Cost of Living Near Orlando?

Understanding the cost of living near Orlando is key to truly evaluating a salary offer or your current compensation at Smart Financial.
Orlando's Cost of Living Index is approximately 103.5 (3.5% more expensive than US average; 0.4% more than FL average). Major tourist destination, growing population, housing costs above US average. LYNX bus/SunRail. When planning your budget based on a salary from Smart Financial, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,500 - $2,200+ A significant portion of Smart Financial salary. Location choices impact this heavily.
Utilities (Basic) $160 - $270 Electricity, Heating, Cooling, Water etc.
Public Transportation $50 (LYNX monthly pass) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $410 - $600 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,800 - $4,420+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smart Financial

1. How much does a Smart Financial employee make?

Smart Financial pays its employees an average of $103,623 per year. The average salary at Smart Financial range from $90,765 to $117,659 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Smart Financial?

The salary at Smart Financial is lesser than the similar company. The average annual salary at Smart Financial is $103,623, or an hourly wage of $50, in comparison to OppLoans which pays $114,309 per year or $55 per hour.

3. How much does a Regional Director, Operations typically earn at Smart Financial?

A Regional Director, Operations at Smart Financial typically earns an average annual base salary of around $189,984, with a general range of $167,334 to $213,872.

4. Do employees with advanced degrees (Master's, PhD) earn more at Smart Financial?

In many roles at Smart Financial, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Orlando affect the perceived value of a Smart Financial salary?

Orlando's Cost of Living Index is approximately 103.5 (3.5% more expensive than US average; 0.4% more than FL average). This significantly impacts the purchasing power of a salary from Smart Financial based there. Our "Cost of Living Insights for Orlando" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Smart Financial typically offer employees?

Smart Financial generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Smart Financial" section on this page.