upper level job

Consumer Loan Credit Analyst II Salary in the United States

How much does a Consumer Loan Credit Analyst II make in the United States?

As of September 01, 2026, the average salary for a Consumer Loan Credit Analyst II in the United States is $69,400 per year, which breaks down to an hourly rate of $33.

However, a Consumer Loan Credit Analyst II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $81,627
  • Majority Range (25th-75th percentile): $59,800 to $75,800
  • Entry-Level (10th percentile): $51,060

Key Factors That Influence Consumer Loan Credit Analyst II Salaries

A Consumer Loan Credit Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Consumer Loan Credit Analyst Salaries?

Experience is a primary driver of a Consumer Loan Credit Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Consumer Loan Credit Analyst I (0-2 years): $59,425
  • Consumer Loan Credit Analyst II (2-4 years): $69,384
  • Consumer Loan Credit Analyst III (4-7 years): $85,461
  • Consumer Loan Credit Analyst IV (7+ years): $103,775
  • Consumer Loan Credit Supervisor I (7+ years): $95,495
Job Role Years of Experience Average Salary
Consumer Loan Credit Analyst I0-2 years$59,425
Consumer Loan Credit Analyst II2-4 years$69,384
Consumer Loan Credit Analyst III4-7 years$85,461
Consumer Loan Credit Analyst IV7+ years$103,775
Consumer Loan Credit Supervisor I7+ years$95,495

How Do Consumer Loan Credit Analyst II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Credit Analyst IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $76,900.
  • California: $76,600.
  • Massachusetts: $75,600.

Top Paying Cities for Consumer Loan Credit Analyst IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $87,600
  • San Francisco: $86,600
  • Oakland: $84,800

What Skills Can Increase a Consumer Loan Credit Analyst II's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 18.91% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Commercial Loans (Mentioned in 2.27% Job Postings): A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
  • Billing (Mentioned in 1.5% Job Postings): Billing refers to the aspect of banking, whereby someone is charged accurately for what item they purchased.
Skills Demand Percentage
Analysis 18.91%
Commercial Loans 2.27%
Billing 1.5%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Consumer Loan Credit Analyst II's salary.

  • Critical Thinking: Can increase your salary by up to 57%.
  • Loan Review: Can increase your salary by up to 21%.
  • Analysis: Can increase your salary by up to 21%.
Skill Salary Salary % Increase
Critical Thinking $108,958
57%
Loan Review $83,974
21%
Analysis $83,974
21%

Consumer Loan Credit Analyst II Salary by Company Size: Startups vs. Enterprise

Consumer Loan Credit Analyst II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $73,983. While startup companies pay approximate $62,787.

Consumer Loan Credit Analyst II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $62,787
Growth Stage 51~500 $66,363
Established 501~5000 $71,494
Enterprise 5000+ $73,983

Consumer Loan Credit Analyst II Salary by Industry: Top Paying Sectors

For Consumer Loan Credit Analyst II roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, Consumer Loan Credit Analyst positions in Business Services typically offer lower base pay, as this sector often view Consumer Loan Credit Analyst II as a support function rather than a direct revenue driver.

The top paying industry for a Consumer Loan Credit Analyst II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$76,340$37.010%

How Education impacts a Consumer Loan Credit Analyst II's Salary?

Your level of education can impact your salary potential. While many Consumer Loan Credit Analyst IIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Consumer Loan Credit Analyst II with a Bachelor's Degree is between $69,770 and $75,278).

Consumer Loan Credit Analyst II Salaries by Degree Level

Typical Education for Consumer Loan Credit Analyst II
Degree Level % of user with this level of education
No Diploma 18.2%
High School 18.2%
Associates 13.6%
Bachelors 68.2%
Masters 13.6%
Doctorate 0.0%

Consumer Loan Credit Analyst II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Loan Credit Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$59,800
Average $69,400/year
$75,800
$4,983
Average $5,783/month
$6,317
$1,150
Average $1,335/week
$1,458
$29
Average $33/hour
$36
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $75,800 $6,317 $1,458 $36
Average $69,400 $5,783 $1,335 $33
25th Percentile $59,800 $4,983 $1,150 $29

Most common benefits for Consumer Loan Credit Analyst II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Consumer Loan Credit Analyst II

Here are companies hiring for Consumer Loan Credit Analyst II and their salaries, click below for more details.

Find Your Next Consumer Loan Credit Analyst II Job

Ready to take the next step in your career? Browse thousands of current Consumer Loan Credit Analyst II job openings on our job board. Use the search bar below to find your perfect match.

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

FAQ about Consumer Loan Credit Analyst II

1. What industry pays the highest salary for Consumer Loan Credit Analyst II?

The Financial Services industry offers the highest average compensation for Consumer Loan Credit Analyst II roles, with salaries approximately 10% above the market median.

2. What is the highest salary for a credit analyst?

The highest salary for a Consumer Loan Credit Analyst is $85,700 per year. This position typically offers a salary range from a minimum of $65,400 to a maximum of $85,700, with a mid-level salary of $75,400. Top-paying industries for Credit Analysts often include finance, banking, and investment sectors.

3. Is Analyst II higher than analyst?

The Consumer Loan Credit Analyst II is indeed a higher position than the Analyst I. The Analyst II handles more complex tasks and operates with greater independence, while the Analyst I focuses on routine assignments. In terms of salary, the Consumer Loan Credit Analyst earns between $65,400 and $85,700, reflecting the increased responsibilities of the Analyst II role.

4. How much do credit analysts make in the US?

In the US, Consumer Loan Credit Analysts earn between $65,400 and $85,700 annually, with a median salary of around $75,400. This reflects a competitive salary range within the industry, differing from the broader average of $92,180 reported by the Bureau of Labor Statistics for credit analysts.

5. Which Bank pays analysts the most?

The salary range for a Consumer Loan Credit Analyst typically falls between $65,400 and $85,700, with a midpoint of $75,400. While specific bank salaries may vary, top investment banks generally offer competitive compensation packages, often exceeding these figures for analysts, especially in major financial hubs like New York.

6. How many hours do credit analysts work?

Credit Analysts generally work standard business hours, typically between 40 to 45 hours per week. Their salary ranges from a minimum of $65,400 to a maximum of $85,700, with a midpoint of $75,400, reflecting the stability and structure of their work environment compared to more demanding finance roles.

7. How much do credit analysts make in the US?

In the US, Consumer Loan Credit Analysts earn between $65,400 and $85,700 annually. The average salary is around $75,400, reflecting the typical earnings in this role. While the Bureau of Labor Statistics reports a higher average for credit analysts overall, these figures specifically pertain to consumer loan credit analysts.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job