Smooth Waters Salary

As of August 2026, the average annual salary for employees at Smooth Waters in the United States is $92,527. This translates to an approximate hourly wage of $44. Salaries at Smooth Waters typically range from $81,409 to $104,624 annually, reflecting the diverse roles and experience levels within the company.

How Much Does Smooth Waters Pay for Different Roles?

Explore detailed salary information for specific jobs at Smooth Waters. Based on our data, the highest paying job is the Claims Associate, with an annual salary of $39,891. The table below outlines the annual salary ranges for most popular roles within the company.
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Current Job Openings at Smooth Waters

Ready for your next career move? Explore current job openings at Smooth Waters. Use the search tool below to find available positions by title and location and apply directly to start your career.

Is Smooth Waters’s Pay Competitive? Salary Benchmarking Analysis

How does Smooth Waters's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Large Insurance Co $97,611
+5.5%
Supported by Large Insurance Co's high-margin contracts allowing higher overhead.
Southern States General Agency $83,920
-9.3%
Southern States General Agency focuses strategically on recruiting and training entry-level apprentices.
JF Moore International Inc $88,993
-3.8%
Normalized for lower cost-of-living zones where JF Moore International Inc primarily operates.
Ellard Insurance Agency $94,151
+1.8%
Confirms Ellard Insurance Agency is a direct competitor vying for the exact same talent pool.
Insurance Industry $123,858
+33.9%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Smooth Waters

Considering a career at Smooth Waters? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
There are frequent recognition programs, which boost morale. The compensation package is strong, with bonuses tied to both individual and company performance. Compensation is competitive, and benefits are comprehensive. Workloads are manageable, and the office environment is professional.
Training programs are thorough, and there’s a strong emphasis on teamwork. The insurance products are reputable, making client interactions smoother. The company invests in training and skills development for employees. The insurance products are reliable, aiding client relationships. Management is fair, and career development opportunities exist. The company’s commitment to employee well-being st...
Management recognizes hard work, and the company offers good incentives. Professional development is a priority, with access to certifications and workshops. The company also encourages professional development through workshops and courses.

Smooth Waters Overview

Website
www.smoothwatersmarine.com
Founded In
2017
Employees
<25 employees
Industry
Insurance
Headquarter Address
14425 Torrey Chase Blvd Houston Texas TX 77014
Revenue
$5 Million - $10 Million
Phone Number
-
Social Media
About Smooth Waters
Smooth Waters is an independent consultant and claims services provider that offers safe harbor to our clients. Marine Insurance is inherently international and through the years, we have established a reliable global network of Surveyor's and Consultants for both Claims and Marine Loss Control. Smooth Waters is an excellent fit for those seeking tailored coverage and services on a global and nati

What Benefits Does Smooth Waters Offer Beyond Salary?

A competitive compensation package is more than just a salary. Smooth Waters offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Houston?

Understanding the cost of living near Houston is key to truly evaluating a salary offer or your current compensation at Smooth Waters.
Houston's Cost of Living Index is approximately 98.5 (1.5% less expensive than US average; 5.9% more than TX average). Major city, energy/medical hub, housing generally affordable for size, but varies. METRO bus/rail. When planning your budget based on a salary from Smooth Waters, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $1,200 - $1,800+ A significant portion of Smooth Waters salary. Location choices impact this heavily.
Utilities (Basic) $150 - $250 (High AC use) Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (METRO Q Card monthly) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $400 - $590 Can be higher with more dining out or specialty stores.
Personal & Leisure $400 - $750+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $380 - $700+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $2,570 - $4,090+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Smooth Waters

1. What is the typical salary range (low to high) for most roles at Smooth Waters?

The typical annual salary range for most roles at Smooth Waters is approximately from $81,409 to $104,624. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. How much does Smooth Waters pay compared to Large Insurance Co?

The average annual salary at Smooth Waters is $92,527, or an hourly wage of $44, in comparison to Large Insurance Co which pays $97,611 per year or $47 per hour.

3. How does experience level affect salary at Smooth Waters?

Experience level is a significant factor in determining salary at Smooth Waters, as it is with most employers. Generally, employees with more years of relevant experience and a proven track record can command higher salaries. For example, a senior-level role will typically have a higher pay band than an entry-level or mid-career position within the same job family.

4. How can I determine if a salary offer from Smooth Waters in Houston is fair given the local cost of living?

To determine if a salary offer from Smooth Waters in Houston is fair, first compare the gross salary to our data for similar roles at Smooth Waters and its competitors (see our similar company salaries section) . Then, critically, use our "Cost of Living Insights for Houston" to understand its purchasing power.

5. What are the key factors that influence salary levels at Smooth Waters?

Several key factors influence salary levels at Smooth Waters. These primarily include: 1. Job Role & Responsibilities: More complex roles with greater impact typically command higher pay. 2. Experience & Skills: Your years of relevant experience and specific in-demand skills are critical. 3. Performance: Strong performance can lead to higher raises and bonuses. 4. Location: Office location impacts pay due to varying local market rates and cost of living. 5. Industry Benchmarks: Smooth Waters likely benchmarks its salaries against other companies in the Insurance sector. You can explore how these factors play out in our detailed salary data.