As of January 01, 2026, the average salary for a Consumer Loan Credit Analyst II in the United States is $69,400 per year, which breaks down to an hourly rate of $33.
However, a Consumer Loan Credit Analyst II's salary can vary significantly. Here’s a look at the typical salary range:
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A Consumer Loan Credit Analyst II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Loan Credit Analyst II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Consumer Loan Credit Analyst I | 0-2 years | $59,393 |
| Consumer Loan Credit Analyst II | 2-4 years | $69,374 |
| Consumer Loan Credit Analyst III | 4-7 years | $85,464 |
| Consumer Loan Credit Analyst IV | 7+ years | $103,770 |
| Consumer Loan Credit Supervisor I | 7+ years | $95,494 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Credit Analyst IIs. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 18.91% |
| Commercial Loans | 2.27% |
| Billing | 1.5% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Critical Thinking
|
$108,958 |
57%
|
|
Loan Review
|
$83,974 |
21%
|
|
Analysis
|
$83,974 |
21%
|
|
Billing
|
$81,198 |
17%
|
|
Cash Flow Analysis
|
$80,504 |
16%
|
|
Flexibility
|
$80,504 |
16%
|
Your level of education can impact your salary potential. While many Consumer Loan Credit Analyst IIs enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Consumer Loan Credit Analyst II with a Bachelor's Degree is between $69,770 and $75,278).
Consumer Loan Credit Analyst II Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 18.2% |
| High School | 18.2% |
| Associates | 13.6% |
| Bachelors | 68.2% |
| Masters | 13.6% |
| Doctorate | 0.0% |
Understanding how a Consumer Loan Credit Analyst II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Consumer Loan Credit Analyst II can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $68,950 in 2023 to around $68,274 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Consumer Loan Credit Analyst II salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
View More
|
| 2023 | $68,950 |
| 2024 | $68,590 |
| 2025 | $68,274 |
| 2026 |
View More
|
| 2027 |
View More
|
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The highest salary for a Consumer Loan Credit Analyst is $85,700 per year. This position typically offers a salary range from a minimum of $65,400 to a maximum of $85,700, with a mid-level salary of $75,400. Top-paying industries for Credit Analysts often include finance, banking, and investment sectors.
The Consumer Loan Credit Analyst II is indeed a higher position than the Analyst I. The Analyst II handles more complex tasks and operates with greater independence, while the Analyst I focuses on routine assignments. In terms of salary, the Consumer Loan Credit Analyst earns between $65,400 and $85,700, reflecting the increased responsibilities of the Analyst II role.
In the US, Consumer Loan Credit Analysts earn between $65,400 and $85,700 annually, with a median salary of around $75,400. This reflects a competitive salary range within the industry, differing from the broader average of $92,180 reported by the Bureau of Labor Statistics for credit analysts.
The salary range for a Consumer Loan Credit Analyst typically falls between $65,400 and $85,700, with a midpoint of $75,400. While specific bank salaries may vary, top investment banks generally offer competitive compensation packages, often exceeding these figures for analysts, especially in major financial hubs like New York.
Credit Analysts generally work standard business hours, typically between 40 to 45 hours per week. Their salary ranges from a minimum of $65,400 to a maximum of $85,700, with a midpoint of $75,400, reflecting the stability and structure of their work environment compared to more demanding finance roles.
In the US, Consumer Loan Credit Analysts earn between $65,400 and $85,700 annually. The average salary is around $75,400, reflecting the typical earnings in this role. While the Bureau of Labor Statistics reports a higher average for credit analysts overall, these figures specifically pertain to consumer loan credit analysts.
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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