As of July 01, 2026, the average salary for a Claims Representative II in the United States is $47,300 per year, which breaks down to an hourly rate of $23.
However, a Claims Representative II's salary can vary significantly. Here’s a look at the typical salary range:
Compensation Planning
Develop a Job Description
Pay Equity
2026 Compensation Trend
Recruit with AI
AI Onboarding
A Claims Representative II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Claims Representative II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Claims Representative I | 0-1 years | $37,303 |
| Claims Representative II | 1-3 years | $47,271 |
| Claims Representative III | 3-5 years | $52,594 |
| Claims Representative Supervisor | 5+ years | $74,656 |
| Claims Service Manager | 5+ years | $103,938 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claims Representative IIs. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Customer Service | 29.53% |
| Insurance Industry | 3.01% |
| Career Development | 1.5% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Conceptual Thinking
|
$70,477 |
49%
|
|
Career Development
|
$61,017 |
29%
|
|
Agency Management
|
$59,125 |
25%
|
|
Security Clearance
|
$55,814 |
18%
|
|
Decision Making
|
$53,922 |
14%
|
|
Leadership
|
$52,503 |
11%
|
Claims Representative II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $51,121. While startup companies pay approximate $43,324.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $43,324 |
| Growth Stage | 51~500 | $45,803 |
| Established | 501~5000 | $49,391 |
| Enterprise | 5000+ | $51,121 |
For Claims Representative II roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Edu., Gov't. & Nonprofit and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Claims Representative positions in Business Services or Healthcare typically offer lower base pay, as these industries often view Claims Representative II as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Edu., Gov't. & Nonprofit | $56,760 | $27.0 | 20% |
| Financial Services | $52,030 | $25.0 | 10% |
Understanding how a Claims Representative II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on July 01, 2026For a Claims Representative II, the most direct path to higher earnings is advancing to the Claims Representative III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $52,600 - a projected growth of 11% over your current level.
Salaries for a Claims Representative II can change over time, reflecting shifts in market demand and the overall economy. The median salary increased from $41,572 in 2023 to around $41,707 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Claims Representative II salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $41,572 |
| 2024 | $42,006 |
| 2025 | $41,707 |
| 2026 |
View More
|
| 2027 |
View More
|
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation PlanningHere are companies hiring for Claims Representative II and their salaries, click below for more details.
Ready to take the next step in your career? Browse thousands of current Claims Representative II job openings on our job board. Use the search bar below to find your perfect match.
Get a Salary Increase
Analyze the market and your qualifications to negotiate your salary with confidence.
Search Job Openings
Search thousands of open positions to find your next opportunity.
Adjust Employee Salary
Individualize employee pay based on unique job requirements and personal qualifications.
Price My Industry Jobs
Get the latest market price for benchmark jobs and jobs in your industry.
The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Claims Representative II roles, with salaries approximately 20% above the market median.
To become a Claims Representative, you'll need strong customer service, negotiation, and problem-solving skills. Being thorough, analytical, methodical, confident, and decisive is essential. Excellent verbal and written communication skills are also crucial. The salary for this role ranges from $45,900 to $49,800, with a mid-point of $47,800.
A Claim Representative typically earns between $45,900 and $49,800 annually, with a mid-salary of $47,800. This range reflects the varying levels of experience and responsibility within the role.
A Claims Representative in the USA typically earns between $45,900 and $49,800 annually. The average salary is around $47,800. This translates to an hourly wage of approximately $24.12, reflecting the compensation for this role in the current job market.
Also referred to as a congressman or congresswoman, each representative is elected to a two-year term serving the people of a specific congressional district. Among other duties, representatives introduce bills and resolutions, offer amendments, and serve on committees. The salary for a Claim Representative ranges from $45,900 to $49,800, with a midpoint of $47,800.
The job benefits for a Claim Representative in the U.S. include competitive salaries ranging from $45,900 to $49,800, along with health insurance, dental insurance, life insurance, and mental health care. Additional benefits may include flexible spending accounts and health savings accounts, ensuring comprehensive support for employees.
A claims representative at United Healthcare documents medical claims processes by completing forms, reports, logs, and records. They resolve claims by approving or denying them, calculating benefits due, and initiating payment or denial. The salary for this position ranges from $45,900 to $49,800, with a midpoint of $47,800.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)
With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.
Salary.com's CompAnalyst platform offers:
