Spectra Credit Union Ltd Salary

As of August 2026, the average annual salary for employees at Spectra Credit Union Ltd in the United States is $107,104. This translates to an approximate hourly wage of $51. Salaries at Spectra Credit Union Ltd typically range from $93,880 to $121,512 annually, reflecting the diverse roles and experience levels within the company.
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Current Job Openings at Spectra Credit Union Ltd

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Is Spectra Credit Union Ltd’s Pay Competitive? Salary Benchmarking Analysis

How does Spectra Credit Union Ltd's compensation stack up against the industry and its key competitors? Our salary benchmarking analysis provides a clear comparison. The chart below visualizes this comparison alongside select peer companies.
Competitor / Benchmark Avg. Salary Variance Primary Market Influence Factor & Explanation
Titan Financial Inc $89,932
-16.0%
Titan Financial Inc focuses strategically on recruiting and training entry-level apprentices.
AirMark, A Division of Lefever Holdings $109,604
+2.3%
Suggests AirMark, A Division of Lefever Holdings utilizes a highly similar base-plus-benefits compensation model.
Pypo China Holdings Ltd $96,926
-9.5%
Normalized for lower cost-of-living zones where Pypo China Holdings Ltd primarily operates.
Superior Credit Union Inc $91,736
-14.3%
Typical compensation structure for smaller regional agencies like Superior Credit Union Inc.
Financial Services Industry $121,514
+13.5%
Pay variances are driven by organizational scale, specialized skill requirements, or geographic cost-of-living factors.
Need More Granular Data? The analysis above provides a high-level market overview. To benchmark specific job codes, adjust for real-time cost-of-living changes, or access verified HR-reported datasets, upgrade to Salary.com for Business. Precision matters when building your compensation strategy.

Employee Reviews: Working at Spectra Credit Union Ltd

Considering a career at Spectra Credit Union Ltd? Explore authentic employee reviews to learn about the work environment, career growth opportunities, pay transparency and benefits. These first-hand insights can help you set realistic compensation expectations and make informed career decisions.
Communication across departments is inconsistent. Regulatory changes are communicated clearly. Employees across multiple regions—the firm fosters a close-knit culture. I’ve had exposure to areas like compliance, data analytics, and operations thanks to a strong rotation system.
It’s a place where I feel genuinely motivated every day. Leadership focuses on compliance and control. Communication is formal but reliable. Training accompanies new initiatives. Transfer requests are considered fairly.
Teams operate with mutual respect, and innovation is encouraged. That transparency helps me feel included in broader company goals. Ethical standards guide daily operations strongly. Failure is viewed as learning opportunities. Management actively encourages internal mobility, allowing employees to explore different business units. Peer relationships are collegial and supportive. Responsibilities ...
Everyone’s role feels meaningful and respected. Challenges are met with solution-focused thinking rather than blame. This flexibility has improved my productivity and work-life harmony.

Spectra Credit Union Ltd Overview

Website
www.spectracu.com
Founded In
2004
Employees
100 - 200 employees
Industry
Financial Services
Headquarter Address
5440 Cherokee Ave Alexandria Virginia VA 22312
Revenue
$10 Million - $50 Million
Phone Number
+1 3018398400
Social Media
About Spectra Credit Union Ltd
Spectra Credit Union is a financial institution trusted by over 18,000 members in southeastern Saskatchewan, and is well known across both the province and the country as a progressive organization. If you walk into one of our branches or use our online services, you might think we are just like other financial institutions. We offer a full range of products and services designed for personal, com

What Benefits Does Spectra Credit Union Ltd Offer Beyond Salary?

A competitive compensation package is more than just a salary. Spectra Credit Union Ltd offers a comprehensive benefits package designed to support your health, financial future, and overall well-being. Below are the most common key benefits:
Social Security
401(K)
Disability
Healthcare
Pension
Time Off (days)
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What Is the Cost of Living Near Alexandria?

Understanding the cost of living near Alexandria is key to truly evaluating a salary offer or your current compensation at Spectra Credit Union Ltd.
Alexandria's Cost of Living Index is approximately 149.8 (49.8% more expensive than US average; 43.9% more than VA average). Historic city near DC, very high housing costs. DASH bus, Metro Yellow/Blue Lines. When planning your budget based on a salary from Spectra Credit Union Ltd, consider these typical monthly expenses:
Expense Category Estimated Monthly Cost Key Considerations / Notes
Housing (1-BR Apt Rent) $2,100 - $3,200+ A significant portion of Spectra Credit Union Ltd salary. Location choices impact this heavily.
Utilities (Basic) $130 - $220 Electricity, Heating, Cooling, Water etc.
Public Transportation $40 (DASH pass, Metro extra) Essential for most commuters; car ownership is costly.
Groceries (Single Person) $470 - $700 Can be higher with more dining out or specialty stores.
Personal & Leisure $500 - $900+ Dining out, entertainment, shopping. Highly variable.
Healthcare (Individual) $410 - $760+ Varies significantly by plan & employer contribution.
Subtotal (Excluding Taxes) $3,650 - $5,780+ This subtotal does not include income taxes (federal, state, local), which can significantly impact your take-home pay.

FAQs of Spectra Credit Union Ltd

1. How much does a Spectra Credit Union Ltd employee make?

Spectra Credit Union Ltd pays its employees an average of $107,104 per year. The average salary at Spectra Credit Union Ltd range from $93,880 to $121,512 per year. It's important to remember that these are overall averages, actual salaries vary significantly based on specific job titles, years of experience, skills, and location.

2. Which similar company tend to pay more or less than Spectra Credit Union Ltd?

The salary at Spectra Credit Union Ltd is higher than the similar company. The average annual salary at Spectra Credit Union Ltd is $107,104, or an hourly wage of $51, in comparison to Titan Financial Inc which pays $89,932 per year or $43 per hour.

3. How much does a President & Chief Executive Officer typically earn at Spectra Credit Union Ltd?

A President & Chief Executive Officer at Spectra Credit Union Ltd typically earns an average annual base salary of around $829,082, with a general range of $632,284 to $1,048,368.

4. Do employees with advanced degrees (Master's, PhD) earn more at Spectra Credit Union Ltd?

In many roles at Spectra Credit Union Ltd, particularly those requiring specialized knowledge or research capabilities (e.g., certain engineering, scientific, or financial roles), an advanced degree like a Master's or PhD can lead to a higher starting salary and faster career progression, thus higher earnings. However, for some roles, direct experience and skills might be valued as much or more than an advanced degree. The impact varies by field and specific job requirements.

5. How does the cost of living near Alexandria affect the perceived value of a Spectra Credit Union Ltd salary?

Alexandria's Cost of Living Index is approximately 149.8 (49.8% more expensive than US average; 43.9% more than VA average). This significantly impacts the purchasing power of a salary from Spectra Credit Union Ltd based there. Our "Cost of Living Insights for Alexandria" module details this impact, helping you assess the 'real feel' value of your compensation.

6. What kind of benefits does Spectra Credit Union Ltd typically offer employees?

Spectra Credit Union Ltd generally offers a range of employee benefits designed to support their workforce's health, financial well-being, and work-life balance. Comprehensive health insurance (medical, dental, vision), a 401(k) retirement savings plan (often with a company match), paid time off (PTO), and potentially disability and life insurance are included. For a more detailed list of benefits, please see our "Employee Benefits at Spectra Credit Union Ltd" section on this page.